r/TradBanksPH

hi! i went to landbank to ask pano iprocess ang deceased joint depositor ng "or" savings acocunt namin ng dad ko since he passed away na. but at the time, wala sakin ang passbook dahil nawawala sya and wala akong contact sa side ng dad ko. they gave me the list ng mga requirements as well as the papers na kailangan i fill up. but today, i received my passbook na galing sa tauhan ng dad ko, and i withdrew money for my tuition fee sa ibang branch naman ng landbank. they just asked me to update my account, and update din daw ng dad ko yung sa kanya. it seems like the system wasn't updated about the death ng father ko. what should i do? should i alert them that my dad is deceased na? nagwworry kasi ako na baka bawal pala yung ginawa ko huhu

edit: additional ques, i withdrew 300k today, when ako pwede ulit magwithdraw, and how much pwede?

Gusto ko pong gumawa ng account para sa makikita from "Content Creation" art commission at YouTube po. Pero I was wondering if gagawa po ako ng "Personal Account" or "Business Account".

Pwede po bang personal? Meron na po kase akong isang "Personal" na account.

Pero if hindi pwede at dapat business talaga, "Sole Proprietorship" po pipili-in?

Tas patulong po sa "Product Type"

Peso

• Passbook Savings Account - Peso

• Time Deposit Account - Peso

• Current Account - Regular

• Current Account - Interest Bearing

Dollar

• Passbook Savings Account - Dollar

• Time Deposit Account - Dollar

Ano po meaning at diperensya ng mga options na ito?

Nag hahanap kase ako ng free life insurance and need ko lang ng comfirmation bago ako mag deposit if yung BPI Save Up is may life insurance siya based dun sa amount na dineposit mo?

Until now is ganun pa rin ba yun policy nila na 5x na amount na deneposit?

Gusto ko rin malaman if matagal na yung save up account ko then qualify pa rin kaya ito for the insurance or need ko na mag open ng bago.

If may alam kayo mas better na banks na merong free insurance please comment it. Thank you

I got my last stipend from CHED and the check was issued on the Landbank branch from Province. Magkano po ba ang bayad if magpapa encash ako sa Lanbank Manila branch? May additional requirements po ba na need i provide?

Tyia!

I have multiple redundant accounts due to previous payroll, etc.

And I want to organize my finances.

How do I close my accounts in the following banks?

Hoping to get updated feedbacks here and tips.

Kukunin ba nila yun ATM or passbook?

Will they look for any document? May charges ba? The accounts are all over year old na.

What if wala na sakin yun ATM, or di ko na makita (since purely online ang transactions ko)

Below are infos about each accounts:

BPI - Savings lang

BDO - wanted to close passbook with ATM

Metrobank - Savings

RCBC - checking account

Hoping to get 2026 advices and experiences.

Thank you!!

Hello Guys, I need your thoughts about Landbank Plan to Open an Account with them since Landbank lg malapit sa place namin. Meron ba silang VIP client like if 1Million na ang savings mo sa kanila may Priority Lane ka or VIP treatment hehehe😁 sa mga may savings sa Landbank umabot dn ba ang savings niyo sa kanila ng Millions priority ba kayu? Thanks Guys

Hi

I just want to ask some advice for those who has either BPI or Eastwest Passbook Savings, I plan to open one but conflicted on which bank to choose. Both banks are near my place, altho Eastwest has only 10k ADB compared to BPI with 25k, it doesn’t really matter since I will initially deposit atleast 25k and plan to deposit atleast ₱10k monthly.

I am leaning toward BPI or Eastwest but other banks near me are: Metrobank, Chinabank, PSBank and BDO (not considering BDO because of frequent delinquent transaction issues). If you have another input/suggestions, please do comment.

I also consider the higher probability of getting CC under their bank if I have a savings account with them.

Thank you.

I just got my payroll account card and di ko alam ano susundin sa magkakaibang instructions na nakuha ko

#1 Teller - Wait daw ako 1-2 banking days before changing yung pin

#2 Company - Change pin daw agad within 24 hrs of receipt ng card

#3 Kaibihan na kumuha rin ng payroll sa Metrobank - Experience niya naman ay pina-change pin siya agad sa branch nung pagka-claim niya

Hindi ko na natanong sa teller kasi nakauwi na ako nung narealize ko magkakaiba ang instructions. Wdyt??? Thanks po

Hi!! Just want to ask if you had a similar experience with me.

