r/ploanph

hello poo magbabakasakali lang po ako dito anyone can lend 15-20k or someone na may offer sa gloan/spay/mariloan na pwede ko gamitin huhu can pay poo on 1st wk - 2nd wk ng September badly needed lang po for tuition ng kapatid huhu kahit sa inyo na po yung rebates after ko i fully paid agad

Can send any requirements po na you needdd please send a dm or comment po sa post na ito please please po

Di ko na alam paano pa to mababayaran. Yung iba dyan OD na 😭 mababaliw na ata ako.

MERON BANG NAG HOME VISIT SA MGA YAN? YUNG JUANHAND NA OD AKO NG 3 days tumawag na sa KAPATID KO. Si ATOME ma OD ka lang ng 1 day 50+ calls na yan sila DAY 1 palang. 😭😭😭

Maya Credit - 10,855.16 (1 time payment)
Maya CC - 14,770.92 (1 time payment)
Maya Loan - 8,472.15 (Installment - 7 mon. left)
UB CC - 15,090.80 (1 time payment)
Atome CC - 70,091.06 (1 time payment)
Atome Cash - 24,666.71 (5 mon. left)
JuanHand:
\- 39,675 (5 mon. left)
\- 27,135 (5 mon. left)
\- 19,470 (6 mon. left)
BillEase - 30,140 (10 installment left)
GoTyme Loan - 1,764.87 (Installment- 3 mon. left)
MariBank Loan - 23,695 (Installment- 7 mon. left)
Tiktok paylater - 13,261.55 (Installment- 4 mon. left)
Spaylater - 30,773.8 (Installment- 12 mon. left)
Sloan:
\- 8,341.99 (3 mon. left)
\- 44,049.81 (9 mon. left)
\- 5,156.78 (2 mon. left)
\- 15,731.53 (6 mon. left)
\- 12,278.26 (6 mon. left)
PesoLoan - 8,555 (3 mon. left)
FidoPH - 1,360 (5 mon. left)
TendoPay - 49,012.4 (auto dedac to my salary)
SSS Salary Loan - 37,087.31 (auto dedac to my salary)
SSS Calamity Loan - 21,726.92 (auto dedac to my salary)
Pagibig Loan - 32,242.47 (auto dedac to my salary)
HSBC CC - 49,187.7 (1 time payment)

Meron akong bank loan na pinilit ko na ma fully paid. Although nung malapit ng matapos nagkaroon ako ng problema dahil nagkasakit ako. Na delay ako ng payment. Pero bago yung payment date na alam ko na di ako makakapagbayad on time ay nag rereach out ako. Nagsesend ako ng message requesting na baka pwede maurong yung date ng payment. Walang reply from the agency. So nagbayad ako dun sa date na sinabi ko. After that nag change sila ng platform of communication. From email ginawang viber. At sanabi na dahil sa late payment ko babalik daw sa original na balance ang kailangan kong bayaran. Syempre hindi ako papayag dahil nakikipagusap naman ako ng maayos sa kanila. Sila ang hindi nasagot. Hanggang sa natapos ko ng hulugan yung kabuuan ng loan ko. Hindi sila nag provide ng certificate of payment ko at ngayon may kumontak na naman sa akin at sinisingil ako ng additional 25k para daw ma close na ang account ko. Wala na talaga akong maibabayad sa kanila. Ano po kaya ang pwede kong gawin dito?

i'm currently in a difficult financial situation and need around ₱500k to settle my existing debts.
i'm currently trying to sell my property to pay everything off, but i haven’t found a buyer yet. i've also tried applying for loans, but unfortunately, i keep getting declined.
i'm hoping to find someone who may be willing to lend me the amount temporarily while i work on selling the property. i'm willing to discuss the terms, repayment schedule, and provide proper documentation or proof of the property sale. i'm a full time employee earning ₱70k a month.
if anyone is willing to help or knows someone who might be open to this, please feel free to message me. i'd genuinely appreciate any leads or assistance. 🙏
i'm not looking for a handout. just hoping someone can help me bridge this gap while i work on resolving everything. i'm willing to pay interest, i also have checking account we can use for payment arrangement.

Hi, any legit agents here that can assist me to apply for personal loan in ctbc bank? Thank you🥹

Looking for Bank Sales Agent – Personal Loan ₱200K–₱250K

Hi everyone! 😊 Naghahanap po ako ng legitimate bank sales agent/loan officer na currently nag-aassist ng personal loan applications dito sa Philippines.

Ang target loan amount ko po ay around ₱200,000–₱250,000, at ang purpose po ng loan ay debt consolidation para ma-consolidate ko ang existing financial obligations ko into one manageable monthly payment.

Currently employed po ako at may stable income.

For transparency, mababa po ang current TransUnion credit score ko at Risk Grade HH. Nakapag-try na rin po ako mag-apply sa RCBC, CTBC Bank, at Security Bank Finance, pero unfortunately, na-decline po ang applications ko dahil sa low credit score/risk grade.

Baka po may bank sales agent or loan officer na open pa ring mag-assess ng application kahit HH ang TU Risk Grade, depende sa income, employment status, existing obligations, at iba pang eligibility requirements ng bank.

If may legitimate bank agent po dito, baka puwedeng mag-comment or mag-DM.

**Please no fixers, guaranteed approval, or agents na humihingi ng upfront payment.** Gusto ko lang po dumaan sa legitimate application process directly with the bank.

