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r/IndianMutualFunds

Allocate a new fund or increase the SIP amount of existing ones?
▲ 20 r/IndianMutualFunds+1 crossposts

Allocate a new fund or increase the SIP amount of existing ones?

The current SIP amount is 15k. Iam planning to put 5k more into mutual funds. But iam confused whether i should allocate a new midcap fund (Motilal) or split the 5k along the existing SIPs.

(3k for PPFC, 1K each for the others). I know 5k won't make much of a difference, but i still want to do it right.

u/Nystbart — 5 days ago
▲ 6 r/IndianMutualFunds

Received this mail today. what does this mean? I have not cancelled any sip as such. When I mailed them for clarification, they responded (attached).

u/-Sab-Maya-Hai- — 8 days ago
▲ 5 r/IndianMutualFunds

How can I update bank account details across all MF folios ?

I live outside India and need to update the bank details linked to my mutual fund folios. I submitted the signed form through MF Central, but the OTP is still being sent to my old inactive number.

Some folios are linked to my new bank account, while others still have the old one. MF Central is also showing some folios as unregistered because two different mobile numbers are associated with them.

Has anyone faced this issue before? What is the best way to update bank and mobile details across all folios from abroad?

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u/Future_Atmosphere921 — 7 days ago
▲ 5 r/IndianMutualFunds

Confusion between 2 funds!!!

I've been doing SIPs for the last 3 years.

I started with ₹3k across 4 funds, i.e.:

Parag Parikh Flexi Cap Fund

Mirae Asset Large & Midcap Fund

Bandhan Small Cap Fund

Motilal Oswal Midcap Fund

But now I've increased my SIP amount to ₹12k and made some changes to my SIPs.

I've stopped investing in the Mirae Asset Large & Midcap Fund and the Motilal Oswal Midcap Fund. Now my SIP allocation looks like this:

PPFC – ₹3k

UTI Nifty 50 Index Fund – ₹3k

MO Midcap 150 Index Fund – ₹2k

Bandhan Small Cap Fund – ₹2k

ICICI Nasdaq 100 – ₹2k

My risk appetite is aggressive, and my investment horizon is 20 years.

I also plan to increase my SIP amount to ₹25k within a year.

What I want to ask is: Is the UTI Nifty 50 Fund okay, or should I replace it with the Nifty Next 50, which covers more of the market?

Since PPFC and Nifty 50 have overlap in large-cap holdings, I'm a bit confused.

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u/iaman10 — 10 days ago
▲ 12 r/IndianMutualFunds

Please review this ETFs portfolio for investment

I wish to invest around 3 Lakh in these ETFs.. Please provide your suggestion. I have sufficient funds for emergency so I am not investing in any debt funds. Please suggest how much money I should allocation in each fund. Please give your suggestions.

  1. Edelweiss Nifty LargeMidcap 250 ETF
  2. ICICI Prudential Nifty Midcap 150 ETF
  3. HDFC Small cap 250
  4. Mirae Asset Nifty 500 Multicap ETF
  5. Nifty 500
  6. Nifty 100
  7. Nifty 50
  8. Kotak nifty alpha 50 ETF
  9. Motilal oswal SP BSE Enhanced Value ETF
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u/poodorn — 10 days ago
▲ 9 r/IndianMutualFunds+1 crossposts

What am i doing wrong here? Im 22 , mbbs student, no earnings, these are only savings from pocket money and all which ive put it all in mfs. What say anyone??

u/SimilarNebula5010 — 11 days ago
▲ 43 r/IndianMutualFunds

Can you please review

Hi experts can you please help review my profile. These are my allocations on different caps

Risk appetite: high as I have around 50 lakhs in debt and 50 lakhs in RSUs and 15 lakhs in emergency

Investment goal: FI

Investment horizon : > 10-15 years

Allocation details: as depicted on the pic

Which app do I use: Groww

Why you selected the funds: I did some basic search

u/PuzzleheadedGene2664 — 12 days ago
▲ 2 r/IndianMutualFunds

Guys I'm very new in all this any suggestions

So I'm 21 working with my dad in family business of clothes so basically I'm saving from 2-3 yrs this investment was done by my fufaji but it's decreasing a lot I'm really concerned about my money 😔 what should I do? Plz lmk

u/LegRelevant9540 — 10 days ago
▲ 7 r/IndianMutualFunds+1 crossposts

Is my portfolio plan good for long term ?

I was an NRI and moved back to India about a year back. I was not that familiar with Indian Stock Market and over an year I have been learning about investing in India.

I have INR 15 Lakhs (excluding savings for regular expenses and emergency funds) that I am looking invest.

I have created an account in Zerodha and planning to invest in Mutual Funds (Direct, Growth options) through Zerodha Coin app.

I am not sure if I should do lumpsum investment or SIP investment (to average out the volatility of the market). Leaning towards SIP. Please let me know if my plan is good:

Goal: FIRE, Long Term Growth that beats Inflation.

Investment Horizon: >=5 years

Total SIP per day: INR 5000

SIP planned duration: 300 days

Total Investment: INR 15,00,000 (15 Lakhs)

  1. NIFTY 50 Large Cap Index:

Nippon India Index Fund - Nifty 50 Plan

https://coin.zerodha.com/mf/fund/INF204K01H36/nippon-india-index-fund-nifty-50-plan-direct-growth

SIP per day = INR 2000

  1. NIFTY Next 50 Index:

Edelweiss Nifty Next 50 Index Fund

https://coin.zerodha.com/mf/fund/INF754K01QL5/edelweiss-nifty-next-50-index-fund-direct-growth

SIP per day = INR 1000

  1. NIFTY Midcap 150 Index:

Nippon India Nifty Midcap 150 Index Fund

https://coin.zerodha.com/mf/fund/INF204KB18Z7/nippon-india-nifty-midcap-150-index-fund-direct-growth

SIP per day = INR 1000

  1. Fixed Income or Debt or Liquid or Money Market Fund: For diversification and as alternative to Fixed Deposits

Please suggest funds.

SIP per day = INR 1000

  1. Should I invest in Gold or Silver funds? If yes, please suggest funds. In that case I will do SIP of INR 700 per day in Gold and INR 300 per day in Silver.

(I will change my NIFTY 50 SIP allocation to INR 1000 per day instead of INR 2000 per day if I invest in Gold / Silver.)

  1. Should I consider Parag Parikh Flexi Cap Fund ? Not looking for international equity exposure as I already have investments in USD via Paasa / Interactive Brokers.

Thanks in advance.

u/KA2107 — 12 days ago
▲ 16 r/IndianMutualFunds

My Portfolio review

Suggestions will be highly appreciated. Started 5 yrs ago.

  1. Risk appetite - Moderate
  2. Investment goal - wealth creation
  3. Investment horizon - 5 yrs done + another 25 years
  4. Allocation details (sip per month) i. Mirae asset large & midcap fund direct growth - 2500 rs ii. Quantum gold savings fund direct growth - 2000 rs iii. 360 one focused fund direct growth - 3000 rs iv. DSP midcap direct plan growth - 1500 rs v. Parag parikh flexi cap fund direct growth - 3000 rs vi. ABSL large & midcap fund direct growth - 1500 rs vii. ABSL corporate bond fund direct growth - 1000 rs
  5. App I use - Groww
  6. Reason for selecting these funds and not selecting similar ones from another AMC - Judging past performance
u/OutsideCurrency1641 — 12 days ago