Hello KKB,
I got a JCB platinum from RCBC last week and called CSR to confirm that it's included in the NAFFL promo as long as I meet the spend requirement.
Can I still join other RCBC promos like the 12K overseas spend? https://rcbccredit.com/promos/JCBSC12K
Or will this conflict with the NAFFL promo?
Ano po kaya magandang cc that's generous for rewards base on my spending habit. Two cards are welcome basta nagfall sya sa gastos ko hehe.
Online Shopping (Shopee, Tiktok): Min monthly 5k
Grab (Food/Car): Min monthly 2k
Groceries: Min monthly 3k
Gas: Min monthly 8k
Married with no kids. 41k monthly salary, Husband ko naman is depende sa kita niya kasi mc taxi siya.
Thank you! I only have MFree na ginagamit ko lang for gadgets purchase hehe.
I need guidance po. Recently got my BPI rewards card with small limit. Since its my first time ayoko masira credit ko at maging maganda score. Kumain kami sa resto, used the card, paid for it the next day agad. ganun din sa shopping. swipe it, and paid it in full the next day di na kami naghihintay ng billing statement or due
however i saw a video na di daw mag ggrow credit score sa ganun, worse minsan nag nenegative pa daw. is it true? pano yung tamang diskarte dun
Sa part ko naman we treat it as debit kaya yung pag gamit ko sure na dapat ko mabayaran in full bukas agas ayoko kasi mas malunod ako sa patong patong na dues.
please help and guide po
Can bills payment thru unionbank app qualify for 20k to spend to avail the naffl for shell power visa platinum card? Im planning to pay my meralco bills.
Hi, is this legit lol. I was surprised how fast the approval was when my first cc U-Mastercard just turned 5 months old. I applied around 1pm, got the confirmation email and text around 1:40 pm, and received this text 8:52 pm???
I did not receive an approval email but did on text.
Would I be given a tracking and all after this? Would I know my limit or do I have to wait for the card delivery.
Thank you lord and BDO. Nagreflect na yung welcome cashback. Malaki din ang 5k 😊
"Almost All Digital Transactions Will Soon Be Free," Hopes Finance Chief
Finance Secretary Frederick D. Go welcomed recent moves by BPI and RCBC to offer fee-free bank transfers, saying in a July 4, 2026 statement that he hopes more financial institutions will follow suit. Go said he is optimistic that almost all digital transactions will soon be free of charge, as part of the government's push for more accessible and affordable digital financial services.
Join the #1 finance community in PH, with over 1.3m members, KasKasan Buddies (Credit Card Hacks and Promos), for more updates.
First BDO 2go tracking number is received ko na.
2nd BDO 2go tracking number = not sure ano ito kasi wala na akong ineexpect na BDO, at wala rin naman nag aappear sa app.
I tried checking yung tracking, sabi out for work daw.
May ineexpect akong delivery tho for EW naman at Go21 yun, iba yunh trackinh number din.
Confused tuloy ako kung wrong sent lang ba yung BDO for the 2nd tracking number.
If anyone had the same scenario, please do help. Thank you!
Are there any tricks to trigger the NAFFL Promo when you spend 20k?
Like hindi ka totally gagastos ng 20k?
Hello, paano po kapag Minimum amount due lang binayaran muna or like above minimum amount due pero not enough to cover the total amount.
Magkano po interest non?🥺
Hi! I just applied yesterday for this card. For context, UB has been my payroll account for a number of years.
On my first try, after filling up my name, id details, and checking the let UB autofill your info etc a pop up message showed to please wait a minute then while it was loading i saw there was another tab for employment details however it automatically loaded and showed a reference number but I was worried I didn't get to the employment part.
I tried for the second time and the same thing happened. I still didn't get to the employment part and it gave me another reference number. Does this mean my application went through or no?
Hoping for guidance on this
5 Best Cards for Cashback
Pera mong ginagastos, dapat may babalik sa'yo. Yan ang punto ng cashback card. 💰
Narito ang 5 best cards para sa cashback ngayong July 2026.
Yung pinaka-mataas na cashback rate, hindi laging pinaka-sulit. Tingnan ang minimum spend at monthly cap bago mag-decide.
Benefits and fees vary by bank. Always check your bank's official T&Cs.
hello po!! ask ko lang po if yung spend of 30k is pwede sya installment or need po straight para mawaive yung annual fee?
Metrobank Save and Swipe
Hello po!