I’ve been trying to add My BDO debit card as a payment method to my Airbnb app but it keeps on declining even though it has sufficient funds.

Hello po. Plan ko po mag open ng Account sa Landbank yan lng po pina ka malapit sa lugar namin maganda ba sa Landbank goods ba siya for Transactions? Like gusto ko yan nalang maging Bank ko hangga sa pag tanda ko Hahahaha. Pero nag woworied ako sa mga nangyayari ngayon sa Gobyerno baka nakawin ng mga gahaman sa Pera ang Pundo or pera ng Landbank. Hhaaha

Is it just me? Yung app, yung online login nila, and according to social media eh pati ATM nila. Sana man lang may abiso.

hi! planning to apply sa mga banks, fresh grad. My concern is that may mga unpaid OLAs kasi me like Spaylater, SLoan, Gloan, Billease, Tala, and many more na hindi ko na nababayaran. Nagbasa me na pag pre-employment na sa banks they do background check like credit standing, ayaw ko kasi mag aksaya ng pera sa mga aapplyan na work if ganun kalalabasan since medyo gipit talaga me :(( makaka affect kaya sya or makikita nila?

thank you sa sasagot huhu

Hello,

I have Security Bank ₱25k, BPI ₱50k & RCBC Hexa (joined account w/ my mom)

++ Maya ₱30k & MP2 ₱₱

I have ₱100k earned from selling my unnecessary stuffs. I don’t know where to save or invest in MP2 but locked in for 5 years.

Where do you think I can put the money?

1. 50k in BPI so that I can finally achieve ₱100k & ₱50k to MP2 savings

2. Open my own account in RCBC Hexagon Club for ₱100k. Is it still worth it?

3. As much as I want (Digital Bank) but im not good in handling money lol

Ps I’ll definitely not (gagalawin) the money lol 😝

My friend and I are planning to open a JSA for a concert in 2 years. We are still contemplating how much our monthly savings per person will be. We were actually considering BPI, but because of their security issues, we decided to explore more.

Since we are both magastos, we agreed not to have a physical card so we wouldn't have to use it. Please suggest a bank we can go for with a low monthly ADB and initial deposit. Thank you!

hi everyone, I just experience this. I tried to withdraw cash using unionbank debit card in DBP bank atm. NO cash was dispensed but it was deducted in my online banking. I only saw posts here about withdrawing to the same banks but mine is different. Do you have any tips on what steps to take? I am so anxious right now

Hello people of reddit! I would like to hear your opinion/suggestion because I have a bad experience with UB as my receiving account for my payroll (I work WFH and independent contractor, client is AU). Kakabukas ko lang UB refular savings account (through online) received my card in a week, and waiting game ako sa sahod ko ngayon.

I have bills to pay! Huhu 3 days na di parin nag rereflect sa savings account ko. Anyway, while I’m waiting for this I’m planning to open a new account for my payroll yung medyo okay sana kasi monthly yung sahod namin hindi biweekly. Iwas narin ako sa BDO as I have bad fraud experience there (my first bank). Currently, I’ve heard good things with BPI, and RCBC. Which is better po ba for wire transfers na payroll to receive on time? Thank you po sa sasagot.

Hi, let's say I have a TD in Metrobank in the 6 digits (I know it's not much), is there any way I can get a home loan from them amounting to a max of 1M? I have no collateral.

Additional context: I got a preselling house in the province, and dapat Pag Ibig financing sya, kaso lilipat na ko ng work, so hindi na daw aabot sa pag ibig, ang option ko na lang ay mag in house financing amounting to 16 percent PA. I can afford it naman, kaso unsettling lang, ang laki masyado ng interest huhu and I don't have any collateral talaga.

Eh lilipat pa lang akong work, I can't provide a COE an Payslip yet for the new company. I have a CC from another bank then the reservation form for the presellng house and statement of payment of full equity, not sure if that helps. Any tips, suggestions, or ideas will be much appreciated, thank you!

Good day nagtransfer ako 4k from bpi to gcash. Nagerror ang transaction perk nabawas ang pera sa account ko. May naka encounter na ba dito ng ganito? Nabalik po ba agad pera sa bpi account or macredit sa gcash?

Thank you