r/PHDigitalBanks_

Image 1 — Nag email ako sa CEO ng Samsung Philippines
Image 2 — Nag email ako sa CEO ng Samsung Philippines
Image 3 — Nag email ako sa CEO ng Samsung Philippines
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Nag email ako sa CEO ng Samsung Philippines

Ito yung nireply or comment nila “Samsung Pay is currently tentative in the Philippines and is still not available as of moment.”

Kailan kaya talaga ito ilalabas ang Samsung Pay or tap to pay magiging live na yung Samsung wallet app all the features

▲ 434 r/PHDigitalBanks_+2 crossposts

Unexpected birthday gift from Maribank hahaha

Ako lang ba? Siyempre hindi haha May birthday gift cash from Maribank? Pero kasi yung dalawang pinsan ko na maribank user na nag birthday and mag bbirthday before me walang ganun sa kanila😅 So random lang to or special lang ako kay seabank🥰

u/Real_gem00 — 2 days ago

Maya Just Announced a 1% Cross-Border Fee Starting November

Maya Black and Landers Cashback Everywhere Credit Card will start charging a 1% cross-border fee on transactions processed by foreign merchants or payment processors, even when the transaction is billed in Philippine peso, according to an advisory sent by Maya today.

Currently, these cards do not charge a cross-border fee on such transactions. This can include payments to foreign merchants such as Airbnb and Agoda, Google Play or App Store purchases, and online subscriptions like Spotify, YouTube Premium, and HBO Max. The new 1% fee is set to take effect on November 17, 2026.

u/DigitalBanksPH — 3 days ago
▲ 90 r/PHDigitalBanks_+1 crossposts

Any Insider Info for Apple Pay Wave 2 Launch in PH?

Just wanted to ask maybe anyone can share if they have any insider info on the launch of Apple Pay for other banks? (Eherm… BPI please 😅)

We somehow know that it happens every Tuesday of the week. I was hoping that there were additional banks to be supported last week, but unfortunately that wasn’t the case.

u/blazer4444 — 3 days ago

Google Pay x Visa Promo: Got ₱700 Cashback from PalawanPay

LOOK: ₱700 cashback from PalawanPay credited in less than 24 hours after linking its virtual card to Google Pay and enrolling in the Visa promo.

Eligible Visa cards from select banks can get the cashback by making at least 3 tap-to-pay transactions worth a minimum of ₱1,000 each. Perfect if may purchases ka this month, just make sure to use Google Pay when you pay.

u/DigitalBanksPH — 2 days ago

SAFE BA ANG GOTYME?

Im a gotyme user so far okay naman sa end ko pero i’ve been seeing a lot of post na nalalockan sila ng account and they have to go through verification for a long time bago mabawi yung nalock na pera nila and some of them hindi na raw naibalik. Is this a common issue sa GOTYME? Yung mga comments din sa fb page nila when I investigated yung mga positive review/comment parang dummy account lang at ginamit to boost yung confidence ng mga tao sa GOTYME. I saved 5 digits sa gotyme and was thinking i-pull out na or not. What are your thoughts?

reddit.com
u/ohtenthickated — 3 days ago
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AGENT SA MALL CREDIT CARD

Hello. May nag approach saking guy from RCBC. Then he asked me if I have credit cards na and napa “yes” nalang ako bigla kahit wala pa. Then, inask niya about credit limit napasabi ako ng 50k kahit wala pa ako CC. Tapos he asked for my Name, Phone Number, Email, and where I work and 2 valid IDs. Is that okay lang ba? Thank you for answering.

SORRY IF NAKULANG SA POST KANINA HUHUHU

+++ nag ooverthink lang talaga ako na i lied about having credit card kahit wala pa talaga

reddit.com
u/Sad_Discount7502 — 4 days ago

Apple Pay in SM Supermarket and Watsons

During the week of launch, it works fine. Ngayon every tap, it requires for the card na. Di na working pag Apple Pay mismo. Anybody experienced the same thing?

reddit.com
u/mightberoi — 3 days ago
▲ 90 r/PHDigitalBanks_+4 crossposts

GOT SCAM QR MARIBANK

Hello anyone who has the same experience as me, I was scammed yesterday through Maribank QR Transaction. I spoke to the name in the transaction and he denied that he did not have a Maribank account. I also reported to Maribank and BSP regarding this issue. For Context, we had a transaction on FB marketplace then after a long conversation after sending the payment, I got angry and his account was deactivated. When I tracked down his real FB account, he just denied it and said that he had lost Maribank. Is true na mkakagawa po tayo ng account sa Maribank ng hindi po natin real identity?

Patulong po sa inyo para makuha po attention ni Maribank regarding this matter malaking halaga din po kasi ito sakin. Thank you po

Note: Everything po was match sa identity ng kausap ko from the name sa fb and sa maribank even picture ( kaya hindi mo masasabing iscam) CALLING THE ATTENTION OF MARIBANK❗️❗️

u/Best-Celebration-447 — 6 days ago
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Is Gcash Push Notifications Broken?