Thank you so much po! 🙏

Hello! Meron po ba e loan or lending company na my alam dito gusto ko sana ma consolidate ang utang ko need ko kasi 150k para maka bawi2 kahit long term
At maka bangon ulit at maka bawi willing ako mag provide ng mga requirements salamat po

Please pautang ng 50k. Suntok sa buwan kung may magtitiwala. Sa katapusan ko rin babayaran. Hindi ko alam saan ako uutang. Sobrang kailangan namin ng pera 😭

Hi, 3 months palang ako sa company and I want to loan in savii, salary loan, and when I apply they offered me 74k. Is it possible na ma approve sya? Thank you sa answer!

May private lender po kaya dito badly need loan today na payable for 1 month 🥹

I have made wrong financial decisions this past year and it finally caught up with me. My income was not enough to pay my monthly dues anymore so I decided to consolidate all my loans and applied with Metrobank first but got declined. Decided to try SB Finance and here's how it went:

Income: 45k/month

Loan amount: 150,000

Duration: 36 months

Jul 22: Applied online and submitted all the documents needed. I submitted an ID, ITR, and COE.

Jul 30: Received an email regarding the approval of my loan. They said someone would contact me for further details.

Aug 3: Followed up via email since I did not receive any news on how to proceed. Received a call a few hours later officially confirming approval and asked me when I want to claim my loan and which SB branch. I said if it was possible to have my appointment at the branch the next day and customer service said they'll try and get back to me.

Aug 4: Received a call that I can go to the branch that day and claim my loan. Went to the branch to sign loan agreement, open a SB acct (loan can be deposited to other banks but I was already there so might as well). Overall it took about 2 hours. After signing the documents, they have to send it to the head office for final approval. Loan was credited to my account about 1 hour after final approval.

Generally, the process was easy and convenient. It was also a relief that the one assisting me at the branch was very welcoming and helpful and answered my questions.

Hoping this could help anyone feeling anxious about their financial situation.

Hi guys, Ik na nagmemessage sila to get an offer sa GLoan pero is there any way to get an offer? Thank you po sa sasagot!

Willing po mag provide ng mga requirements
To settle my other balance po para maka balik ako ulit sa maayos pag sisimula ng business

I don’t have enough money to cover my security deposit on my apartment. I need $1500 more, I can back $150-$175 a month which would be fully paid out in 10 months or less.
Looking to get a last minute fire need loan. My started rebuilding my credit this year, started off in the high 400s but I’m barely at high 500s with a lot more to go. I have a steady job but I already got paid and my other financial responsibilities took what I needed for the rest. So if I may ask, would someone please point to a source where I can get a loan. I Bank with Chime and just got a BofA account this year so not enough history with them.
Please if you can, help a fellow human out.

Hello good day everyone, 27M po, I'm currently in debt worth 200k po, Gloan, Sloan, Spay and Other personal people

I earn 25k to 30k monthly, Freelance work po and may side business po ako, nabiktima ako ng "tapal system" kaya eto palubog na pati si misis na buntis na stress nadin

I really want to borrow 200k or 300k para iisa nalang ang babayaran, We can also discuss po if magkano interest as long as ikaw nalang ang babayaran ko, kahit 5k to 10k a month pa yan kakayanin po, gusto ko lang maging isa na lang ang iisipin, willing to give any documents or proof of income and ano pa pong kailangan.

I've tried personal loans since I have bank accounts (UB and BPI) but always rejected po, Kaya nag post ako dito baka may kilala kayong private lending or, mayamang tao na may kayang tumulong, di talaga ako pala hingi ng tulong since kaya naman sa sahod, kaso need urgent e manganganak na si misis and may kulang pa, andami pang iniisip

I know lending a hand is hard lalo na sa strangers, pero trust me po, hinding hindi kita tatakbuhan, at lalo na pong hindi kita e dedelay, nangangailangan lang talaga ako 😥

Please help me or send me an advice on what to do, thank you po

Our Bank is pleased to offer you a Personal Cash Loan Program that can assist you in addressing your financial needs.

▪️Benefits:
✅Approved amount is 4-6 times of your monthly salary
✅Fast process of 3-7 banking days
✅Affordable rate
✅Flexible term (12-36 months to pay)
✅No collateral and no guarantor

If you’re interested, You can dm /message me at my viber number 0908-8884651

Here’s the requirements:
🔹Company ID (front and back)
🔹1 month Latest Payslip
🔹Govt id
\\\*. Latest ITR
\\\* Latest COE

Thank you!

Hello as the title suggests, i do not need help in paying my loan, i only need advise on what to do. I applied for a loan with ensine credit finance and i got my loan approved for 80,000 before it will be released, they need me to pay 9% or 7,800 as a deposit fee so that my loan will be sent to my gcash. Obviously i do not have that amount so i asked the financial person in charge to cancel my loan. As per them, i still need to pay for the monthly payments until my loan is fully paid even though the amount was never credited to my e-wallet. And now, the cancellation fee is 10,000. Am i in the right or will this be a problem? Need answers.

Hi Redditors I am planning to apply for a personal loan at RCBC i have a gross salary of 65 k and a basic pay of 51,240 monthly. what are my chances of getting approved i have many credit cards through various banks and no delay payments all are in installments i am planning to consolidate all my debts para isang bayaran nalang monthly.