What's the one money habit that actually stuck?
I've started and abandoned more budgeting systems than I want to admit. Spreadsheets, envelopes, four different apps, the one where you're supposed to write down every coffee. None of them lasted past a week to be honest. The issue is I forget, and when I remember, I just don’t want to deal with it.
The only thing that stuck for me was moving money to a fully separate account where all my bills come out of. If I have the money in my normal checking account, I assume it’s just money I can spend. So having the separate place fully for bills has been a stress reliever, since I know I am at least fully covered on that end.
What’s stuck for you when it comes to trying to save money, and what did you give up on? Would love to implement at least one more thing to help me with my spending habits!