r/PhilippineRealEstate

100 sqm lot for sale for 150k

Problem:

I need advice from those who have knowledge about buying land.

Context:

There’s a land being offered here near us, in a village that's somewhat far from the actual city or town, but kind of close to the national road. It’s 150k for 100sqm. The soil is hard, it can be built on, it's just flat land. The problem is I spoke to a middle seller. And the actual owner is someone we know because they’re just from the same village. When I talked to the owner, they said they can’t offer it directly because they already have an agreement with the middle seller, it seems they sold the whole 6447sqm to them, but the owner hasn’t been paid a single peso yet, so they still hold the mother title, meaning there’s still an agreement or arrangement in place. Then this middle seller is trying to sell it further and I asked what if I avail of it, what's my role, and they said a deed of sale and a survey, and that I could occupy it, but they would be the one signing as the seller. But they’re not the registered owner because I spoke to the real owner who hasn’t been paid yet, so the title hasn’t actually transferred. (The middle seller doesn’t know I spoke to the owner). Then I researched on chatgpt because we really have no idea about the process of buying land. The middle seller said they visited DAR, NIA, that kind of thing, and when I asked if DAR approved it, they got a bit snappy because they said the papers are still on process, that there are still too many things to sort out. It’s CLOA land, awarded by the government. chatgpt said maybe later it won’t be approved by DAR, which means it won't get an individual title, so what about my 150k? The middle seller also wants me to pay the 150k, then I’ll add 20k for the surveyor, I’ll get a deed of sale and I can occupy it. It’s just that simple. But I’m scared because what if the owner and the middle seller don’t agree since the owner hasn’t been paid? What about my 150k then? The middle seller also mentioned that there's a payment issue involving 250k that happened between them and the owner; I’m not sure what that’s for, it seems like a statement for them to authorize the middle seller to sell, but according to the owner, they haven’t received payment for it.

Is this a red flag? Or is it okay to just wait for their papers to transfer, the title from the owner to the middle seller, then only after that could it be subdivided, and then I could get an individual title? It seems really long and complicated, doesn’t it?.

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u/Recent-Software5829 β€” 2 days ago

Need advice regarding BPI home loan surrender/foreclosure

Hello sa lahat,

Gusto ko sana humingi ng advice sa mga nakaranas na ng ganitong sitwasyon.

Noong nakaraang taon, kumuha ako ng BPI home loan na nasa β‚±10M. Nagbayad ako ng around 30% down payment, at nakatira na ako sa unit nang halos isang taon.

Sa kasamaang palad, ngayong taon, bumagsak ang negosyo ko, at hindi ko na kayang bayaran ang monthly amortization. Sinubukan ko na rin itong ipasale o ipa-assume, pero hanggang ngayon wala pa ring buyer.

Nakipag-ugnayan na rin ako sa bangko tungkol sa sitwasyon ko at humingi ng possible options, pero sa ngayon wala pa akong nakuhang maayos na sagot o arrangement.

Sa puntong ito, iniisip ko na talagang bitawan na ang property. Handa akong tanggapin ang financial loss dahil sobrang bigat na rin ng monthly payments sa akin. Mas gusto ko na lang harapin ang financial consequences ngayon, magsimulang mag-ipon ulit, at buuin muli ang finances ko mula sa simula.

Mga tanong ko:

  1. Dapat ko bang pormal na lapitan ang BPI at hilingin na isuko/iturn over ang property, o mas mabuti bang tumigil na lang sa pagbabayad at hintayin ang foreclosure process?

  2. Kung mag-default ako at ma-foreclose ang property, maaari pa bang habulin ng BPI ang anumang deficiency kung hindi sapat ang proceeds ng foreclosure sale para mabayaran ang natitirang loan balance?

  3. Binili ko ang unit na bare, kaya lahat ng appliances at movable furniture sa loob ay personal kong binili. Kung sakaling i-turn over ko ang property sa bangko, maaari ko bang dalhin ang mga appliances at personal na gamit na ito? Ang tinutukoy ko ay mga movable items na ako mismo ang bumili at hindi built-in fixtures o bahagi ng property.

  4. May dapat ba akong gawin bago tumigil sa pagbabayad para mabawasan ang penalties, legal issues, o financial damage?

  5. Para sa mga nakaranas na ng ganitong sitwasyon sa BPI o ibang bangko, ano ang maipapayo ninyo ipagpatuloy ang pagbebenta o pag-assume ng property, makipag-negotiate sa bangko, o hayaan na lang na umabot sa foreclosure?

