r/loansharks

I have no current loans. I just repaid my loan on borrownew early. I can verify with paystubs or id if needed.

Loans starting at a minimum of $500.

Terms:
Loan Amount: Minimum $500.
Interest: 10% fixed, non-negotiable.
Repayment Period: 1 week.

Borrower Requirements:
* Must be located in the United States.
* Must have no open loans.
* Profile must be public.

How to Apply:
Comment below with the following:

1. Amount requested:
2. Repayment date (MM/DD):
3. Confirmation of no open loans:

DO NOT MESSAGE ME DIRECTLY OR YOU WILL BE BLOCKED.

I can show proof of income and whatever else you need

I get paid 1300.00 on Wednesday night . I’ll pay you back double . I just need to get through the next few days . We port on Sunday and I need to get to my storage unit

This is my first time posting on Reddit, so I guess that says how desperate I am right now.

I work two part-time jobs while going to school full-time, but I'm still falling behind on rent. I don't have family I can turn to for help, and my friends have already helped me as much as they could. I'm trying to get through this without making things even worse.

I've been looking for a small loan around $500 but I've been denied by every lender I've tried because my credit score is in the low 500s. My credit history is still pretty new, which definitely isn't helping.

I know payday loans have a terrible reputation, and I'm aware of the risks. At this point, though, I'm just trying to cover an immediate expense and avoid falling even further behind.

Has anyone here been able to get approved for a small loan with similar credit? If so, where did you apply, and what were the requirements? I'm looking for legitimate options that can fund quickly if possible.

I'd really appreciate any advice or personal experiences. Thanks in advance.

I am $400 short on rent and just need $400 and can pay back $500 to someone that helps me out on the 27th of this month I have proof I can pay back and am in the bind and have until Sunday by 3 afternoon to pay the rent

I’m in need of $14 for my babies formula. I have 10.92 in my bank account, and not enough for a can and she’s nearly out and will be out around mid day tomorrow. Our cars tire blew out when I was driving to work and so I had to pay for a tow and then drop unexpected money to get a new one, as well as I lost out on income from having to then Uber and lost hours being late for work. My family is just unexpectedly in a bad spot and this was all totally out of the blue..I’d be grateful for any amount to contribute to the can. Her can of formula is about 25 and I have almost $11. No family can help either, I don’t have much family..my mom’s disabled and all other family I have which is only 2 other people are in a pretty rough spot as well. This is my first time doing this I have c4sh 4pp. Thank you so much if anyone helps even a tiny bit, please I’m so stressed, we are normally okay but this all just came out of nowhere.

THANK YOU TO WHO HELPED 🩷

hi! i’m posting this again since i had no help but would anyone be willing to venmo me 2 dollars so i can get food
EDIT: Guys nvm i don’t even want it anymore since i have someone in my comments telling me i’m an addict for asking for money on a loan subreddit WTF LMAO

I recently got fired after an accident at work. They determined I was at fault. It was really unexpected and I had to sell all my valuables just to make rent. I filed for unemployment and wasn’t eligible. I found another job but I don’t get paid until the 16th. I have 3 cats who have 6 days worth of food. I don’t have any meat, fruit or vegetables to eat and I can’t afford to buy meals at work for lunch. I’m worried I’m going to get sick if I can’t eat a decent meal other than ramen. I can pay back on the 16th. I have Csh App and Zell. Thanks for reading.

ETA: My car was totaled last year so I don’t have a way to get to a food pantry without paying for a ride.

I keep trying to get a loan but I’m having trouble. I use cashap mainly. I need the money to repay a few people and help out a friend. If anyone is able to help me it would be greatly appreciated. I didn’t put down pay back date and pay back amount because I’m willing to negotiate on it

I’m using a throwaway because I’m pretty embarrassed about my financial situation, but I’m hoping to get some honest advice.

I’ve been trying to figure out how people with credit scores under 600 are getting approved for large personal loans—around $40,000 or more. I’ve applied to several lenders, but I keep getting denied because of my high credit utilization, low credit score, and other factors. I understand why lenders are hesitant, but I’m genuinely working to improve my finances.

My main goal is to consolidate my debt into something with a much lower interest rate. I’ve learned from my mistakes, and once my credit cards are paid off, I don’t plan on relying on them again.

I’ve seen plenty of people mention that a significant portion of their debt comes from large personal loans, and I’m curious how they were able to qualify in the first place. Where did you apply? Did you need a co-signer or collateral? What helped you get approved?

If you’ve been approved for a substantial loan despite having poor credit, I’d really appreciate hearing about your experience. What was your credit score at the time, how much were you approved for, and were the interest rates reasonable or extremely high?

Haven't had anything decent to eat in about a week. Food at the shelter I live makes me sick and I just want to eat something fresh for once in a while. I have cshapp and ppal.

Hi,

I'd like to borrow $5.50 can repay $10.00 tomorrow afternoon. It would really help me out and would be very much appreciated

I'll be honest, my credit is a mess. I'm sitting at around 480 and it's been that way for a couple years after a really rough period. I'm not proud of it but I'm working on it.

Right now I need about $600 to cover a car insurance payment or they're going to cancel my policy. Without insurance I can't legally drive, and without driving I can't get to work. It's one of those situations where everything is connected.

I've been looking at lenders that advertise quick loans for bad credit and most of them seem fine until you see the APR. I saw one that was 389%. That can't be right.

Is there any lender out there that actually works with bad credit without completely destroying you financially? Or is this just not a thing?

I drive for a living need a tire not super pressed but if someone wants to do it let me know.

does anyone have 2 dollars i can use to buy some pasta at 7 eleven i can cook i have venmo can repay

Hi I just got let go from work and I need to pay the rent which is 1k by today and I'd appreciate the help if you can

My water heater burst this morning and the landlord is saying it's my responsibility to fix it. I rent, so I'm already annoyed about that, but I need hot water and I can't wait two weeks for my next paycheck.

I'm looking at quick same day loan options and I'm seeing a lot of companies that claim they can deposit money within hours. My credit is around 620, not great but not terrible either.

What I'm nervous about is the fine print. I've heard stories about people thinking they're getting one rate and then getting hit with fees they didn't see coming.

Has anyone here actually gotten a quick same day loan and had a decent experience? Which company did you use and was the process actually as fast as they advertise?

Basically what the title says; my car is not starting and need it for work. I’m short $150 for the repair. I can pay back $200 next week; I can show proof of my broken car and employment. I actually posted on another Reddit about my car failing to start. Thanks in advance for anyone offering

We have a week until our food stamps reset, my son really just needs some milk, bread and eggs and he will be all set.

I can pay back as soon as possible. I do gigwork so I never have a set payday.

I can accept CA or V, that you for reading, it is appreciated.