r/InvestmentEducation

Hey guys, if you missed it, TD Asset Management settled CAD $70.25M  with investors over claims it charged improper trailing commissions. And, I just found out that they’re accepting claims even though the deadline has passed.

Quick recap: In 2023, TD Asset Management was accused of charging investors fees for advisory services that were not actually provided. In short, certain mutual fund investors paid trailing commissions through discount brokers despite receiving no advice.

After this news came out, the stock dropped, and investors filed a lawsuit for their losses.

Now, the good news is that the company agreed to settle CAD $70.25M  with them, and even though the deadline has passed recently, they’re accepting late claims.

So, if you invested in $TD when all of this happened, you can still check the details and file your claim here.

Anyway, has anyone here invested in $TD at that time? How much were your losses, if so?

Most people who followed $CYDY remember March 30, 2021. The FDA publicly stated that CytoDyn's claims about leronlimab were "misleading and not supported by the data", no benefit was shown in COVID-19 treatment trials. The stock dropped 25%+ that day.

What happened afterward was a class action lawsuit covering investors who held $CYDY between March 27, 2020 and March 30, 2022.

A $500,000 settlement has been reached and terms are now submitted to the court for approval.

Who qualifies?

Anyone who held $CYDY during the class period and suffered losses from the alleged misrepresentations about leronlimab's effectiveness for HIV and COVID-19.

Can I still apply?

Yes, you can submit your application now and it will be processed once claims filing officially opens after court approval.

If you were damaged by this don't forget to check your eligibility. GL!

Six months ago, my trading was a complete mess. I was chasing highs and lows, overreacting to every fluctuation, essentially gambling on charts. My account paid a heavy price for it.

What changed everything wasn't some magic indicator, but structured thinking. A friend invited me to join a group where members simply shared charts and explained their trading logic.

There were no signals, no so called "masters," we were all the same. Discussions revolved around trend structures, volume, ATR compression, and price action around moving averages. We also discussed the market, risk, and the logic behind positions, not just what to buy.

What impressed me most was that everyone always talked about risk first, not potential reward.

Observing how others analyzed their trading strategies (including failures) taught me to slow down and replace emotional reactions with systematic thinking.

While I still make mistakes occasionally, my trading process is much clearer.

Sharing this might help those feeling lost in trading.

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