r/loansharks

▲ 1 r/loansharks+1 crossposts

Got a Final Demand Notice/Eviction Notice on my door today ($3,730 past due). Found out my family member's rent checks bounced. I just started my job—what are my options?

Hi everyone, looking for advice on how to handle an emergency housing situation.

I am a new teacher and just received my first paycheck last Friday. Up until now, my uncle offered to pay my rent to help cover me until I started getting paid. Today, I came home to a "FINAL DEMAND LETTER / LEGAL ACTION PENDING" taped to my door from property management stating I owe $3,730.00 in past-due balance and legal filing fees.

It turns out all the checks my uncle wrote for rent bounced, and management has now filed for eviction.

Here is where things stand:

Total Owed: $3,730.00 (includes rent, fees, and legal filing costs).

Payment Methods Allowed: Money Order, Certified Check, or online portal.

My Situation: I just got paid from my teaching job, but I don't have $3,730 upfront right this second to clear the entire balance at once. I only have $1000 max to help pay.

Questions:

Immediate Next Steps: Should I go straight to the leasing office in person with proof of employment/my recent pay stub to try to negotiate a payment arrangement, or is it too late once legal action is filed?

Emergency Assistance & Loans: Are there specific teacher assistance programs, emergency rental relief funds, or reputable loan/grant resources for educators in emergency situations like this?

Legal/Eviction Process: Has anyone navigated bounced checks from a third party causing an eviction filing? How quickly do lockouts actually happen, and what should I prioritize first thing tomorrow morning?

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u/Expert_Toe_7068 — 5 hours ago

[Req] $30 Cashapp, Apple Pay, Zelle, Want to build credibility as borrower

I would like to build rep here as a borrower and eventually become a lender. not sure what a good starting amount is or if that’s the hierarchy. Thank you all:)

Forgot to mention in title I can pay back in two days or shortest amount of time required for a borrower.

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u/eddiesgrave — 14 hours ago

Req $60 , repay $70 08/22, short on gas and groceries

Hello,
Looking for a loan for gas and groceries. Had to help family out and ended up short on my end. Can provide proof of income. Thank you.

reddit.com
u/viet070707 — 1 day ago

Advice

Not looking for a loan or begging you guys for money i bet you get enough of that

My car just died it's my only means for getting to work and my child to school

I found an awesome mechanic who is only charging 300 to fix it

I do work

Have bad credit

Any loan places that will give 300 with monthly payments

reddit.com
u/avocadotalkk — 1 day ago

Any Cash Aisle alternatives where you don't pay triple what you borrowed?

I'm in Ohio and I need $700 for a security deposit on a new apartment. I'm moving out of a situation that isn't safe and I need to make this happen quickly. Cash Aisle approved me for $700 and I was about to accept until I read the full loan agreement. The total repayment amount over six months was $1,940. For $700. I declined. My credit is 520. I understand bad credit means higher rates. But $1,940 for $700 is not something I can justify. What are people in Ohio using instead of Cash Aisle for a $700 loan with bad credit?

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u/justanotherdudetoo — 1 day ago

Passive Income Ideas

Not really looking for a loan but so many of you seem to be in a similar boat I figured I’d ask here

I’m a single parent max out on the hours I can work and still be present for my child but I need 2k fast and steady extra income. Looking for ideas because my car is too old to do UBER and instacart isn’t hiring in my area. I’ve tried creating arts and crafts to sell but they end up being drain on time and financially which defeats the point.

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u/Flabbergasted669 — 1 day ago

[REQ] $15 Payback $20 TONIGHT AT 8:30PM Greenwich CT, PayPal/Cashapp IM ONLY $15 SHORT to pick up my MacBook Pro from repair shop and need it for classes. Thanks in advance

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u/WestOfNow — 1 day ago

Scam by u/lyn4llee

Unfortunately I have fallen victim to scam by user u/lyn4llee for $400.

This was my first and last time ever attempting to get a loan, the “rules” on the profile looked legit. I am new to this so maybe I should have researched more , but out of desperation to get my rent paid , I was under the impression that maybe I had gotten lucky. Please be aware, they act very concerned and accommodating, then just don’t answer when the money is sent.

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u/big_tunaxx — 2 days ago

Need help with cosigner

I am struggling trying to find a cosigner for a personal loan- my family will not help as they don't "believe in loans".....

I'm trying to get out of a very very horrible relationship and I need to move quick, unfortunately I don't have the upfront funds to get out. A shelter isn't an option because I have a dog and cat.

Please if someone can help...

I'm begging.

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u/SpongebobsAreolas — 1 day ago

[REQ]) Need short term $75 loan (#Parrish, Florida, USA)

Hello,

I need a $75 loan to get through my week. We have had some bad luck with Pet expenses and losing a pet. Can pay back by this Friday.

Hope someone can help me out

Best Wishes

Ryan and Family

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u/Successful_Read2308 — 1 day ago

[req]$100(pay back $140 8/21)(venmo)

Just need a little help on gas to get to work/get kiddo from daycare and put a little food in the fridge until payday on the 21st, would be very much appreciated!

reddit.com

I’m in a rough spot and any help can be paid back as fast as I can.

long story short, I got the bad end of the stick. I went to visit my sister across the country. Dad cut off my phone, kicked me out, totally screwed me. my car is currently at the shop getting fixed (my last 700$ right there) and I need groceries. If anyone can help me I’ve never done this before and will work with you if you guys can work with me! Thank you for reading.

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u/External-Sell4536 — 2 days ago

$60 loan, $80 repay | 8/21 | indiana, usa | chime, zelle, paypal

Hey all.

I need $60 for the week because I have almost no gas and I don’t get paid now until Friday. I can show paystubs and all

Thank you

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u/No-Army-3413 — 1 day ago

1500$ never missed a payment willing to pay 150$ for 12 months

In all honesty I wouldn't say in dire need but I've built my pc and I only need a GPU I plan to buy the GPU, a desk, and a keyboard and mouse with this, I would use something like affirm but I'm young and have a new credit score so its low

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u/Alert-Personality422 — 2 days ago

[REQ] $150 — Repay $180 Thursday 8/20

Hi everyone! I’m hoping someone may be willing to help me bridge a very short gap until payday.

I urgently need to get an oil change before I risk causing damage to my engine and need to be able to get around to my daughter’s medical appointments. I’m currently being quoted around $120, and I’m requesting $150 to cover the service plus any additional fees/incidentals.

I get paid Thursday, 8/20, and can repay $180 that day.
I have all of the major payment apps and am happy to provide any reasonable verification required by the sub/lender.

Request: $150
Repayment: $180
Repayment date: Thursday, 8/20
Payment method: Flexible — I have all major apps

Thank you so much for reading and considering helping me out. I genuinely appreciate it!

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u/GullibleDrawing1849 — 2 days ago

Huh

The sub says it's about predatory lending and every post is just people begging for money. Does anybody actually lend anyone money here? It just looks like every single comment is ignored

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u/DreamsSecretsNLogic — 2 days ago

LF EMERGENCY LOAN

hello, I really need help, my salary is delayed. I have nothing to eat :( I will pay you back in 2 weeks. Even just 1k or 500 will do. I'm really hungry 🥲

reddit.com
u/Extension-Writer-662 — 2 days ago