Alam ko na posibleng maapektuhan ang credit standing ko, at sa ngayon handa na akong tanggapin iyon. Ang priority ko ay mapigilan na lumala pa ang financial situation ko at makapag rebuild ng finances at peace of mind.

Alam ko rin na may mga posibleng consequences ang default, kabilang ang deficiency balance, kaya sobrang appreciate ko ang anumang advice mula sa mga nakaranas na nito.

Maraming salamat sa anumang practical advice o personal experience.

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u/Right_Extent8683 β€” 3 days ago

Looking for House & Lot in Rizal

Hi. I just wanna ask if merong pa bang house & lot in Rizal na around 2.5-3.5m na hindi townhouse?

If yes, please comment kung saan and ano yung pros and cons living there.

If no, max siguro namin is around 4m.

Thank you!

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u/HeatheryWeathery β€” 3 days ago

RUSH SALE | QUEZON CITY - STUDIO CONDO FOR SALE | DIRECT OWNER

For sale by owner: Studio condominium unit at The Residences at Commonwealth (TRC by Century), OsmeΓ±a East, Quezon City. Available bare or fully furnished, with cash and flexible installment options.

UNIT DETAILS

20.70 sqm gross area including balcony

Unit 720 | 7th Floor | OsmeΓ±a East

Sunrise-facing with mountain and open views

Conveniently located near elevator access

Good natural lighting and ventilation, especially during amihan season

Well-maintained interior

No major modifications from original turnover condition

Suitable for personal use, starting couples, students, long-term rental, or Airbnb

DOCUMENTS / PROPERTY STATUS

Clean Condominium Certificate of Title (CCT) under my name

Owner's Duplicate Title on hand

Updated Real Property Tax

Tax Clearance/Certification from Quezon City Hall on hand

No pending condominium/admin dues

Direct transaction with the registered owner

Ready for transfer upon completion of the sale and documentary requirements

CASH / FULL PAYMENT

Bare Unit – β‚±2.9M

Fully Furnished – β‚±3.1M

FLEXIBLE INSTALLMENT OPTION

Minimum 50% down payment

Remaining balance may be paid monthly for up to 36 months

Post-dated checks required

Terms and payment schedule to be covered by a notarized Contract to Sell

Title remains under the seller's name until the purchase price is fully paid

Deed of Absolute Sale and title transfer upon completion of payment

TRANSFER EXPENSES

Transfer-related taxes and expenses, including CGT, DST, transfer tax, registration/transfer fees, and processing expenses, for the buyer's account, as agreed and properly documented.

OTHER DETAILS

No parking slot included

Viewing available by schedule

Documents may be presented to serious buyers for verification

Direct buyers preferred

Agents/brokers may inquire; commission, if applicable, is separate from the stated selling price

This is a rush sale, but I am looking for a straightforward and properly documented transaction with a serious buyer.

For complete details, photos, viewing schedule, or installment terms, please send me a DM.

Viber / Call: 0995-751-0577

Direct Owner

Location: Don Antonio Drive Batasan Hills Quezon City NCR Philippines

u/aymanpalma β€” 4 days ago

Lot for Sale in Paco, Manila

Hi, we are selling our lot located in Fabie Subdivision, Paco Manila. Clean title and direct owner

I joined reddit hoping someone is interested. Location is accessible to Makati, Mandaluyong, Pasay etc.

House is for tear down. Residential area kaya sobrang okay patayuan ng apartment

We are selling it for Php 8,000,000. Mababa na sya sa market value but we are still open for negotiation just let me know 😊 Pm me po if you want to view the lot

u/Orange_Kittenn β€” 6 days ago
β–² 1 r/PhilippineRealEstate+1 crossposts

Where in philippines next community place to invest? where the next potential next 10 years villa and land. No condos please

please tell me reasons and why.. just curious. im pinoy with 3 nationalities.

