Nervous About Retirement
I’m 26 and making 80k.
I maxed out my Roth IRA for 2025 and am in the process of doing so for this year. I contribute my employer match to my 401k (5%) and 200/month to a taxable brokerage. I have a 14k emergency fund and 10k HYSA. No debt.
Feeling very behind my peers and am seeing scary numbers from online retirement calculators about how much I need to be contributing.
u/317lia — 23 hours ago