r/Raw_n_real_finance

Image 1 — AMEX INDIA JUST DROPPED A BIG REVALUATION*! 🔥
Image 2 — AMEX INDIA JUST DROPPED A BIG REVALUATION*! 🔥
Image 3 — AMEX INDIA JUST DROPPED A BIG REVALUATION*! 🔥
▲ 2 r/Raw_n_real_finance+1 crossposts

AMEX INDIA JUST DROPPED A BIG REVALUATION*! 🔥

🚨 *AMEX INDIA JUST DROPPED A BIG REVALUATION*! 🔥

If you were thinking “Amex is dead”… maybe think again. 👀

✈️ *Virgin Atlantic*
5 MR → 4 Virgin Points
🔥 1L MR = 80K Virgin Points

🏨 *Hilton Honors*
1,000 MR → 1,500 Hilton Points (Earlier it was 900 - 67% uplift)
🔥 1L MR = 1.5L Hilton Points

That’s a massive uplift for Hilton & Virgin Atlantic.

So if you’re still thinking of applying for / renewing Amex…

👉 Maybe NOW is the time to reconsider. 😏

Just remember: don’t transfer speculatively. Find the redemption first!

*Apply Plat reserve* if you want to be part of this revaluation: https://americanexpress.com/en-in/referral/platinum-reserve?ref=aNUSHMP8RH&XL=MIANS

u/Alpha-charlie-bravo — 1 day ago
▲ 21 r/Raw_n_real_finance+1 crossposts

HSBC LIVE plus MCC exact MCC codes and cashback

I just got hsbc live plus last month and managed to get the mcc codes and transaction wise cashback from the customer support , they provided only provided amount,mcc,percentage,cashback , all other are added for your comfort.

Have a look at the sheet and manage the transactions accordingly. Exact merchant names also added fro the reference .

i have attached the google sheet , we can surely update the more mcc as we get , i have provided the edit access to everyone.

i will be updating it in the next statement .i.e 6 sept

Please update only if you are 100% sure .

Happy Cashback !!

Google Sheet Link

u/Careful-Fun8615 — 9 days ago

Upto Rs 600 free products on big basket - Grab fast

Try 4 codes on Bigbasket for discount of 150🤑
BBCHLB108
BBCHLB208
BBCHLB308
BBCHLB408
- Try on all accounts fast (account specific - working for both old n new accounts)

u/Lefty_RJ — 9 days ago

Convert Pluxee / Sodexo Card Balance directly into Amazon Pay Balance via Zepto (Redeemed ₹30k so far!)

If you have a stack of Pluxee (Sodexo) meal card balance lying around and don't want to spend it strictly on food apps or grocery items, here is a working bypass to convert that balance directly into Amazon Pay Gift Cards using Zepto or even Blinkit.

I’ve personally managed to liquidate ₹30,000 worth of Pluxee funds into Amazon Pay balance using this method.

How the Glitch Works

Normally, Sodexo/Pluxee BIN ranges block non-food or gift card SKUs on quick-commerce platforms. However, Zepto’s card validation gateway has a slight latency before enforcing MCC restriction rules when processing card details.

Step-by-Step Procedure

  1. Search & Add: Open Zepto and search for "Amazon Pay Physical Gift Card". Add it to your cart.
  2. Navigate to Payment: Go to the checkout screen and select the Debit/Credit Card payment option.
  3. The Field Sequence:
    • Enter the CVV and Expiry Date first.
    • Enter/paste your Pluxee/Sodexo card number last.
    • As soon as the card number is filled, the "Pay Now" button momentarily lights up before the BIN restriction triggers. You need to tap Pay immediately.
  4. If it shows "Card Not Allowed" / Error:
    • Copy your 16-digit Pluxee card number to your clipboard.
    • On the payment screen, fill in CVV/expiry, then rapidly paste the card number and smash the Pay button instantly (lightning fast).
    • If it fails, clear the card input and repeat the fast paste + pay cycle until it punches through to the OTP page.

Important Things to Keep in Mind:

  • Physical Vouchers: This trick applies to the physical Amazon Pay gift card items delivered via Zepto. Once delivered (usually in 10-15 mins), just scan or enter the voucher code into your Amazon Pay wallet.
  • OTP Verification: Once you bypass the initial front-end check and reach the bank gateway, enter your normal Pluxee OTP to finalize.
  • Patch Risk: This is a front-end validation loophole on Zepto's payment portal—it will likely get patched once volume spikes. Test with a smaller voucher denomination first.

Let me know in the comments if it works for your pin code!

r/CreditCards

reddit.com
u/Lefty_RJ — 12 days ago