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u/jonn_slick β€” 7 days ago

β‚±πŸ”πŒ ππ”ππ†π€π‹πŽπ– π‡πŽπ”π’π„ & π‹πŽπ“ π…πŽπ‘ 𝐒𝐀𝐋𝐄

πŸ“ Located in San Fernando, Pampanga

πŸ’° π’πžπ₯π₯𝐒𝐧𝐠 𝐏𝐫𝐒𝐜𝐞: β‚±6,000,000

Lot Area: 233 sqm

Floor Area: 135 sqm

π‡πŽπ”π’π„ 𝐅𝐄𝐀𝐓𝐔𝐑𝐄𝐒

βœ… 3 Spacious Bedrooms

βœ… 2 Toilet & Bath

βœ… 2-Car Garage

βœ… Elegant Dining Area with Lanai

βœ… Dirty Kitchen & Service Area

βœ… Stock Room

ππ‘πŽππ„π‘π“π˜ π‡πˆπ†π‡π‹πˆπ†π‡π“π’

βœ… Spacious 233 sqm Corner Lot

βœ… Ideal for Growing Families

βœ… Perfect for Retirement Living

βœ… Great Investment Opportunity

βœ… Conveniently Located in San Fernando, Pampanga

πŸ“ž Contact us for inquiries & FREE site tripping!

639162093961

Viber | WhatsApp | Telegram

TikTok: @aasignaturehomespampanga

REB LIC. #0036185

DHSUD No. RF03-B-08/25-0814

#BungalowHouse #HouseAndLotForSale #SanFernandoPampanga #PampangaRealEstate #CornerLot #DreamHomePH #PropertyForSale

u/porciaaila β€” 8 days ago

FOR SALE – Income-Generating Apartment Building | Monthly rental income of approximately β‚±150,000 to β‚±200,000 | Tondo, Manila

πŸ“ Location: 270 Eduque Street, Balut, Tondo, Manila
Conveniently located near schools, malls, public markets, and hospitals.

Property Features:

* 5-storey apartment building

* 12 well-maintained apartment units, each with its own private comfort room (CR)

* Rooftop/Penthouse

* Ground floor includes:
* 1 garage
* 1 residential unit with 3 bedrooms

* Lot Area: 150 sqm

* Floor Area: Approximately 500 sqm

* Clean Title

* Updated real property tax (Amilyar)

βœ”οΈInvestment Opportunity

* Generates a monthly rental income of approximately β‚±150,000 to β‚±200,000

Selling Price: β‚±35,000,000 (NEGOTIABLE)

PRC Realestate #0033201

u/Historical-Moose7035 β€” 8 days ago

Foreigner here. Building on a bare lot in Metro South Cavite. Help.

Hi everyone! We’re planning to build a house on a bare residential lot inside a subdivision in Metro South Cavite. The lot is currently empty, so we’re trying to understand all the utility and subdivision-related costs before construction starts.

Would really appreciate advice from anyone who has recently built in Cavite especially within a subdivision.

How much did you pay for temporary Meralco electricity and the eventual permanent connection?

How much was the water connection and was it easy to apply while the lot was still empty?

How much was the construction bond, and did you get it back in full?

Any advice or recent costs would be appreciated. Thank you!

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u/naomicars β€” 9 days ago
β–² 22 r/PhilippineRealEstate+1 crossposts

Think twice before investing in Taylormade Development Corp

If I could go back, I would honestly think twice before investing in Easton Park Binangonan by Taylormade Development Corp.

We moved in a few months ago and it was almost all nightmare. Started with too much water interruptions and power outages due to unsecured and temporary utilities setup. Plus daming pending turnover items na hanggang ngayon hindi pa rin tapos despite constant follow-ups.

We even asked compensation or billing adjustment because of all the water and power issues, pero it was strictly conditional with us signing an NDA. It was very one-sided and very favorable to the developer, which we think was a major red flag so we decided not to sign and just paid the bill in full.

Ngayong tag-ulan, mas lumabas pa yung problems. Nagkaroon kami ng leaks sa kisame in different areas of the house, moisture sa carport ceiling, at lumalala yung paint blistering sa bathroom wall. Every time umuulan, may bagong concern na lumalabas. They respond when you report it, pero most of the time temporary fix lang, tapos babalik ulit yung problema. Turns out walang proper waterproofing na naimplement during construction resulting to these leaks. Like what? Now it all caused damages na sa walls and ceiling namin which we urge them to fix since covered pa to ng warranty.

Yung site management din sobrang disappointing. Madumi, maalikabok, a lot of obstructions sa daan, and inconsistent garbage collection (resulting to fly infestation). While you are already charged in full ng HOA fees na supposedly covered ang maintenance but what exactly are they maintaining with that kind of situation.

Plus their very poor post-sales customer care. Kailangan mo talagang habulin bawat issue and while acknowledged yung concerns, ang bagal naman ng action at wala kang maasahang clear timeline. When you escalate sa head office, they will just ignore you. For a developer who claims to be in the business for years and they work like this?

Nakakapanglumo ang situation namin considering na we’ve only been living here for months.

