r/Rakuten

LEGO Cashback Ineligible

Bought some LEGO sets on May 5 when Rakuten had the boosted cashback. Shopping trip and everything was successfully tracked but Rakuten is saying I didn’t turn on cookies and my cashback is ineligible weeks later.

What an absolute scam

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u/Sharkbait0143 — 1 day ago
▲ 15 r/Rakuten

Western Union Rakuten?

Has anyone tried this Rakuten transfer before? They waive the fee for the first transfer, so seems like a free 1,250 AMEX MR (or Bilt/$12.50 cash).

I should be able to just transfer $100 to my own bank account? Do I have to use a prepaid debit?

u/Glittering-Error478 — 1 day ago
▲ 51 r/Rakuten

How can this be real?

The amount of $$ available in sign up bonuses is amazing. It's kind of a part time job ensuring Rakuten captures everything, but my August and November payout should be sizeable. I'm new to this and it always seemed like a lot of work for little reward. I know it's not sustainable, but wow!

u/Beautiful-Piece-4252 — 3 days ago

Question about payout

I’m new to Rakuten and got paid out today for my $17 i accumulated. I missed the 5/15 payment date since my purchases were pending. Why did I get paid out today if the next payment date is 8/15?

u/27nav — 3 days ago

Do new ~100% cashback merchants keep coming?

I joined Rakuten about half a year ago after I learned that I can redeem cashback as Amex points (and then later, Bilt points). Since then, I've jumped on pretty much every offer with >90% cashback and the banking account sign-ups, essentially exchanging money into points in a $1:100pt ratio or getting points for free. I earn much more points than my organic spends on the 10-20% merchants.

However, recently I noticed that my new options are drying up, as pretty much all of these offers are once per user. So for people who are on Rakuten for longer, do you see new merchants with ~100% cashback being added over time?

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u/zyl1024 — 2 days ago

Received 2% instead of 15%. What can I do?

Title.
I was in the market for a new mattress and been waiting for Rakuten to have some good offer. Today Rakuten dropped a 15% offer on Tuft and Needle which is the brand I have been eyeing. Placed an order today and now only see 2% of the cash back pending. The order was applied to a different shopping trip two days ago when it was just 2%. What can I do?

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u/Electrical_Prune4254 — 3 days ago

Accidentally Opened SoFi Investing for Crypto Offer

I have had a SoFi checking and savings account previously. I thought I would take advantage of one of the recent Rakuten offers for SoFi Crypto , but in doing so, I inadvertently opened up a brokerage account. I'm not sure why that would be the default, and I had assumed that perhaps I needed to open that brokerage account first before the crypto one. Therefore, I went back to the original Rakuten Sofi Crypto offer, clicked it again, and made sure I opened a crypto account.

My question is, is it too late for me to get the Rakuten offer for the SoFi Investment account?

reddit.com
u/BishkekBeats — 3 days ago

Payout Bilt point change

Effective after the completion of the May 15th 2026 Rakuten payout, Blue Members will earn 500 Bilt Points for every $10 accumulated in Rakuten cash back, updated from the current introductory rate of 1,000 Bilt Points per $10.
This updated rate will be reflected in your next quarterly Rakuten payout in August 2026 and will apply to all future payouts going forward

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u/Plus_Ocelot_3402 — 3 days ago

Viator Amex Stacking

I was super excited and then…

So I searched Savewise and found a possible stacking opportunity through Rakuten to Viator (10x) and Amex $35 back on purchases of $350 up to 2x probably a coded excursion as travel for 5x points.

So I clicked through Rakuten to Viator and scheduled and paid for a wine tour in Greece and paid in full with my Amex. It is refundable.

I intend to schedule another tour so I wanted them on different linked shopping trips. This second time I read the T&Cs better. yes, I know, do that first…

And what do I see.. seems like it can’t be stacked with cash back card offers. What do you all think about how this will play out? Stay the course and see or decide between $35 off or earning 4500 points with Rakuten.. I’m not sure I want to end up with 5 point per dollar spent with Amex (probably codes as travel) and $35 when I can get those points with another card and Rakuten’s 10x.. what’s the best play here?

I could also consider Rove I guess with 8x points plus card points and looks like also earning the $35

u/farfromworkin — 3 days ago

Payment date changed?!

I have around $1100 confirmed on rakuten. I was supposed to receive the payment via check on May 15. I received checks from them in the past and I know it can take up to 14 days. However, now when I go onto my racket account, it shows that my payment date has now been changed to August 15. Is anybody else having this problem?

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u/Puzzled_Monk8703 — 4 days ago

Bank of America Credit Card Payout

The BOA Credit Card is available through Rakuten, although it does not show up when Amex points are chosen. If I get the pending comfirmation with the cashback set, then switch to Amex points, do I get it paid in points?

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u/MrSleepyhead32 — 3 days ago

It’s official - Bilt Blue x Rakuten

Got an email saying that Bilt blue members will earn 500 points for every $10 Rakuten cashback. It’s official

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u/Maverick_768 — 3 days ago

Best way to make rakuten work

Hello,

I was wondering what was the best way to use rakuten on the web to make sure it works. I use the browser extension and everything seems to be active. I had a few hit or miss on aliexpress. Now it has been a few days for nordvpn and I did not get any news yet. Is it me that is doing something wrong ? I did have an ad blocker but I disabled it while shopping. Thanks for letting me know.

reddit.com
u/DeathWings1496 — 4 days ago
▲ 62 r/Rakuten

So excited 🥳

I don’t travel and I’m buying a house in a few weeks so cash back is amazing 🙌 hoping to keep the pace in the next quarter so I can buy new kitchen appliances lol.

u/Immediate-Duck-6351 — 7 days ago