r/GTBITtards

Is it worth taking a loan for this tier 3 college in this market

Hey guys
I’m thinking about GTBIT for B Tech IT. The catch is that I’ll have to take out an education loan of about 7 Lakhs to cover the fees and everything else.
Looking at the tech market right now, I am absolutely terrified. Freshers aren’t even getting interview calls anymore, mass recruiters have basically stopped hiring, and I’m literally seeing seniors from these tier 3 colleges graduating completely unplaced.
My biggest fear is the debt trap. Coming from a middle class family, a 7L loan is a lot of money. What happens if I graduate and don't get a job within the one year grace period? How am I supposed to pay back the EMIs? The thought of sitting at home unemployed with a monthly bill from the bank hanging over my head is giving me insane anxiety.
I’m trying to plan ahead by grinding C++ DSA for off campus coding tests and focusing on Python and Cloud stuff to avoid the generic frontend MERN crowd, but I keep getting paralyzed by the what ifs. Is it actually worth taking a 7L debt for a tier 3 B Tech tag right now? If the private tech market completely tanks by the time I graduate, what back up options do B Tech grads even have to clear a loan like this? Also, how strict are banks if you need to extend the moratorium because you genuinely can’t find a job?
Alternatively, I do have an option to just join Delhi University for a B Sc Hons in Computer Science, which would be way cheaper. But I'm worried a 3 year B Sc won't hold enough weight if I try to apply off campus or look into moving abroad later.
Would love to hear from anyone who took a loan for a tier 3 college, or anyone who can give me a reality check on the fresher hiring scene. What should I do?

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u/achaokyara — 4 hours ago
▲ 2 r/GTBITtards+1 crossposts

CSE-AIML & AIML ARE SAME NAA???

i have seen that many colleges written cse-aiml in thier branch while some have written only aiml both are same naa?????

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u/stockseyben — 2 days ago
▲ 104 r/GTBITtards+2 crossposts

GGSIPU BTECH COUNCELLING ROUND 1 RESULT UPDATES

UPDATE: As of 8:45 PM IST :RESULT IS OUT

News : New notice for round 1 after result protocol for students.

INSTEAD OF LOGGING IN AGAIN AND AGAIN WE CAN USE THIS POST AS A WAY TO CHECK IF THE RESULTS OUT YET I was checking the website but then got irritated by having to put OTP and CAPTCHA again and again so this is far more convient

Please use a similar format: "As of 4:15 PM IST : Inactive status of Counselling tab after login."
Since it can come anytime after 4 could be 8 or 10 but i think it will be before 8 or 6 depending upon the office timings so i think putting updates after every 15 mins

DO NOT SPREAD MISINFORMATION

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u/maybe_kinda_smart — 4 days ago

MLA SIGN ON CHARACTER CERTIFICATE

will mla sign work on character certificate? As I am dropper and I don't think school wale denge new kyunki bhut bacho ko mna krdia hai

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u/Popular-Average6891 — 3 days ago
▲ 2 r/GTBITtards+1 crossposts

Urgent help

Hi guys I have 87 percentile ews non delhi student

Can I get gtbit bpit or any other good college in ipu counselling

I have hired counsellor they are saying sure u get but I don't think 😔😭😭😭

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u/Straight_Rock_8388 — 4 days ago

Hidden benefits of jee tea bi eye tea

Bache bhenchod ise chodkr hmr/vips me cse le rhe hai batao un bacho ko koi scope ni vaha se btech karne ka yaha ka 64 percent placement rate hai 😌cse ka avg package 6.5-8lpa mene third party website se nikala hai median package 6lpa hai btech bi 6-7lakh me hojayegi vips ki fees bi iti hai and package 4lpa hai agar andar ki baat batau tum chutiye unka fake placements dekh rho ho jiski rank 2-3 lakh ke andar hai consider gtbit it's best pvt college after bpit/bvcoe sardar log bi 5-6 lakh rank ke baad admission ni le skte so be careful ita ez ni admission only downside is campus sala bunk marne ke liye samne vale park jana padta hai campus ke 😂 but chodho ye sab

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u/baapkabeniss — 5 days ago

help!!!

idk what to chose in btw btech cse ds or btech it. some people are saying to chose it and some are saying to chose ds and i have also an option for core cse but its 2nd shift so what should i chose

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u/Little-Zone-3659 — 8 days ago

Regarding education loan

I will get it in spot round and the fees of gtbit is 6-7 lakh

So do you think it's okay to take education loan for it i mean I am just sacred what if I don't get a decent to pay off the loan

Even though I will work hard but what if I don't get decent job

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u/Alternative-Show-632 — 8 days ago