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r/PHDigitalBanks_

▲ 2 r/PHDigitalBanks_

RCBC Digital Savings... MyDebit ATM Card

It's my first time using and opening a digital bank account. I opened a digital savings account last February. The last email I received after my account was verified said they would send a separate email about the add-ons I selected (MyDebit ATM Card). While waiting for their email about picking up the card, I already transfer/deposit 20 pesos last February. However, I never got another email again from them. I was thinking of going to their branch, but it's far from us, and I kind of settled on using GCash for my salary. But recently, I found that you need to fund 100 pesos after 180 days of opening the account. Is my account still good to go? I still wanna use it for my savings and, at the same time, to withdraw money. I looked for help online, but I just wanna hear/ask for real user.

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u/Ok-Morning-1113 — 3 days ago
▲ 2 r/PHDigitalBanks_+1 crossposts

Anyone experienced a failed QR Ph payment on GCash using linked Maya CC? ₱8k transaction though still pending on CC transaction history but I don't know the effect 😭

Hi! I tried paying via QR Ph using GCash, with my linked Maya Credit Card. The amount was ₱8,000, and it was already deducted from my available credit limit. However, the payment didn’t go through on GCash, and the merchant hasn’t received the payment either.

As of now, the transaction is still showing as pending. The screenshot says that if the transaction doesn’t go through, I’ll be refunded within 24 hours. However, since I used a credit card, I’m not sure how the refund process works.

Will the pending transaction automatically be canceled, and will the ₱8,000 be restored to my available credit limit? Or do I need to contact GCash or Maya to have it resolved?

Has anyone experienced this before, especially when using a linked credit card? I’m honestly a bit worried because ₱8,000 is a significant amount, and this is the first time this has happened to me. Huhu. 🥹

I’d really appreciate hearing about your experiences. Thank you!

u/nthn240 — 4 days ago
▲ 1 r/PHDigitalBanks_+1 crossposts

Atin-Atin Lang: 5% Cashback to ALL transactions using Uno Card.

So not gonna gate keep this hack, I’ve been using this for a while especially for Pinduoduo. You all need to use the virtual card when doing online transactions and get instant 5% cashback. For physical transaction, just tap using Apple Pay.

Cons: No credit limit yet, you need to reload your account.

Download Uno here. Referral code: 9E8HDE to get 100 extra credits!

u/Rich_Independence_97 — 12 days ago