r/TheRaceTo1Million

Started investing in 2019 through Robinhood, then wellstrade (Wells Fargo). Transferred everything over to Schwab in-kind in 2020 for, if I remember, a $1000 transfer bonus and have been there ever since. I did have a head start as my dad is a financial advisor and he started investing for me when I got my first job at 14 as a busboy, and then a lifeguard. I remember him taking out around $200 or so out of my paychecks randomly. I remember getting pissed at him at the time because I didn’t understand the stock market and to be fair, he never really explained anything so I think I kind of saw it as him stealing money from me lol. But he was able grow it to around $50,000 right before the Covid crash. I remember my account value crashing to around $30,000 during the worsr of the crash. I also lived at home with him and my mom throughout Covid, only paying him $700 in rent while I worked 70 hour weeks as a night shift nurse making 200-250k a year and invested like 95% of it. I kind of lived like a hermit throughout Covid, not going out or spending. I was addicted to working overtime and investing. I caught the investing bug hardcore. I wasn’t a total loser because I also surfed heavily throughout this and was addicted to running and other healthy things but those are low cost hobbies.

I have around $800,000 in the sp500 if you include my Roth IRA and 403b. Around $100,000 in various mutual funds- BPTRX, PRSCX, TRBCX AGTHX. And a shit ton of money in AMD. 940 shares at around $120 average and around $200,000 in long term call options expiring in 2028

The 1.8 figure includes my retirement accounts. The other photos, including the performance figures are just my taxable brokerage.

Worked hard, met some great people, got lucky, yada yada

Barely anything in 401k (35k) and an emergency of 25k set aside. How long until I hit the M do you think?

Hit $2.5M across all my accounts at 26. Am I on track to a million?

Feeling pretty grateful for this milestone. Had planned to hit this by the end of the year but it came early. Got lucky from big tech stocks. But looking to get to the next milestone in the next 2 years AMA!

My taxable brokerage account on robinhood is at 1.1M

I am so proud of myself.

am hoping to hit 10 million within 20 years from now on.

Way to go!

I am hoping to finish this year with more than 1.15 million...

27, sitting at ~$238K net worth. I've been DCA-ing aggressively, mostly VOO and QQQ, but it's left me running pretty low on cash and that's starting to feel uncomfortable.

Goal is $1M. I know the boring answer is "keep buying and wait," but I'm wondering if there's a smarter next step: build the cash buffer back up first? Tweak the allocation? Or just focus on earning more and keep the machine running?

Curious how others here bridged the gap from ~$250K to $1M.

I have been looking at gain posts for a while now and always dreamed to have just a minor morsel of success for myself. But never would I have imagined such growth in such a short period of time...

Thank you $CRWV, $NVDA, $META, $PLTR, $MSFT, $AAPL, $ARM, $MU, $RIVN

Year-End Goal: $500k

Let's continue making GAINS! 🍾

EDIT: For those who call this fake https://imgur.com/gallery/fake-ahh-s41m1XB

🎶I don't know why they hate on me... they can smell the legacy🎶

Forgot to thank $MRVL and $SMCI as well

Got lucky with YouTube. I’m still doing great numbers every month. I also have real estate. Including rentals. But my market dropped a lot so I basically have almost no equity left. So I’ll just not include here. I lost $250k~$300k from real estate due to over leveraging plus terrible tenants. Yes, I’m still down a lot in RE. Tough. But I’m still up overall let’s goooo!!!

I think I’ll put another $30~$45k in contribution till the year end. I contribute on avg $10k~$20k a mo.
$696k in Fid, $46k in Robinhood. Total is $742k but hey I have like $35k in savings so let’s just say it’s $750k+ for simplicity sake

My portfolio looks like this
Fidelity: VOO mostly, rest are QQQM $100k + VXUS $50k? I think.
Robinhood: random bullshit. Mostly Google Apple Microsoft meta etc. I’m already up 150%+ on Google and Apple so I’d rather not sell and buy a mag7 etf

My biggest flex is my health and the ability to work whenever I want. But I don’t know if my channel will still be alive tmmr. It comes with a trade off.
It’s so easy to overlook ur health . Take care of that. I’ll choose health over money any day.

