u/2016KyleLowryGoat

So I connected/synced my TD bank account and Wealthsimple to YNAB (the budgeting app) through Plaid a little while back, and now I'm kind of spiraling about whether that was a dumb move. If someone actually gets into my account and steals money, is the bank going to turn around and say "well you shared access with a third party app so that's on you"?

What I actually want to know is whether this has happened to anyone here. Did you have fraud on an account that was linked to a budgeting app, file a claim, and actually get denied or have your bank push back because of the link?

Also wondering if I should just unlink everything and eat the inconvenience, or if I'm overthinking this. Would appreciate hearing from anyone with real experience or if you work at a big bank. Trying to figure out if I should move my money around to Questtrade or if I'm just being paranoid.

Thanks in advance.

So I connected/synced my TD bank account and Wealthsimple to YNAB (the budgeting app) through Plaid a little while back, and now I'm kind of spiraling about whether that was a dumb move. If someone actually gets into my account and steals money, is the bank going to turn around and say "well you shared access with a third party app so that's on you"?

What I actually want to know is whether this has happened to anyone here. Did you have fraud on an account that was linked to a budgeting app, file a claim, and actually get denied or have your bank push back because of the link?

Also wondering if I should just unlink everything and eat the inconvenience, or if I'm overthinking this. Would appreciate hearing from anyone with real experience or if you work at a big bank. Trying to figure out if I should move my money around to Questtrade or if I'm just being paranoid.

Thanks in advance.