r/mintuit

App Name: uRekoin

What it does: It reads the payment notifications your bank/wallet apps already send you and logs each expense automatically - no bank login, no open banking, everything stays on your device. You basically just pay; at most you confirm the category.

Key Features:

• Auto-detects expenses from bank/wallet notifications (Google Pay, fintechs, traditional banks - unknown formats can be taught in one tap and it learns from there)
• Budget cycle starts on your payday, not the 1st of the month
• Big unexpected expenses can be spread over several months, plus savings envelopes, reminders, charts and a widget

Goal: Testing / honest feedback. It launched recently and it's basically friends and family using it. What I'd love from strangers: does the notification-reading approach sound clever or creepy? If you're outside Italy (where I need testing the most), does the "teach it your bank" flow work with your bank? And do the first two minutes make sense to someone who isn't me?

Link: https://play.google.com/store/apps/details?id=com.zebbb.app

MoneySplit is a private, offline expense tracker built for real daily life with support for almost all currencies in the world.

**Why MoneySplit stands out**

Privacy-first by default: your financial records stay on your device unless you choose backup options.

Offline-first design: core tracking, review, and planning features work even without internet.

No forced sign-up wall for basic use.

**Key Features:**

* **Privacy by Default:** No forced sign-ups. Your data stays on your phone.

* **Smart Import:** Reads bank SMS alerts (verified for all Indian Banks) and PDF statements (with password support) (coming soon) to automate expense logging.

* **Bill & Subscriptions:** Tracks your EMIs and recurring payments so you don't miss due dates.

* **Clean UI:** Built with Material 3 principles for a fluid, clutter-free experience.

*Loans:** Tracks your Loans, see amortization schedule, simulate pre payments and interest rate and see how it affects loan EMI.

* **Customised Insights:** Get spending insights, recurring payment alerts

* **UI Customisation:** supports controls as per user preferred hand (left/right), accessibility controls, Android 12 Dynamic theme support

**The Promo:** I despise the "renting software" trend, so the app has a strict one-time purchase model. Right now, I'm running upto 50\*\*% OFF (varies by country as taxes are different in different countries) sale on both the Pro and Pro Plus lifetime plans\*\*. To avail discount, check the upgrade page.

**Play Store Link:** [MoneySplit on Google Play](https://play.google.com/store/apps/details?id=com.thegreatdanton.moneysplit.money\_split)

**Website**: [MoneySplit](https://moneysplit.chetanpiduru.dev/)

**Product Hunt:** [MoneySplit on ProductHunt](https://www.producthunt.com/products/moneysplit)

When Mint died we bounced off the usual suspects: Copilot's iOS-only, Monarch's built for couples, YNAB wants you to learn a whole method. We just wanted budgets, cash flow, and goals in one view on any device.

So we built Spendtrails — web + Android now (iOS coming). Read-only bank connections via Plaid, auto-categorization that learns your corrections, and goals that project real dates from your actual cash flow. Free tier for one account; $92/yr premium. No ads, and we never sell your data or train AI on your transactions.

Still early — no iOS yet, US/CA only. We'd love feedback from anyone who tried the other Mint replacements and bounced: what did you miss most?

Building wealth isn’t just about earning more. It’s about understanding where your money goes, measuring your returns, finding better opportunities, and making smarter decisions over time.

The wealthiest investors and business owners rely on systems, calculators, trackers, and financial tools to help them stay organized and make decisions based on numbers, not emotions.

Whether you’re investing in real estate, analyzing rental properties, running Airbnb investments, flipping houses, tracking expenses, managing a portfolio, or simply trying to improve your finances, having the right tools can save countless hours and help avoid costly mistakes.

The right system can help you:

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💰 Track income and expenses

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Small improvements made consistently over time often create the biggest financial results.

What’s the one financial tool you use most often?

Visit https://assetafcpro.etsy.com to explore calculators, trackers, and spreadsheets designed for real estate investors and wealth builders.

#wealth #wealthbuilding #financialfreedom #realestate #realestateinvesting 

I have been working on a personal finance web app called TrackMyBudget for the past year. It is built specifically for people in the UK so everything is in pounds, it works well for both single people and couples managing money together.

