u/Tall-Professional522

Bonjour,

Je viens d'hériter de 200 000 euros. Je me demande quoi faire de cet argent. Mon objectif est de prendre ma retraite à 50 ans ; je sais que c'est un objectif ambitieux, mais je souhaite y parvenir avec 3 millions d'euros.

Je souhaite investir 180 000 dans des ETF. Je ne sais pas exactement comment répartir mes placements. J’envisage 50 % dans le MSCI World, 30 % dans le Nasdaq et 20 % dans des ETF à forte croissance, en ciblant notamment les secteurs de l’espace, de la défense, des biotechnologies ou de la robotique. Je sais qu’il est impossible de viser un rendement précis, mais l’idée serait de viser un rendement annuel de 14 %.

Pour les 20 000 restants, je souhaite constituer un portefeuille agressif en sélectionnant des actions notamment sur la base d’informations privilégiées, et en utilisant un agent IA pour dénicher de nouvelles valeurs.

Pensez-vous que cela soit faisable ? Pensez-vous que la répartition entre les ETF soit judicieuse ? Je ne suis pas réfractaire au risque, mais je ne veux pas non plus prendre de décisions irréfléchies avec cet argent.

Merci pour votre aide.

Hello,

I was wondering if this is a place where I can ask for advise?
I've just had a 200k inheritance in France. I'm wondering what to do with this money. My objective is to retire by age 50, I know that it's a difficult objective, but I want to do so with 3 million euros.

I want to invest 180k in ETF. I'm unsure what share to put. I consider 50% MSCI world, 30% Nasdaq and 20% in high growing ETF with things in mind like space, defense, biotech or robotic. I know it's impossible to aim for a specific returns but the idea would be to aim for 14% annual return.

For the last 20k I want to do an aggressive sleeve with stock picking base on notably insider data, and an AI agent to find new stocks.

Do you think this is feasible? Do you think the ETF distribution is good? I'm not risk averse but at the same time I don't want to be dumb with this money.

Thank you for your help.

Hello,

I was wondering if this is a place where I can ask for advise?
I've just had a 200k inheritance in France. I'm wondering what to do with this money. My objective is to retire by age 50, I know that it's a difficult objective, but I want to do so with 3 million euros.

I want to invest 180k in ETF. I'm unsure what share to put. I consider 50% MSCI world, 30% Nasdaq and 20% in high growing ETF with things in mind like space, defense, biotech or robotic. I know it's impossible to aim for a specific returns but the idea would be to aim for 14% annual return.

For the last 20k I want to do an aggressive sleeve with stock picking base on notably insider data, and an AI agent to find new stocks.

Do you think this is feasible? Do you think the ETF distribution is good? I'm not risk averse but at the same time I don't want to be dumb with this money.

Thank you for your help.