r/sustainableFinance

There are 20+ regulations/frameworks which have recently popped into different jurisdictions. Just figuring which one applies to your business is a tiring effort. Built this 3-minute ESG quiz to help you self-determine which regulation applies to you. If you are wondering if the new CSRD/Omnibus updates affect you, just give it a try.

Happy to learn from your experience/feedback

I have been working in the Indian climate and nature (biodiversity) risk space for three years and still find it surprising that very few banks/ financiers ask for such risk assessment of the project before lending. India is one of the top countries to be facing extreme physical climate risk in coming decades. Still I see very less demand. On global level, major jurisdictions have made it mandatory to assess the future physical hazards and transition risks the businesses will face. Even the Indian banks like IDFC, SBI, Yes bank have their own team to assess portfolio level risks. Why is it not followed by other financers/ businesses? Is it something that is actually happening but I am not aware of or is it not happening at all?

I have 5 years of experience in corporate FP&A and was in a non-finance, quantitative role for 3 years before that, so no environmental experience. I'm tired of pure profit based motives and want to get into a sustainability focused career. I also feel the scope of FP&A, at least in corporate, is smaller than what I would like. I would love to have a role influencing the investment decisions for sustainable development initiatives or conservation efforts.

Has anyone else made a similar transition? Is there any qualification I would need to do this? I was accepted into a sustainable impact analysis masters program but am wondering if a masters is even necessary if I could just utilize my experience instead.

Thanks in advance for any help.

After nasty experience with the Big F (they admitted admitted errors, but wouldn't make amends or even apologize), I'm seeking a more customer-friendly company. Vanguard seems nicer, but gets middling grades for supporting coal etc. Some friends like TIAA, which apparently is now open to non-teachers. Can folks here recommend other large, stable companies that treat both people and environment well?

Not looking to make stock trades or pay a money manager or investment advisor. Just want a mix of boring/safe long-term mutual fund or ETF investments with at least some in ESG/SRI funds, including international.

Sorry if this isn't worded well; please feel free to suggest better phrasing.

Thanks!