

19 Male : what should i do?
I lucked out with a good amount of money from a settlement, i am constantly feeling guilty about letting my money sit around (immigrant parents suggested buying gold, which at the time was exploding and maybe i shouldn’t have done that; thats where the losses are from)
I have minor experience in investing (as you can tell lol)
I know i shouldn’t have used the non registered acc (save your panics)
I just opened my FHSA acc and i was looking to maximize this year’s room.
Should i go all in into XEQT? Should i diversify? Should i buy something with it and split? 80%-20%? Etc…..
Please any advice from someone with experience would help! Still young and i feel like this amount gives me an advantage and i dont want to miss that.
Not expecting it to blow up, but thanks a lot in advance!!🥹
Note; 8K from the checking account is going towards student loans.