Home policy- Shower Pan Failure
Long story short. Purchased a home and moved in 4 months ago. Last month we noticed three small areas of water/moisture on the downstairs ceiling under our primary bathroom. We immediately got a plumber out that next day through our 3rd party home warranty and they deemed that it was 95% likely that our shower pan had failed at the drain point. Contractor friend of ours also verified this. We stopped using that shower as soon as we saw the damage btw.
What is the likelihood of getting a claim approved to replace the shower drain and associated damage? Does it help our case at all that our shower pan passed the home inspection report back in March?
I’ve seen that claim adjusters could deny for it being gradual wear and tear, but the damage has just appeared and we are acting timely as it was hidden in the ceiling/subfloor for however long.