u/3dlat4life

I have a guaranteed 50 percent pension for retirement which would be in 20 years. I can invest 3k a month which would land me 2 million then or I can invest the minimum, live my life traveling and end up with around 1 million.
What are you guys doing ?

37 years old and just reached 100k. I feel way behind but trying to catch up. I probably be able to invest about 3500$ a month now and will invest in index funds. What are your guys thoughts?