I am not a big company, just me building something I wanted to exist. I got tired of budgeting apps that are either too complicated or built for the US market with dodgy bank connections that never work properly here.

I am looking for around 10 people to use it properly and give me real feedback. 5 individuals and 5 couples ideally. In return you get every feature completely free for a full year. My only ask is that you use it seriously for at least three months and tell me honestly what works and what does not. I want the bad feedback as much as the good.

No card, no sign up fees, nothing to pay. Just real people who actually care about their finances.
If you are interested fill in this quick form and I will be in touch:

https://docs.google.com/forms/d/e/1FAIpQLSfxepA98X2t4kxmwMHiCL-YlAEWEaNEbl2YzxRrs1yag7Q3mg/viewform?usp=header

Happy to answer anything in the comments.

Hey everyone, Ryan here.

We just took our Household feature out of Beta. The shared money view for you and your partner is now a, full part of Synx: either of you can edit, you share one set of tags, and a credit card you both use stops getting counted twice.

When we looked at how most apps handle couples and shared money, we kept seeing two approaches, both with real tradeoffs:

• The "merge everything" approach: You share one login, dump both your accounts into one pile, and give up any notion of a private "just mine" view. Convenient until you want one account to stay yours.
• The "read-only dashboard" approach: You get a combined picture, but only one person can actually categorize, tag, and tidy. So all the upkeep quietly lands on whichever partner cares most, and the numbers drift for everyone else.

We didn't love either. Synx takes a third path: the two of you keep separate logins and private accounts, but the shared view is real shared work, where either person can edit and the totals are honest.

Here is what you can do:

1. Either of you can keep things tidy

In the shared view, both partners can now change a category, add or remove tags, split a charge, flag it, add a note, or hide it, no matter whose account the charge lives on. During Beta only the account's owner could make those edits. Now it's a shared view and shared work.

2. One set of tags for the household

When you're in the shared view, you both pick from the same list of tags. If you each made a "Vacation" tag, they show up as one, so a charge never carries two near-identical labels and you don't have to remember whose tag is whose.

3. A card you share stops counting twice

If one of you is an authorized user on the other's credit card, that card shows up for both of you, and the same charges used to land in your household totals twice. Synx now spots these matched cards on its own. In Settings → Household, the Primary links them in one tap and picks whose spending they count as, and the duplicates quietly drop out of every total from then on.

4. Focus the Spend page on one person

The Spend by Member panel breaks your combined spending down person by person. Click anyone to pin the whole Spend page to just their charges: their categories, their trend, their total. Where did my half of this month actually go? Click them again, or the small × at the top, to return to the combined picture.

How to get started

Open Settings → Household on the web. If you already share a household, everything above is just on. If a shared credit card is involved, that's where the Primary links the matched cards and picks whose spending they count as.

New to Synx? We built Synx as a more economical, feature-rich alternative to Rocket Money or Monarch. Check out our previous update here or learn more at https://synxfinance.com. Our goal is to make it incredibly easy for you to manage your finances and without having to break your bank.

Who should really try this out?

If you and a partner currently split the mental load of money in a spreadsheet, or you pay for something like Monarch to do this and still can't both edit cleanly, this is for you. I built this on Plaid, and I built Household because it's the exact problem my wife and I have. I'm not building this to get rich or to chase a huge user count. I'm building it for me, and I'm hoping it's useful to somebody else too. Either way, it'll exist.

Hi Mint lovers, when Mint shut down, most of you got pointed to Monarch, Copilot, etc. But if you're Canadian like me, you probably noticed they don't really fit — no proper TFSA/RRSP/FHSA tracking, US banks only, everything in USD. Mint was already mediocre for Canadians, and its replacements mostly ignore us entirely.

So I built Mozaic Finance, a personal finance app built for Canada from the ground up:

- Connects Canadian banks and brokerages (so your investments and cash sit in one net-worth view)

- Real registered-account tracking — TFSA, RRSP, FHSA, RESP, not just "investment account"

- Multi-currency done properly (converts to your base currency before totalling)

- Cash flow, recurring income/bills, net worth over time, the Mint stuff you actually miss

I am releasing new features every week, so I more than welcome feedback and suggestions!

Laurent