Sa mga naka 1 year na sa Maya Black Express Deposit.... meron na ba sa inyong automatic naging regular cc? or need pa din i cancel & re-apply.... 1 year na yung sakin wala pa ding update... hindi rin nagtaas ng credit limit tulad sa iba
BSP is preparing a nationwide financial education strategy designed to help Filipinos build better money habits and make smarter financial decisions. The initiative brings together government agencies, private groups, and development partners to improve access to practical financial education across the country.
RCBC online time deposit via the RCBC Pulz App credited directly to your deposit account for a ₱1M placement at 4.15% p.a. interest rate. Indicated proceeds are already net of the 20% withholding tax on interest earned.
Good option if you prefer a traditional bank setup. If you’re also a member of the RCBC Hexagon Club, you may get a preferential rate of up to 4.35% p.a.
For more saving tips and bank deals like this, join the Digital Banks PH Community.
Tonik Digital Bank is updating its Time Deposit rates and terms starting May 20, 2026.
Updated rates:
• 5.50% p.a. for 6 months
• 6.00% p.a. for 9 months
• 6.50% p.a. for 12 months
The maximum placement amount will also be capped at ₱100,000, with only one active 12-month Time Deposit account allowed at a time.
Tonik said it became the first standalone digital bank in the Philippines to achieve profitability, driven mainly by its lending business. The digital bank reported positive cash net income in Q1 2026 and said most of its revenue now comes from loans.
Vybe by BPI now partners with M Lhuillier, giving users access to free cash in transactions across 3,000+ branches nationwide. A convenient offline option for those who prefer over-the-counter transactions or need more flexibility when moving funds.
Getting money around is also easier with Vybe’s unlimited free InstaPay transfers. Cash in starts at a minimum of ₱10,000 per transaction, with daily limits of up to ₱500,000 depending on your account limits.
Contributed by: Carl Lamiel of WalasTech
Chinabank has officially launched the new Landers Executive Visa Signature Credit Card, bringing premium shopping and cashback perks for frequent Landers shoppers and everyday spenders alike.
Key highlights:
• No credit card annual fees for life
• Up to 7% total rebates on Landers purchases
• 2% cashback on dining and 1% cashback on all other eligible spend
• Metal card upgrade after reaching ₱1million spend
Cardholders will also continue to enjoy all existing Landers Superstore membership benefits and exclusive offers.
A strong new option for users looking to maximize rewards not just on groceries, but also on dining and daily spending.
LOOK: Maya now charges a fixed ₱200 fee for Visa credit and debit card cash-ins starting today, May 12.
I've been trying to move funds to another bank and keep getting the error message about the account limits after successfully transferring 50k at first.
Sinubukan ko na ibang amounts at ibang banks (via QR and manual input), pero same error message lang. I don't understand because naka-indicate naman na 500k yung daily limit ko and 50k pa lang yung transaction that day and month.
Suggestions on how to fix or work around this, please! Thank you!
Edited to add: recipient banks not hitting account limits either
The unbeatable credit card that gives 10% cashback every 8th of the month deserves more attention!
The Chinabank Velvet Visa Signature Credit Card gives a guaranteed ₱800 reward for a minimum spend of ₱8,000. Perfect for timing regular expenses like groceries, utility bills, subscriptions, and other fixed monthly payments.