We’ve already escalated everything to DHSUD and ongoing na din ang case. Just sharing our experience and hoping this gets a wider audience.

u/Roller_Beagle β€” 11 days ago

Family of 3 Looking to Buy Near Katipunan or QC Circle β€” Is β‚±3.5M Possible?

Hi everyone!

We're a family of 3 with one young daughter who currently attends a private school along Aurora Boulevard near Katipunan Avenue. We've really fallen in love with the community so we're hoping to eventually settle in the area.

We're looking for either:

  • A condo for sale, or
  • A very small lot/house

Our maximum budget is β‚±3.5 million. We understand that's quite limited for the area, but we're wondering if there are older condos, foreclosed properties, or hidden gems that might fit our budget.

We're also open to places near Quezon City Circle if you think those would be a better option for a small family.

If you know of any developments, neighborhoods, or even Facebook groups or brokers we should check out, we'd really appreciate your recommendations.

Thank you so much!

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u/No-Radish8591 β€” 12 days ago
β–² 3 r/PhilippineRealEstate+1 crossposts

🌿 TITLED LOT FOR SALE | NORZAGARAY, BULACAN πŸ’° β‚±2,700/SQM | β‚±270,000 TOTAL CONTRACT PRICE

🌿 TITLED LOT FOR SALE | NORZAGARAY, BULACAN

πŸ’° β‚±2,700/SQM | β‚±270,000 TOTAL CONTRACT PRICE

πŸ“ 100 SQM MINIMUM LOT SIZE

Looking for an affordable property where you can invest, build, farm, and enjoy natureβ€”all in one place? 🌱

This property in Norzagaray, Bulacan offers a peaceful countryside setting while still being conveniently accessible to essential establishments.

✨ WHY THIS PROPERTY?

πŸ“‘ TITLED PROPERTY

βœ… Updated Tax Declaration

🌊 Flood-Free

πŸŽ‹ Bamboo trees along the creek

πŸ₯₯ Coconut trees within the area

πŸ’§ Accessible water source

🌿 Peaceful and naturally green surroundings

πŸ›£οΈ Only 2 minutes to the barangay cemented road

πŸ“ NEARBY LOCATIONS

🏫 Walking distance to Coral Elementary School

🏠 5 mins to Barangay Hall

πŸ›’ 10 mins to Wet Market

πŸ›οΈ 10 mins to Poblacion / Municipal Hall

πŸ” 10 mins to Jollibee & Mang Inasal

πŸŒ„ Near local tourist destinations

πŸ’‘ PERFECT FOR:

🏑 Retirement Rest House

πŸ–οΈ Private Resort / Staycation

🌴 Vacation Home

🌱 Planting & Gardening

🌾 Backyard Farming

πŸ” Small Farm / Hobby Farm

πŸ“ˆ Long-Term Investment

πŸ”₯ USE IT WHILE YOU’RE STILL PAYING!

Start enjoying and developing your property while completing your installment payments, subject to the agreed terms of sale.

πŸ’° PRICE: β‚±2,700/SQM

πŸ“ 100 SQM = β‚±270,000 TOTAL CONTRACT PRICE

Whether you're looking for a future retirement place, a weekend escape, a small farm, or a property investment, this could be your chance to own a piece of Norzagaray.

πŸš— EVERYDAY FREE TRIPPING!

πŸ•™ Monday–Saturday: 10:00 AM–5:00 PM

πŸ•™ Sunday: 10:00 AM–3:00 PM

πŸ“© MESSAGE US NOW FOR PROPERTY DETAILS & FREE TRIPPING SCHEDULE.

🌱 Invest in land. Build something of your own. Own a place you can enjoy for years to come.

u/lasersnows β€” 12 days ago

M Residences Townhouse Katipunan

Hi, We are considering buying a townhome at M Residences in Katipunan. Anyone who is familiar with the area and can give a feedback regarding traffic, safety, and if binabaha ba yung area?

Also, sulit ba bilhin? 45M ang price na binigay sa amin, 300sqm total floor area, 4 bedrooms with balconies, end unit.

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u/No-Forever2056 β€” 14 days ago
β–² 6 r/PhilippineRealEstate+1 crossposts

For sale: Rare 2-House Corner Compound with Garden in Taguig City

**Property Details:**

**Main House (House 1): Classic Mediterranean**

* **Bedrooms:** 5 Spacious Rooms

* **Bathrooms:** 4 Toilets & Baths

* **Features:** Elegant Mediterranean layout, second-level terrace, well-ventilated living spaces.

