XEQT is commission free under RBC direct invest (which I use), but I understand that VEQT is easier to track dividends as it distributes only once per year as opposed to XEQT distributing dividends 4 times per year. Which should I be going for under a non registered account?
I'm wondering if there is any simple way of knowing if a new stock is added to XEQT. I'm thinking of upcoming SpaceX or OpenAI for example.
well not really free since I was scammed by loblaws for years
Does anyone do margin on XEQT? I feel like a leveraged position of 1.2x would be moderate exposure. Just making sure I get my math right. IKBR charges 3.99% interest on margin.
10k invested, 2k on margin in non-registered.
Interest rate if prime remains the same: 2k x 3.99% =79.30 yearly. Monthly is ~$6.65.
Keeping it in the market for 7 years assuming a 8% return annually with DRIP turned on.
End value: Approx $20570
Interest: ~$560.
End value: $20570-2000-560 =$18,010.00
Without leverage: ~$17140.
Difference is around $870 for net gain.
For the margin call to occur, assuming a 30% variance, the market would need to crash 76%.
If the market goes down 20% in a year for the first year. Account value; 12k x 0.8 = $9600-2000 =$7,600.00 due to the extra leverage for a loss of 24%, if I sold. Assuming the market goes up overtime and you don’t undergo the psychological pressure of selling, is this really bad idea to invest with margin over time?
My XEQT trading account is 11.34% during the past 6 months versus wealth simple 9.96%. I guess the difference is due to the management fee that they charged.
So I’m 25. I dumped 35000$ into XEQT within my TFSA and am doing 300$ a week, max contribution room is 57000$. Can someone explain to me mathematically how this will benefit me in the future? Looking to retire when I’m 50.
Brand new investor here, Im pretty scared of the imminent correction in the market. Is it ok if I just buy on a weekly schedule slowly throughout the year, saving some capital in reserve incase there is a massive dip/ correction this year?
How have you all changed how you buy, if at all?
Thanks!
Hi guys, I made a mistake when I sold my other portfolio and transferred USD into CAD and lost 30 Dollars.
It kills me every day lol but other than that from the pictures I attach am I doing alright?
Working in the summer and still in high school!
I’m constantly seeing posts wondering if investing now at ATH is right. Should they wait, hold some cash for a dip etc.
Wondering if this is the same sentiment / hesitation when XEQT hit previous ATHs. Or is this time different given- war, debt levels, inflation, interest rate, fuel crisis, AI real/hype, pullback/recession risk, questions about the end of the petrodollar etc.?
What are your opinions on these funds? I'm a new trader and a friend told me to look at these. Appreciate any help I can get.
I currently hold a large portion of my TFSA in VFV (Vanguard S&P 500 Index ETF) and have been investing in it consistently for a while. Recently I've been looking into XEQT as a long-term, set-and-forget ETF with automatic dividend reinvestment.
My concern is the overlap since XEQT allocates roughly 44% to US equities (via XTOT and ITOT), there's significant crossover with VFV's S&P 500 holdings. That said, XEQT also adds Canadian (~26%), international developed ( ~25%), and emerging market (~5%) exposure, which VFV completely lacks.
I'm not looking to sell my VFV position since it's in a TFSA and has been performing well. But going forward, I'm weighing two options:
Keep adding to VFV for simplicity and consistency as well as XEQT
Direct all new contributions to XEQT for broader diversification, letting VFV compound on its own
For those who have been in a similar position- is holding both long-term a reasonable strategy, or would you consolidate into one? Any experience with switching to XEQT as your primary going-forward ETF while keeping an existing VFV position? Any other ETFs to consider from good experience?
Cheers!
Asking for a friend who lives in Australia and wanted to know how he could invest in a broad diversified ETF like XEQT in Australia.
Hey everyone,
I’m a 19-year-old beginner investor and I recently started learning more about investing and ETFs. My goal is very long-term investing (20–30+ years), and I’m mainly focused on maximum growth/returns while still keeping some diversification and stability.
I have a pretty high tolerance for risk and I know there will be major crashes along the way, but I’m okay with volatility as long as the long-term returns are strong.
Right now, this is the portfolio I’m considering for my TFSA:
What advice would you give regarding this portfolio? Do you think this is a strong long-term setup for someone my age aiming for maximum growth, or would you make any changes to improve it? Any advice or feedback would be really appreciated since I’m still new to investing.
My portfolio is half XEQT and half VEQT. I want to switch to all VEQT. Do I just sell all of my XEQT on a weekday and buy tons of VEQT? Is there any sort of strategy to this?
Maybe this is an unnecessary question but I figured I would ask, idk anything about stocks other than buy _EQT
Immigrant. Electrical engineer. Came to Canada with $100k. Put almost all of it into investments right away (TFSA, RRSP, non-registered), eventually moved nearly everything into XEQT around 2023.
Today: ~$500k invested. Wife: ~$300k.
Big thanks to this sub—especially during the rough patches, when the advice was always the same: stay the course, keep buying, don’t panic sell.
Turns out boring index investing works…
For the past year i have been investing mostly into VEQT, because i felt it may be safer. Starting to think about pouring more into the XEQT.
Thoughts?
I know there isn't a crystal ball, but with the projected turmoil to come into play, what do you think that would do to this ETF? Looking at potentially going into a more growth/less risk?