unionbank u visa platinum
hi! hope my post will be respected. i'm new to UB po kasi.
i am planning to apply for UB U Visa Platinum solely to just use it to purchase Iphone 17 (a quarter life gift.. lol) my new payroll is in UB kasi kaya i want to seize the opportunity din (the way i got my first CC from BDO because of my payroll), but i am anxious kasi baka bitin yung CL kaya i chose this card para no pressure of spending XX amount within X month.
for context po, i have two BDO CCs, shared limit of 50k, (JCB and Mastercard Gold) and 3 years of active and responsible payer, wala pa rin increase :((
also my salary is around 40k+
do you think there's a strong chance of getting a high CL enough to cover the amount Iphone 17? 🥺 kasi im just gonna use UB for my Iphone 17 and separate it from my main CC.
thank you.