r/CondoPH

Hi,

We’re first-time buyers, and would like to know your thoughts about Lease-to-Own payment schemes, with an option to purchase at the end of the lease term, offered by developers.

RLC is offering 10 Years No Downpayment, No Bank Finance, 0% Interest Rate, 10 Years repayment for their Cirrus Condominium in Bridgetowne, and we’re seriously considering it given na 0% interest siya, and 10 years to pay lang (unlike bank financing).

Has anyone tried this type of payment scheme before, and what are your honest thoughts/opinions? Or is there anything to be worried about?

Ano po ang dapat ko gawin kasi po may balance po ako sa owner ng condo hindi po binalik deposit ko kasi may balance daw po ako saka sa agent daw napunta ang deposit. Nilock nila gamit namin at pinalayas ang anak ko sa condo hindi manlang punayagan makuha gamit ng dalawang student sa school wala daw pwede ilabas. Tapos natagalan po ako hindi nakabayad itinapon nadaw nila lahat ng gamit namin including personal ids at lahat ng mahalagang gamit namin. Pa advise naman po.

Hi everyone! Me and my partner are expecting our first baby soon, and this will be the first time we’ll be living together as a family. We’re planning to stay long-term in Metro Manila since work and career opportunities are here — but we’re stuck deciding between buying a condo or just to rent.

If buying makes sense - any recommendations for family-friendly
condo or apartment locations around
Metro Manila that are practical, safe, and reasonably priced?

We're completely new to this — never lived together on our own before, so all advice, personal experiences, or specific location recs are super appreciated! TYIA🤍

Hi! Just saw on the news that avida is now open to pagibig housing loan. Would like to ask if you know any agent that I can talk to regarding this. Thanks!

Hi everyone! My partner and I are planning to move near SM Megamall since my workplace is just a minute away, while she works remotely.

We’re currently looking for a 1-bedroom condo, preferably furnished or semi-furnished, since we don’t have furniture or appliances yet.

Could anyone recommend which condos or areas we should look into and what budget we should prepare for monthly rent? We’re planning to personally visit the area and inquire directly, so it would really help to know where we should start looking and what rental range is reasonable.

Any recommendations or advice would be greatly appreciated. Thank you!

Hi guys, I've been looking for a condo to transfer to. Limited lang sa Rentpad na allowed pets and kinda expensive pa. I don't have FB for 5 years but I might create a new account if FB lang talaga another option. 

I tried googling "Marketplace FB" condo for rent, I can't find the site or group that people are saying online hay

Can you suggest an FB group names/ other websites where I can look for a condo? Please? 

Thank you so much!

Hi! I’m looking for someone interested in taking over my 1BR unit at Air Residences, Makati.

Basically, pasalo at cost lang — you only pay me what I’ve paid so far, then assume the remaining balance/loan. No markup.

RFS: Migrating

I can provide serious buyers with the complete breakdown of payments made, remaining balance, monthly amortization, and other unit details.

DM me if interested or if you want the numbers/details. Direct buyers preferred.

Looking for a Studio/1BR/2BR Condo with available parking. *Around Makati and Manila only. *Pet Friendly

I'm looking for a low rise condo, preferably ung mga 4-10 floors lang na ideally near sa MRT stations in Ortigas or in Greenfield pero pwede din QC. Older condos preferred since it's more affordable pero open to newer ones if anyone has suggestions!

Hi,

I’m already on the right age to buy a property on my own ditch the life that i’m used to kung saan living with parents’ house. I’m actively seeing multiple condos around Metro Manila specially Mandaluyong, and Pasig. I work with in the bubble of BGC.

Currently I’m interested with these units

1. Fame Residences Mandaluyong- Tower 4 (RFO)
2. Sync Residences Pasig- Tower 3 (Turn over 2029) Tower 4 (Pre-Selling)
3. Lykke Kondo Pasig- Pre-Selling (Loft type)

I’m not in a hurry naman to buy—since RFO na yung isa and okay naman yung offer sa unit but SMDC siya. Yung Sync by Robinsons bigger cut 1br nila nasa 42-50+sqm but slightly expensive. Then yung Lykke PH1 by Megawide loft type—okay siya, kaso wala pang gawa so baka ma delay.

Any suggestions for other developer? Violent reactions? I really want this first purchase to be memorable for me. If for the budget i don’t have the problem naman, basta hindi lalagpas sa 15M.

Thanks. 😊

I just moved to a DMCI condo. I'm leaning to get a gas range with oven instead of an induction/electrical type since the breaker is only 20amps (can't accommodate 4 burners and an oven) plus gas stove is cheaper monthly. And EC Gas is allowed in the condo.

Anyone can share their thoughts? Any recommendations?

The last CMM thread did well so I'm trying another one.

• Whereas Metro Manila is drowning in oversupply, with tens of thousands of unsold and empty units, meaning your "asset" is competing against a wall of identical concrete boxes the day you try to sell or rent it.
• Whereas the POGO collapse gutted a huge chunk of the rental market overnight, leaving entire buildings that were "guaranteed rentals" sitting dark.
• Whereas monthly association dues, sinking funds, and special assessments quietly eat your rental yield alive, and they only ever go up, never down.
• Whereas build quality is frequently poor and units visibly depreciate, so unlike land, the physical asset is literally decaying while you hold it.
• Whereas the secondary (resale) market is weak and illiquid, and buyers overwhelmingly want brand-new pre-selling units from developers, not your five-year-old "vintage" condo.
• Whereas pre-selling itself is a gamble, with developer delays, projects that stall for years, and the occasional one that never gets finished at all, while your money sits locked in.
• Whereas rental yields in real terms are thin once you subtract dues, taxes, vacancy months, agent fees, and repairs, often landing below what a boring time deposit or dividend stock would pay.
• Whereas peso depreciation quietly erodes your returns if you're measuring in dollars, which any OFW or foreigner ultimately is.
• Whereas the exit is brutal: capital gains tax, transfer costs, and a buyer pool that would rather put the same money into a shiny new tower next door.

Change my mind. I know there are some real estate agents here.

Hi everyone need help po.

Ano po mga ginagawa nio para ma minimize un noise ng unit.

For context po. Lilipat Ako sa condo na studio unit. May toddler Ako at kung umiyak Minsan pero Todo Todo ingay..

Wala pa Ako katabi sa right side na unit , sa left Meron na. Sa tapat dko sure.

Ano kaya dapat ko gawin sa loob ng unit para mabawasan un noise na lumabas Mula sa unit Namin.

Kasi di tlga maiiwasan mag ingay un toddler ko ..

Ayaw ko Naman maka abala.

Next po sana hingi Ako mga tips pano maka save ng kuryente sa unit natatakot Kasi Ako sa bill ng meralco dahil sa induction mahilig pa Naman Ako mag luto.

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Ps:

May house and lot kami sa cavite Kaso need tlga magwork sa manila kaya sa condo kami na kinuha ko Kasi sayang din if mag uupa pa kami sa iba