r/PHDigitalBanks_

LANDBANK just removed InstaPay & PESONet transfer fees starting July 7

LANDBANK just removed InstaPay & PESONet transfer fees starting July 7

JUST IN: Libre na ang InstaPay and PESONet transfers sa LANDBANK starting tomorrow, July 7!

Good news lalo na kung LANDBANK ang payroll account mo, especially sa maraming government employees. Mas madali nang mag-transfer ng funds sa ibang banks nang walang iisipin na transfer fee.

u/DigitalBanksPH — 4 hours ago

Just got my Gotyme bank!

Plano ko talagang magsimulang mag-save, kaya naisipan kong mag-open ng bank account. Pero bilang student, akala ko mahihirapan ako kasi ang daming requirements at iisa pa lang ang valid ID ko.

Buti na lang nagtanong ako sa GoTyme kiosk. Tinry kong mag-open ng account, at nagulat ako kasi less than 5 minutes lang, tapos may card na agad. Ang bilis pala ng proseso.

Ayun, finally may bank account na rin ako. Mas madali na akong makakapagsimula mag-ipon kahit paunti-unti.

u/Sharongarcsss — 5 hours ago

RCBC LRT 2 Advertised Mastercard, Visa and Google Pay

according to RCBC advertisement malapit na iactivate ang Card/QR Turnstiles soon!

advertised with Mastercard, Visa, Google Pay and GCASH.

Malapit na din kaya ang Apple Pay?

u/blockobito — 22 hours ago
▲ 3 r/PHDigitalBanks_+1 crossposts

BanKo app bank certificate request

Hi all! Anyone try to get a bank certificate (different from statement of account na may transactions) from BanKo app? So far what I can find is the statement of account lang. Needed sana for Visa application. Thanks!

reddit.com
u/anonyuser2023 — 1 day ago

Where else can I pay for Maya Black CC due?

I can’t click “Cards” sa Maya app kasi ganyan lagi lumalabas for a week na.

Saan pa ba pwede bayarang ang Maya Black? Huhuhu. Bukas na due date ko waaah.

u/PurpleAqua20 — 1 day ago

I thought Gcash lowered their fee to ₱10?

It says ₱10 but when I'm about to confirm it biglang ₱15? Is it because kahapon lang po siya nag take effect? a glitch? updated naman po yung gcash ko. Thank you.

Update: still the same. Tried clearing cache, force stop, restarting my device, and deleting and re-installing gcash but to no avail.

u/BigLingonberry3063 — 1 day ago

Maya drops InstaPay fee to ₱10 starting July 6

JUST IN: Maya Lowers InstaPay Transfer Fee to ₱10

Starting Monday, July 6, Maya will reduce its interbank InstaPay transfer fee from ₱15 to ₱10, making fund transfers to other banks a little more affordable. Transfers to other Maya accounts remain free, while PESONet transfers also continue to be free.

This follows the recent trend of banks lowering or removing transfer fees, giving Filipinos more affordable ways to move their money.

Join the Digital Banks PH Community to stay updated on the newest bank promos, features, and fee changes.

u/DigitalBanksPH — 2 days ago

GCash drops InstaPay fee to ₱10 starting today

JUST IN: GCash Cuts InstaPay Transfer Fee to ₱10

Starting today, July 4, GCash has reduced its interbank InstaPay transfer fee from ₱15 to ₱10, making fund transfers to other banks and e-wallets a little more affordable.

GCash-to-GCash transfers remain free.

This comes as more banks lower transfer fees or offer free InstaPay transfers, making digital fund transfers more affordable for Filipinos.

Join the Digital Banks PH Community to stay updated on the newest bank promos, features, and fee changes.

u/DigitalBanksPH — 2 days ago

BSP Says More Banks Will Ofeer Free Bank Transfers

Bangko Sentral ng Pilipinas (BSP) says more banks may soon offer ₱0 fund transfer fees. BSP Governor Eli Remolona Jr. said additional banks could remove or reduce transfer fees in the coming days, following the recent announcements from Bank of the Philippine Islands (BPI) and Rizal Commercial Banking Corporation (RCBC).

The BSP welcomed the growing trend, saying lower or even zero transfer fees can encourage more Filipinos to use digital payments and support financial inclusion. While no other banks have been named yet, the regulator expects more institutions to follow as competition continues to drive better services for consumers.

