r/UnitedHealthIsEvil

I noticed that I couldn't get to the UCard hub and it said that there was "trouble getting details" so I called and after an hour waiting they said my plan was terminated due to no premium payment but I got that subsidy. Im figuring its my donation to rich folks tax cuts.

She had gestational diabetes and has been pre-diabetic for the last 15 years. She's on Mounjaro which has prevented her from getting full-blown diabetes.

We switched from Anthem to United due to a job change and they denied her prescription as unnecessary. After all, she's not diabetic! So OBVIOUSLY she doesn't need it!

And then they sent her a bathroom scale. It is a really nice scale but ... it's pretty insulting.

My company switched to UHC last year in November. Since then, I've no longer been able to afford therapy or medication, despite being on the PPO/premium plan, because all therapy is considered a "specialist" visit so the copay is $75. Weekly, that's just not sustainable for me, and monthly wasn't really worth it. Medication was also about 2x the monthly cost.

I put off getting my mammogram for 6 months, I finally made the appointment and got a doctor prescribed mammogram and ultrasound (I'm 46 w/ "dense breast tissue" so the ultrasound is always recommended) and yay, a colonoscopy. I just received an estimate for my mammogram and it's like, $650 AFTER insurance; the ultrasound is $111. WTF am I even paying this insurance company for??? This is like the most basic preventative health for women. You're supposed to get these EVERY YEAR. $700+ annually for routine preventative stuff?

I'm afraid to see what kind of estimate the colonoscopy is going to incur, since those are now recommended at my age every so often, and you have to get sedated for that. Yikes.

I am thinking of 1) canceling this appointment (putting myself at risk! yay!) and 2) trying to convince my boss to drop UHC. I would happily pay a bit more to a different insurance company in my monthly paycheck if I got, oh, say, ANYTHING out if it, like this basic stuff being covered. Under Blue Cross I think I paid like, $60, maybe, for my mammogram and ultrasound, and therapy was $20 per session.

Would it be more worth it to just, opt out of my employers crappy United Healthcare insurance and go on the marketplace, then re-schedule these appointments? This is ridiculous. UHC wants people who aren't rich to just, die, apparently. Or be in debt forever.

So they have denied 100% of the two claims that I have submitted through them so far. My HSA was just denied for my optical. They denied my medication for my arthritis medication. So now, I can’t see. Everything hurts to move. I legit cannot read the email they sent me regarding the denial. I am at a loss of what to do.