u/1troublesome

$300K in the bank at age 23

Been reading this subreddit for a bit, but figured it’s finally time to ask strangers for financial advice since people close to me don’t have anything better to say than buy an apartment and live in it.

I’ve been focusing on my business and made a solid amount of money that I just have not had the time to think about what to do with.

Investing into S&P seems like a bad time to just lump sum into it with people talking about a crash coming, idk.

Also my business is a risk, it can go down any day so I may need liquidity.

So investing it and forgetting about it seems difficult and investing it short term seems difficult, since I may need the liquidity. Then again inflation is eating at it..

reddit.com
u/1troublesome — 3 days ago