We analyzed where Americans turned to cash advances this winter. Texas, Florida, and Georgia alone account for nearly 1 in 4 users.
Texas leads the nation at 9.68% of all cash advance users — nearly 1 in 10. Florida (8.09%) and Georgia (6.70%) round out the top 3, combining for 24.5% of total demand.
The pattern is hard to ignore: the Sun Belt and Southeast corridors dominate. 7 of the top 10 states are in these regions.
Meanwhile, states in the Mountain West and northern Plains barely register.
A few theories we're kicking around internally — cost of living shifts, gig economy concentration, population growth outpacing wage growth in these metros — but we'd rather hear from you.
If you're in one of these top states, does this track with what you're seeing?
u/Tasty-Ad-9744 — 3 days ago