Help to buy at 7k or start a LISA
26m
Live at home with an income of 1400 a month (30 hours a week)
I save 200 into a help to buy and 200 into a holiday pot a month and have just over 7k in my help to buy.
So technically my deposit for a house is at around 9k.
I’d like to increase my house savings to maybe 3\400 a month which is possible if I stop spending on waste.
So what should I do. I know if I don’t commit to one I’ll effectively be losing money. So what would you recommend?