r/copilotmoney

I would love a connection with KBB or another website to automatically track vehicle values based on basic year/make/model/trim. I believe Mint used to do this. Thank you!!!!

Can someone please explain why the Amazon connection STILL is horrible?

I opened an additional checking account at a bank I already have connected. When I added it to the existing connection, it re-added all accounts from that bank. Took me a few minutes to realize that all of those transactions had duplicates. No worries, I'll delete the accounts that have a 0% change from last month, as those must be the new ones. Wrong. Those were the old ones and now so many of those older transactions are gone. It feels like I am starting over. Super bummed. Don't make my mistake.

I love Copilot it’s so visually appealing and works great!
2 things I wish we could get later on.

1)A way to categorize Income (Bonus, Paycheck, Interest etc) this could be shown in the categorize section, and a plus if there is a section for your savings. A good way to see how much you are spending vs saving.

2. Debt Payment or goals, the ability to add an account with the APR, minimum payment, extra payment etc. With projection on how much interest you can save or when you will be able to pay down the loan.

What is the advantage of having income labeled "income" vs a regular recurring transaction that we can categorize according to whose income it is?

Posting here since support has yet to respond to me via the "get help" option after several days.

I am under the trial period with this app. Coming from Quicken Simplifi which could never connect to SchoolsFirst. My initial sync with SchoolsFirst pulled up about four months of transactions. However, now the only time I can sync is if I manually go to the account management tab and reverify credentials every day.

Any thoughts?

A week/2 weeks ago, I accidentally deleted the connection to a 401k account I rolled over. This deleted all the historical data unfortunately, and so it looks like I had a massive jump in net worth in a single day when the money transferred accounts. I reached out to support, and they said they can’t recover it, but I could give them a few historical points to input manually.

Since I replied to that email, I haven’t received any response - it’s been almost a week. Are there any tips to getting a response back from support? I’ve been using the app for multiple years, so was hoping my problem would get addressed quicker than this :( even their bot “relay” hasn’t been responding to me, lol

I’m a Mint refugee, and after trying a bunch of alternatives, I honestly think Copilot Money is currently the best app for what I used Mint for. I like the app a lot.

But why is feature development so slow?

The AI assistant and MCP features were announced quite a while ago and have been in beta testing for some time. Yet it feels like even expanding the beta to more users, let alone getting these features into a stable release, could take a decade.

What makes this especially strange is the speed at which AI is moving. The AI ecosystem is changing dramatically every few months. By the time these features actually reach a stable release, the AI tools they were designed around could look completely different. MCP itself could have evolved significantly or even been replaced by something else.

I understand that a financial app needs to be much more careful about reliability, privacy, and security than a random AI startup. But there has to be some middle ground between shipping recklessly and taking forever to get an already announced feature into users’ hands.

Is Copilot just a very small development team? Is the slow rollout intentional because of security concerns? Or is there something else going on?

I was sold by the ads about Copilot being an "AI money tracking tool" and every Google Search brought up Copilot Money as THE BEST transaction categorization tool.

I spent about 2 hours logging into all of our family's financial accounts (25 accounts or so) - digging up old passwords, etc.

Copilot is basically Microsoft Excel with a pretty UI and a Plaid interface.

AI categorization? Haven't seen it yet - it just lets me set rules that search for an exact text match (1980's technology) for each transaction.

Web functionality is severely limited compared to Mobile (can't rename accounts, can't auto-categorize transactions, etc. etc.).

This is not what 2026 looks like and I'm overall pretty disappointed. I hope one day they release API integration with an actual AI company like ChatGPT or Claude.

UPDATE: I fed the export of all my transactions (.CSV) file to Claude and it worked wonders auto-categorizing everything, excluding and separately handling large transactions (car purchase and home purchase), and making me useful reports and telling me about my monthly spending.

So maybe it's worth the $90/year to aggregate all of our financial information in one place?

I've been exclisuvile using Copilot on my desktop for over a year. Today it's now asking for a password. Which of course I have no idea. I am a religious 1password user, but never saved it or activated via a magic link and never created a password.

My question is how to I recover my password and access to my account? There are not links or FAQs (that I could find.

Hi! I assume you guys are using a custom sheet implementation vs native UIKit/SwiftUI sheets and I’ve noticed them slowly becoming more buggy throughout iOS 26/27. Some like settings scroll poorly and others throughout the app are just very glitchy. Are there any plans to adopt native sheets throughout the app? Separate from the bugs, they also feel out of place in iOS 27/26. And what makes it worse is that some of the new sheets in the AI Assistant use native sheets and feel great which makes rest of app feel very off.

I'm trying to earn $50 or more as quickly as possible.

I'm willing to work and can help with a variety of tasks, including:

- Creating or formatting resumes (CVs)

- Data entry and spreadsheet work (Excel/Google Sheets)

- Converting PDFs to Word or Excel

- Formatting documents and reports

- Writing or proofreading text

- Research on different topics

- Creating presentations (PowerPoint/Google Slides)

- Basic graphic design (flyers, posters, social media posts)

- Simple logo design

- Organizing files and information

- Transcribing audio or handwritten notes

- Virtual assistant tasks

- General administrative work

I'm a fast learner, communicate well, and always do my best to deliver quality work.

If you have a task that needs to be done, send me a DM. I'd really appreciate the opportunity. Thank you!

Estou desenvolvendo o Finance OS, um sistema que comecei para organizar melhor minhas próprias finanças.
Hoje ele permite controlar receitas, despesas, cartões, metas e pagamentos recorrentes, além de funcionar offline e sincronizar quando a internet volta.
Ainda estou melhorando o projeto e queria opiniões de quem realmente usa aplicativos de finanças: o que vocês consideram essencial em um sistema assim? O que costuma faltar nos apps que vocês usam?
E posso colocar o link aqui?