r/u_Sweaty_Management624

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Can NRIs invest in Indian mutual funds?

Yes, NRIs can invest, but there are a few things to keep in mind:

  • Must use an NRE/NRO account linked with a KYC-compliant PAN.
  • Dividends are taxed at 20% (plus surcharge/cess), while long-term capital gains above ₹1 lakh are taxed at 10% for equity funds. Short-term gains follow standard rates.
  • Avoid funds that don’t allow NRI investments—most large AMCs do allow them.
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u/Sweaty_Management624 — 8 days ago