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Are you searching for the best ING Australia referral code to unlock a $100 sign-up bonus while earning one of the highest variable interest rates in the country?

Right now, ING Bank Australia is giving new customers a generous $100 AUD cash bonus plus up to 5.25% p.a. on the popular Savings Maximiser account. If you want simple, fee-free banking with a highly rated mobile app and government-guaranteed safety, this is the perfect time to switch to a smarter way of saving in 2026.

📌 Exclusive ING Promo Details

• ING Referral Code: Jta854
• Reward: $100 AUD cash bonus + up to 5.25% p.a. variable interest
• Promo Link: Click Here to Claim Your $100 ING Bonus

How to Claim Your $100 ING Australia Bonus in Just 4 Easy Steps

Unlocking the $100 bonus and the top-tier 5.25% interest rate is quick and straightforward. Follow this simple guide — it only takes a few minutes!

1. Register via the Referral Link Click the promotional link above — the ING referral code Jta854 will be applied automatically. Choose “Open Now” to create your new Orange Everyday account.
2. Deposit $1,000 AUD Transfer at least $1,000 from an external Australian bank account into your Orange Everyday account within your first calendar month.
3. Open the Savings Maximiser Account Activate your linked Savings Maximiser account (any deposit amount is fine). Meet the simple monthly conditions to immediately start earning up to 5.25% p.a. variable interest on balances up to $100,000.
4. Make 5 Debit Card Transactions Use your new ING Orange Everyday debit card for at least five settled purchases. Pro tip: Even small everyday buys like a $1 coffee or $0.50 pack of gum count!

🎉 Get Paid Automatically
Once you complete all four steps, ING will deposit the $100 AUD bonus straight into your account — no paperwork, no waiting, no hassle!

Why ING Bank Australia Is One of the Best High Interest Savings Accounts in Australia Right Now

Beyond the instant $100 sign-up bonus, ING delivers one of the most competitive everyday banking packages available:

• 💰 Market-Leading High Interest: Earn up to 5.25% p.a. variable interest on the Savings Maximiser — currently one of the highest ongoing rates for high interest savings accounts in Australia (on balances up to $100,000).
• 🚀 Zero Monthly Fees: Enjoy completely fee-free banking with no account-keeping or maintenance fees on the Orange Everyday account.
• 💳 Best-in-Class Mobile App: Highly rated app for instant transfers, bill payments, card management, and 24/7 banking on the go.
• 🔒 Government Guaranteed Safety: Your deposits are protected up to $250,000 under the Australian Government’s Financial Claims Scheme — bank with complete peace of mind.

Frequently Asked Questions (FAQ)

Q: What is the current ING Australia referral code for the $100 bonus?
A: The exclusive working code is Jta854. Using it through the referral link ensures you receive the full $100 cash bonus.

Q: How long does it take to receive the $100 ING bonus?
A: ING typically credits the bonus within a few days after you complete all four steps.

Q: Do I need to keep a minimum balance to earn 5.25% p.a. interest?
A: You earn the bonus interest rate by meeting the simple monthly conditions on the Savings Maximiser (details provided during signup). The initial $1,000 deposit is only required for the bonus eligibility.

Q: Is this offer available to everyone?
A: This is for new ING customers only. Existing customers cannot combine it with this referral offer.

⏳ Don’t Miss Out — Limited Time Offer!

Banking promotions like the $100 ING bonus combined with a 5.25% p.a. high interest savings rate don’t last forever. Beat inflation and grow your money faster by signing up today.

👉 Claim Your $100 ING Australia Bonus + 5.25% Interest Now
Use ING referral code Jta854 and start banking smarter immediately!