Follow Digital Banks PH and join the Digital Banks PH Community to stay updated on the latest bank announcements, promos, and digital banking news.

u/DigitalBanksPH — 2 days ago

Would You Pay ₱750 for the BTS x GCash Card?

GCash BTS WORLD TOUR 'ARIRANG' Visa Card is officially priced at ₱750.

This limited edition, collectible Visa payment card features an exclusive BTS WORLD TOUR 'ARIRANG' design, is valid for 5 years, and can be used for both online and in-store purchases.

Orders open starting July 9 through the GCash app. There's no need to rush at exactly 12PM, as GCash has prepared enough cards for eligible fans and will continue accepting and fulfilling orders until June 30, 2027, while supplies last.

For more updates on digital banking, e-wallets, payment cards, and the latest promos, follow Digital Banks PH and join the Digital Banks PH Community.

#BTS_WORLDTOUR_ARIRANG_SPONSOR_Visa

u/DigitalBanksPH — 3 days ago

BSP announcing more banks to follow free transfers

Interestingly, for the past two weeks I’ve received offers from three different banks regarding loans: two via call, and one via chat. I’ve also been offered a credit card from an international bank.

Ano kaya meron?

reddit.com
u/AntiGentri — 3 days ago

RCBC Now Offers Free InstaPay Transfers

Starting July 4, 2026, RCBC customers can enjoy ₱0 InstaPay transfer fees when sending money to other local banks through RCBC Pulz and DiskarTech app.

RCBC Pulz offers 30 free InstaPay transfers per month with a minimum transfer amount of ₱100.

Meanwhile, RCBC DiskarTech continues to offer unlimited free InstaPay transfers, subject to its daily transaction limit of ₱499,999.99.

u/DigitalBanksPH — 4 days ago
▲ 36 r/PHDigitalBanks_+1 crossposts

RCBC Free Instapay Transfer

Finally, some real competition.

RCBC is offering 30 free InstaPay transfers every month.

u/Blueraven_0415 — 4 days ago

QR Ph takes the lead in PH business payments

Cashless payments keep gaining ground as QR Ph now makes up 55% of payment volume among businesses, based on PayMongo's midyear 2026 data.

The shift shows more Filipinos and businesses are embracing one QR code that works across participating banks and e-wallets for faster, simpler transactions.

u/DigitalBanksPH — 4 days ago

Before You Transfer Money Again, Save This Guide

Game-changer talaga sa karamihan ang free bank transfers! 💸

Here’s our updated free transfer guide, kasama na rin ang InstaPay transfer fees ng ilan sa mga major banks at e-wallets. Transfer fees currently range from ₱5 to ₱20, kaya malaking tipid kung alam mo kung saan libre and mababa ang fees.

Mas preferred pa rin ng marami ang InstaPay dahil real-time ang pasok ng pera, 24/7. Except syempre kapag may scheduled maintenance, kaya ugaliing mag-check ng bank advisories bago mag-transfer ha.

Kayo, ano ang gamit nyo pang-transfer? Share your go-to bank or e-wallet sa comments! 👇🏻

Follow Digital Banks PH and join the Digital Banks PH Community for more useful banking tips, updates, and money-saving guides ✨

u/DigitalBanksPH — 5 days ago

Kamusta yung UNO bank? Can I get experiences pls

Is it better to get UNO bank through the app itself or better ba yung sa GSave? Ano pros and cons nya? What other banks do you have? I want to look into purely digital banking apps. TYIA

reddit.com
u/letsgetlettyy — 4 days ago

BPI Cards Now Work on Google Pay

BPI customers can now use eligible cards with Google Pay, making contactless payments easier with just an Android phone or compatible device. Apple Pay isn't available in the Philippines yet, but BPI says it's already prepared to support it once the service officially launches.

u/DigitalBanksPH — 4 days ago

Security bank issue - transfer failed but funds deducted

Hello everyone,

I transferred money from Security Bank to Maribank but it showed transaction failed but the funds was deducted and the money never arrived in Maribank. I tried to contact Security Bank's CSR but unsurprisingly their CSR are one of the worst experience and got nothing. I sent an email to document everything.

Never had this exp before what should I do while waiting for a resolution?

reddit.com
u/d0kutofu — 4 days ago