Hi guys.
I have an offer for SLoan na lowered interest rate (from 4.95% to 1.49%) payable up to 12 months. Iniisip kong kunin to pay off my credit card debt and others na kayang abutin ng 85k.
Q: Sulit kaya if i take this offer para mabayaran mga cc debt ko, knowing na lower interest siya compared to at least 3% monthly interest ng mga cc? Itong isang bayaran na lang.
Thank you po sa help!
Asking if she’s legit, planning to loan from her. Pero she’s asking for a form fee cost 1k
Nag apply ako ng personal loan sa isang bank.
Then hinihintay ko nalang yung confirmation kung approved ako o hindi.
Them maraming spam callers sa phone ko so di ko sure kung bank na ba yun o hindi.
Hi guys :) Gaano kaya ka dalas mag home visit si SP Madrid?
If you’re comparing online loan apps in the Philippines, MoneyCat is one of the more established options for small short-term borrowing. The application is fully online, and it is mainly aimed at Filipino borrowers who need relatively small amounts without visiting a branch.
Here’s a quick overview:
Is MoneyCat legit?
MoneyCat is operated by MoneyCat Financing Inc. The company lists SEC Registration No. CS201953073 and Certificate of Authority No. 1254.
MoneyCat Philippines loan review
One of the main advantages for new borrowers is the advertised 0% interest first loan. However, this should not be treated as automatic for every applicant or every amount. Always check the exact offer shown in your application before confirming. Regular loans can be significantly more expensive, with the listed APR reaching around 145%.
MoneyCat says the application form can be completed in around five minutes, while approval and fund release may be relatively fast. Still, actual timing can vary depending on verification and the borrower’s application.
Pros: small minimum loan amount, fully online application, first-loan 0% offer for eligible new borrowers, no branch visit, and several repayment methods.
Cons: relatively high rates on regular loans, minimum age of 22, maximum loan amount is only ₱20,000, and late repayment can lead to additional charges.
Before accepting the loan, check the Disclosure Statement, total amount payable, interest, repayment schedule, and any late-payment charges. A fast approval does not necessarily mean the loan is cheap.
Full MoneyCat review, requirements, rates, and repayment details:
Anyone here used MoneyCat recently? How much were you approved for, and was the final repayment amount clearly shown before you accepted the loan?