Almost 20 notifications in less than 10minutes, I already removed the other pero annoying. Anyone experiencing the same?

u/Naive_Adeptness3933 — 5 days ago
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Virtual Beep Card for Digital Wallet soon?

Hello guys. So while exploring sa Beep card website, and napunta ako dun sa terms and conditions ng Beep Card and July 28 2026 ang last update. Read the issuer section sa screenshot and sinabi na "Mobile Application, Key Fob, watch, etc".

Is this mean na soon magkakaroon ng Virtual Beep Tokenization for Digital Wallet (like Suica in Japan)?

What do you guys think?

Here's the link: https://beep.com.ph/terms-and-conditions/

u/MasterTeam1806 — 6 days ago

Linking of Gotyme to Device

can anyone help because bigla na lang ako di naglogin then now i am having a hrd time opening the account

u/flymetothemoon2115 — 4 days ago

GCash Visa Card FX Fee Is Back to 0%!

JUST IN: GCash Visa Card FX Fee Is Back to 0%!

Enjoy 0% foreign currency transaction fee for transactions made through ATM withdrawals, physical stores, and online purchases.

This means you can use your GCash Visa Card for international transactions without the additional FX fee.

A welcome update, especially for those who frequently use their card abroad or for international online purchases.

u/DigitalBanksPH — 6 days ago
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Survey on banking habits in the Philippines (15 mins, Php 500.00 cash raffle for participants)

Hi guys! We're running a short study on how Filipinos feel about banking. Not trying to sell anything and no wrong answers here, so for anyone aged 18 and above who has a bank in the Philippines, this is for you. We just want to know about people's real experiences and honest opinions.

The survey takes about 10-15 minutes. Some questions are quick and others are more detailed.

As a thank you, everyone who completes it can enter a raffle for Php 500.00 and GCash numbers will be collected at the end of the form so that we can contact winners and send them their cash prize.

Would appreciate anyone 18+ in the PH willing to share their time and thoughts — TIA!

u/TicklishOctopus — 5 days ago
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1k ko na sent sa maling Bank Account

Hello po plss i need advice po, mag s-send na sana ako ng 1k pesos sa savings account ko po sa METROBANK pero yung bank na nai transfer ko Metropolitan huhuhu. Yung account number naman po account# nailagay ko sa metropolitan. Mai balik paba money ko??? huhu stressed na🥺🥺🙏🙏

reddit.com
u/ButtersctichhAny5103 — 5 days ago

QRPh vs InstaPay QR: What’s the difference and when should you use each?

QRPh vs. InstaPay QR: What’s the difference? 🤔

With the recent ONE announcement from the Bangko Sentral ng Pilipinas (BSP) and PPMI, you might be wondering: Ano na ba ang difference ng QRPh and InstaPay QR?

Here’s the simple version:

🔆 QRPh = Pay a merchant
Use it when paying restaurants, stores, groceries, and other businesses.
👉🏻 Think: “Scan to Pay”

⭕️ InstaPay QR = Send money
Use it when transferring money to another person or account through a bank or e-wallet.
👉🏻 Think: “Send Money”

Easy way to remember:
QRPh = Pay a Business
InstaPay QR = Send money

Both are part of the Philippines’ interoperable digital payment system, but the QR you see helps indicate what type of transaction you’re making.

And for fees, QRPh merchant payments have ₱0 sender charge, while InstaPay transfer fees depend on the provider. Almost all banks now offer ₱0 InstaPay transfers, while e-wallet fees may still vary.

So kahit parehong QR code, always check the logo and know what type of transaction you’re making. Mas simple kapag alam natin kung saan ginagamit ang bawat isa.

u/DigitalBanksPH — 9 days ago

Gumagana na sa SM Supermarket itong BDO EFTPOS na card terminal nila sa Tap to pay

Apple Pay and Google Pay ready! Basta may NFC enabled icon, tap to pay ready na ito

u/Commercial_Force8536 — 9 days ago
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RCBC Visa Infinite (1 day upgrade request)

My First Visa Infinite! (From RCBC Visa Signature)

1 day lang approved na. Never pa ako na decline sa mga requests ko kay RCBC!

Dream Card! 🖤
5x pts /₱30 spend overseas (online-instore)
3x pts /₱30 spend local (online)
Unlimited Cash Reward Redemption

3,300 pts = ₱500 Cash Rewards

I finally had my Visa Signature upgraded to the Visa Infinite! ✨

Honestly, I didn’t expect it to get approved since my Visa Signature was only 4 months old and my credit limit hadn’t even reached ₱1M yet. Alam kong strict sila ata sa 1m, But I still gave it a shot and thankfully, CS was kind enough to process the upgrade request.

*pang Cash Rewards ko siya not for miles 🖤

u/Billionaire888- — 9 days ago

Apple Pay launching soon on Shopee

I just saw it earlier when paying something using cc. It is currently grayed out but may be Apple Pay is going to be launched soon in their next rollout.

u/juice_colored_spzl — 9 days ago