Still seeing daily "what now" posts so adding mine to the pile. Went through Monarch (too much app), Rocket Money (felt like upsells stacked on upsells), and Copilot (paywalled the parts I wanted). Landed on Pockita, which is manual entry only. I know that cuts the audience roughly in half. For the other half it's faster than fixing miscategorized transactions every Sunday night.
Hey everyone — I’m building Monni, a personal finance app that tries to make money tracking feel less like homework.
Most finance apps show long transaction lists, charts, and account balances. Useful, but honestly kind of boring.
The core idea of Monni is different:
Instead of only showing:
- Amazon -$47
- DoorDash -$23
- Chase Payment -$500
Monni turns your financial activity into AI-generated “Moments” — short, personality-driven money stories.
Examples:
- “Your wallet survived the weekend. Barely.”
- “Three food deliveries in one night? You were fighting demons.”
- “Bills paid. Nervous system calmer.”
- “Another investment contribution. Quiet people build loud wealth.”
- “Your spending this week screamed ‘I deserve a little treat’ five separate times.”
The app still has the practical stuff:
- transaction timeline
- connected accounts
- manual transaction entry
- assets/liabilities
- investments
- net worth
- upcoming payments/statements
But the main differentiator is that Monni helps you understand your financial behavior emotionally, not just numerically.
I’m looking for 50–100 beta users who are willing to test it and give blunt feedback.
Best fit:
- you use multiple cards/accounts/investment apps
- you’ve tried Mint/Monarch/Rocket Money/YNAB/Copilot-type apps
- you want to understand your spending without staring at spreadsheets
- you’re okay connecting an account or manually entering a few recent transactions
- you’ll tell me honestly if the AI Moments are useful, funny, motivating, or cringe
For the beta, I mainly want to learn:
If you’re interested, comment “beta” or DM me and I’ll send the link.
Also happy to hear brutal feedback on the concept itself. Is this something you’d actually use, or does it sound like a gimmick?
I kept seeing "what's a realistic sub-90 plan" posts here, and most answers were vibes-based. Coaches give you a number, but the number doesn't update as you train. I wanted to know: if I improve my wall ball PB by 30 seconds, how much does that move my projected finish?
A diagnostic-first Hyrox planner that does the math for you. The projection formula:
finish_time = 8 × (1km pace × fade_coefficient)
+ Σ (per-station PB × position_fatigue_multiplier)
+ 8 × roxzone_allowance
Where:
You log:
blacknave.com/products/hyrox-planner
30-day free trial, no card. After that it's part of a $14/mo subscription that includes 20 other tools (gym coach, macros, etc.) but the Hyrox tool is the main reason I built any of this.
Happy to answer formula questions in comments.
I just launched my first iOS app this week and didn’t expect much, but it ended up getting around 24 downloads in the first couple days.
I built it mostly out of frustration. I tried a bunch of finance apps and they all kind of felt the same, lots of charts and totals, but I still didn’t really know what I was actually spending money on day to day.
So I made something simpler for myself.
Right now it lets you:
It’s completely free right now, and I didn’t put any ads in it either. I mostly just want to get real feedback and see if it’s actually useful.
So far I’ve only shared it with a small waitlist and a few posts, nothing crazy.
Still super early and I’m trying to figure out what actually makes someone stick with a finance app long term.
If you’ve tried a bunch of these apps, what made you keep using one vs dropping it?
Mint shutting down honestly left a huge gap because a lot of the alternatives either got too complicated, too expensive, or feel more like investment trackers than actual budgeting apps.
Been trying MateFi lately and it feels a lot more practical for everyday budgeting. Instead of just throwing charts and transaction lists everywhere, it focuses more on real-time spending awareness and figuring out what’s actually safe to spend without stressing over every purchase.
A lot of apps only tell you what already happened after the damage is done. MateFi feels more focused on helping with day to day decisions before overspending happens. Pretty good if the goal is simplicity without needing spreadsheets for everything.
Before building OrderLi I would regularly check 4-5 apps on a daily basis.
My banking app, my investments app, rocket money to check my budget, and stocks just so I could see my whole picture. I would also then check my Google sheet to see forecasting and my planning.
OrderLi was built with the intention of consolidating all of this into 1 place. A place to see your full financial picture. Your financial home base.
Would love to hear feedback and see how it can be improved for your full financial picture.
Hey r/CanadaFinance,
After Mint shut down, I tried every alternative and kept running into the same problem: they all want your bank login credentials through Plaid or similar. I never loved that, especially after reading about Plaid's data practices.
So I spent a few months building something different. It's called Ledger AI — you just upload a PDF or CSV statement from your bank, and it extracts every transaction, categorizes your spending, detects recurring subscriptions, and lets you ask plain-English questions like "how much did I spend on food last month?"
What it does:
What it doesn't do:
I'm a solo developer, and this is a legitimate early launch. I'd genuinely appreciate feedback — especially if something breaks or a statement from your bank doesn't parse correctly.
Website: useledgerai.com
Happy to answer any questions about how it works under the hood.