**Second House (House 2): Modern & Efficient**

* **Bedrooms:** 2 Rooms

* **Bathrooms:** 2 Toilets & Baths

* **Features:** Streamlined design, second-level terrace. Ideal for guests, aging parents, or as a rental unit to offset your mortgage.

**Key Features & Amenities:**

* **Expansive Parking:** A massive driveway that comfortably fits 5 to 6 vehicles.

* **Outdoor Living:** A landscaped garden featuring a relaxing gazeboβ€”perfect for family gatherings and morning coffee.

* **Accessibility & Inclusivity:** The ground-level layout is 100% Senior Citizen and PWD-friendly.

* **Pet-Friendly:** Ample secure, open space for large or multiple pets to roam freely.

* **Connectivity:** All utilities are active, including a reliable, high-speed internet connection.

**Location & Accessibility:**

Strategically positioned in a highly accessible Taguig neighborhood with fast, easy routing to major thoroughfares.

* Quick access to **Bicutan, Sucat, and Tanyag**.

* Minutes away from commercial hubs, essential services, and business districts in the South Metro.

**Viewing & Inquiries:**

For professional assistance, title verification, and to schedule a private viewing of this exceptional property, please contact:

Melva Marcelo REBL 15610

πŸ“ž **+63 917 501 6506**

Renan Marcelo REBL 20817

πŸ“ž **+63 966 1377 276**

u/Broked_Broker β€” 13 days ago

β‚±14.5M 4BR Bungalow Near Korea Town & Clark | Angeles City, Pampanga | P-1149

πŸ“ Villa Sol, Angeles City, Pampanga

Discover this well-maintained modern bungalow in one of Angeles City's most desirable residential areas. Conveniently located near Korea Town and Clark Freeport Zone, this spacious home offers comfortable single-level living, excellent accessibility, and the added benefit of being outside the subdivision gateβ€”meaning no monthly subdivision dues.

Property Details

  • Lot Area: 350 sqm
  • 4 Bedrooms
  • 3 Bathrooms
  • Spacious Living Area
  • Dining Area
  • Modern Kitchen
  • 2-Car Driveway Garage
  • Clean Title

Features

  • Single-level bungalow design
  • Spacious and functional layout
  • Bright living and dining areas
  • Modern kitchen
  • Wide driveway with parking for two vehicles
  • Well-maintained and move-in ready
  • Located outside the subdivision gate
  • No monthly subdivision dues

Location Highlights

  • Very close to Korea Town
  • Minutes from Clark Freeport Zone
  • Convenient access to major roads
  • Near restaurants, cafΓ©s, and commercial establishments
  • Close to schools, hospitals, and lifestyle destinations

Why This Property?

  • Spacious 350 sqm lot in a prime Angeles City location
  • Single-level layout ideal for families and retirees
  • No monthly subdivision dues
  • Excellent accessibility near Clark and Korea Town
  • Clean title and ready for immediate viewing
  • Great value for both homeowners and investors

Selling Price

  • β‚±14,500,000
  • Cash or Bank Financing Available

Walkthrough Video

More Houses

Explore the link below and find your perfect home today:

https://www.ibrixon.com/house-for-sale-pampanga-clark

_

Brixon Realty β€” Trusted Real Estate
REB PRC Lic. 0034836

u/ClarkPampangaPro β€” 14 days ago
β–² 2 r/PhilippineRealEstate+1 crossposts

FOR SALE: 4.5 hectare FARM LAND (fruit bearing trees, big open fields, modern house) DIRECT OWNER PM ME FOR MORE DETAILS

Hello! I need help in selling our 4.5 hectare lot and yes we’ve contacted a broker but it’s not really looking good because there are not many potential buyers hence why I hope I can find some here.

Details about the PROPERTY:
β€’ It is a fruit farm but also has areas of flat land.
β€’ It also has a one storey house with 2 bedrooms (with air conditioning in each room) and 1 bathroom, also has a dirty kitchen. (HAS BEDS INCLUDED AND LIGHT FIXTURES)
β€’ It is accessible by car but only on the main brgy road and from there motorbike for maybe 5 - 10 minutes (they are still continuing the roads i believe).
β€’ 4.5 hectares

Im looking to see how much people would pay for this farm and yes tge house is modern and not bahay kubo style.

Busol, Tigbao is the location.

PRICE is β‚±5.5 million but idk if thats actually right.

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u/Livid_Salamander_981 β€” 13 days ago