u/-_-YenMaster-_-

I have an unpaid secured loan on my account, I stopped making payments in 2023 due to “life” happening. The debt has since been sold TrueAccord, for which I get emails from constantly mentioning the debt. My question is how have they revived the debt as if it’s something new if it’s already been sold and apparently has gain interest along the way. Is this legal? Even if the sell the debt the original lender can still do this?

I was given this confirmation and it states it could take up to 10 days for the money to be taken from my account which i honestly wish was instant but hey you can’t always get what you want. I just want to know if you have experience with a secured card deposit and how long it took for you when it came to capital one taking the money from your account?