Last Tuesday, June 30, I personally visited the Metrobank branch near my workplace and applied for save and swipe. Then, yesterday, July 1, the amount I indicated for held-out deposit was already hold (iba na ang available balance ko sa current balance). So I thought okay na, waiting na lang ako mag send sila ng sms na out for delivery na ang card kasi naka-hold na.
Then today, kaninang 5:24 pm, I received an SMS from MCC saying this:
Dear MY NAME, we're unable to move forward with your application at this time. However, we'd love to offer you another option-Metrobank Secured Credit Card.
Ano po kayang ibig sabihin nito? Does this mean ba na inapply ako ng branch officer for a credit card? E as per correspondence naman namin, for save and swipe ang inaapplyan ko talaga. Do I need to visit the branch ba nyan and request for a secured credit card ulit? 😭
Sana po may makasagot, salamat po!
Share ko lang experience ko. I bought an Iphone noong May pero before ako bumili, nag ask ako sa CSR if eligible padin ako for NAFFL promo kahit iconvert ko sa app yung amount at hindi initiated direct merchant, and they said YES, pwedeng pwede raw.
Reddit people say it’s NOT possible. I called CSR multiple times and they assured me na I am eligible for NAFFL kahit cinonvert ko pa sya sa app lang, at mag wait daw ako for 30 business days for confirmation.
I am super happy na they confirmed it na kahit purchase conversion pa sya😩. Mas better talaga to call a CSR instead of asking online.
This is just me ranting out re: title of this post.
Background: I am really pissed off right now. My due date is in 12 days and I never missed any payments in the past. And yet here comes Security Bank's call reminders multiple times a day every f*cking day until you pay your credit dues. They don't even have a real-time list or status! There was one time that I already paid around 8am yet I still receive hourly calls from them!!!
Previous Attempt: I've already requested via support call to remove me from call reminders. The agent previously confirmed such yet it seems like I am still in then list.
I am just waiting for my other cards to be delivered and I will have this card deactivated. I am so done with the unnecessary harassment!
I received a call from BPI CS female agent (as she claimed) about my unclaimed reward points daw for my premium card. Ibaba ko na sana kaso she knew all the details of my card. As in. Dahil marami naman akong nababasa about scam kaya medyo hesitant ako. Nag caution pa sya dahil na feel nya na hesitant daw ako(malamang eh sa dami ng scammers nowadays).
I have an unclaimed reward points at sayang daw. Third party dw sila at authorized ng BPI for valued customers. Amounting to ₽11k daw if icoconvert un points. Di ba daw ako aware na meron akong welcome points once na na-approved ako? Di ko ba daw nabasa sa Vybe or sa envelope nun na receive ko un card? So ako naman, huh talaga ba? Pwede ko pa daw mareceived un converted points thru series of cashback until maubos un 11k, cheque na ipapadala sa home address, or sodexo GCs daw with their partner merchants.
She then asked me to look at the back of my CC to check kung pang-ilan ako sa napproved (I guess CVV to). The number is from 1-999 daw. Grabe I was fascinated kung paano nakukuha un info natin ang un confidence nila to communicate. Taz if may nareceive na daw ba ako na SMS. Sabi ko wala. Baka sa old number ko sila nag text. Kasi even un adress ko na binanggit nila is un luma din.
I blocked all my cards and she knew it. Bakit daw naka block un card. I ended the call politely pa rin. Buti na lang talaga breaktime ko at nakain pa ako nun nareceived ko un call. Akala ko kc bagong rider ng parcel un tumatawag kaya ko nman sinagot.
Ako lang ba or sadyang matagal bago mag increase limit dito sa ZED? This March ko pa sya nareceive and nag start akong gamitin this April. 🧐 Stuck pa rin sa ₱15k credit limit.
Napa-compare tuloy ako bigla sa Atome na galante mag increase monthly ng limit.
tried maya black mini payments right now and idk why but a negative amount suddenly showed up on my dashboard after availing it for a transaction.
any idea what i should do??
Hi. I'm a first timer in trying to attend Travel Expo sa SMX to check for flight promos. Since one of the sponsors si Metrobank, eligible naman ung cc ko para makakuha ng free ticket at makapasok during the first 2 hours, July 10.
I have an intended travel to Taiwan on November, and I am on a budget trip. Based sa list, flagship airlines lang magpaparticipate like PAL. Wala ung mga affordable like CebPac and Air Asia.
How affordable can they give sa mga flight promos nila dito sa Expo? May makukuha kaya akong 6K+ one-way?
Can you share any tips kung paano ba kalakaran dyan kasi first time ko po magttry. Thank you :)