r/EngineeredIncome

35% SCHD
GPIX, GPIQ, DIVO, IDVO, IAUI, MLPI, MAIN, IWMI, QDVO, UTG (even allocations for remaining 70%)

https://preview.redd.it/j7nf1j213tjh1.png?width=206&format=png&auto=webp&s=c7e440d077aeace4b02b11bd7eee78dfeff2336a

Attempting to create a durable income machine that compounds without me adding until the income reaches my walkaway number for early retirement. The above allocation matrix is what I am currently holding, and would like opinions on just the synthetic yield sleeve portion (CHPY, ULTY, NVII).

Worth nothing, I have held all of these positions for over a year, and rebalance monthly from distribution income. Blended yield appears to be somewhere around 12%-13%. Below is logic behind the choices made.

Dividend‑Growth Core (65%) SCHD, VOO, VYM, SCHY

• Long term compounding and growing
• Stable and time tested

Safety & Stability (10%) SGOV

• Predictable monthly yield
• Zero risk

Income Sleeve (15%) SPYI, JEPI

• Monthly cash flow
• Lower volatility

Synthetic‑Yield Weekly Sleeve (9%) CHPY, ULTY, NVII

• Weekly distributions
• Rebalancing fuel

Cash Buffer (1%) SPAXX

• Distribution landing zone
• Rebalancing staging area

Is 9% too agressive? Too risky? or does this look like engineered income?

Dude was an awesome stat machine. Seemed cool! But was banned and I haven’t seen him anywhere. ;(

what happened to that user who was posting about Delta NAV?