Turned 37 a few weeks ago. Screenshot is everything I got. No spouse no kids no pets no houses no friends (that are physically near). This sounds sadder typing out. Mildly interesting job with mediocre pay. Stayed in a hole in VHCL area. Long term hope is to live peacefully till 86, maintaining a healthy body and soul throughout, dying without pain. Short term hope is really not to fuck up the 70% progress

Most people who followed $CYDY remember March 30, 2021. The FDA publicly stated that CytoDyn's claims about leronlimab were "misleading and not supported by the data", no benefit was shown in COVID-19 treatment trials. The stock dropped 25%+ that day.

What happened afterward was a class action lawsuit covering investors who held $CYDY between March 27, 2020 and March 30, 2022.

A $500,000 settlement has been reached and terms are now submitted to the court for approval.

Who qualifies?

Anyone who held $CYDY during the class period and suffered losses from the alleged misrepresentations about leronlimab's effectiveness for HIV and COVID-19.

Can I still apply?

Yes, you can submit your application now and it will be processed once claims filing officially opens after court approval.

If you were damaged by this don't forget to check your eligibility. GL!

Been kinda on a crazy run the past 2 years, just been doing a great job of finding edge in the market. This isn’t all my money just my main portfolio I became a millionaire two years ago just proud that this account finally hit it

36m. I’ve never made a 6 figure salary. I’ve tried to be intentional about investing and honestly never thought I’d even have 100k invested by now. Consistency and the recent bull run have made a big difference.

Everything is invested in VTI and a small amount in VT and VBIL.

Starting the road to 1,000,000 today. 🙏

My wife and I have been in a very fortunate position where we're able to boost our retirement trajectory by liquidating my company RSUs and taking it out of that concentrated position with around $170k in company stock vesting within the next year. Here is how our money is broken down currently:

Household income: $181,000

Joint Brokerage:
SPAXX Money Market - $9,228.50
VTI - $$214,836 (80%)
VXUS - $52,269 (20%)

My 401k:
Vanguard Target Date 2050 Fund - $107,527

My wife's (36F) 401k:
Vanguard Target Date 2055 Fund - $89,898

Roth IRAs

Me - VOO - $16,841
Wife - VOO - $7,629

Wife's old work Pension - $26,569

Cash (Ally HYSA)

Emergency Fund, Tax Reserves, Roth IRA Sinking Fund, and other earmarked buckets - $222,578
My personal checking - $5,000
Wife's personal checking - $13,000

Net Worth (Not counting unvested RSUs): $765,665

I made financial mistakes in my 20's (including making 401k withdrawals and being underwater on a car loan at a real low point), but have worked relentlessly paying down all my consumer/student loan debt and building my 401k back up before this windfall even came about. We used a small portion of these proceeds to pay down the last ~$20k of my student loans to make us completely debt free. We also purchased a new 2026 Rav4 XSE in cash to keep for a long time, but that was money we saved up as well as allocated a small amount of the RSU proceeds to put towards, so that doesn't count towards our net worth displayed above.

We're currently renters and don't plan on buying a home for another few years when we're actually ready to plant roots in a community. Right now, our goal is to continue investing aggressively in the broad market and possibly retire in our mid to late 50's.

A lot of the liquidation happened this year so we've already paid a good chunk to the IRS after hiring a CPA. After tax season, we also plan to hire a flat-fee CFP to help further optimize our finances and set ourselves up for the future. We also have a pretty conservative $100k in our emergency fund but are open to trimming that down or keep it that way depending on what our CFP suggests. I know that having company equity that ballooned over the years is a very fortunate position to be in, so we don't take this money for granted. We are fortunate to be in a better financial position than the average American household.

With our net worth, we're hoping to get to $1 million before I turn 45. I know there is a realistic scenario that gets us there well before that, but I like to make very conservative assumptions.

I welcome any critique and general advice!

These are the main tickers moving in today's pre-market based on top price action, volume, and catalysts.

https://www.sentimentick.com/app/ticker/ELMT