Chase changing their cashback terms change (again), thoughts?
Starting from 1 July 2026, you’ll be able to earn 2% cashback – up to £20 a month – on eligible GBP sterling debit card and credit card payments made in the UK and the Channel Islands (Bailiwicks of Jersey and Guernsey).
How to qualify for cashback
We've updated our cashback qualification criteria. To earn cashback in any given month, you'll need to have met the qualification criteria in the previous calendar month. This means that to earn cashback from 1 July 2026 onwards, you'll need to start meeting the updated criteria from 1 June 2026. From that date, you'll need to:
keep a total balance of £1,000 or more across Chase saver accounts for every day of the month
make at least 15 payments each month with your debit card, credit card or via Direct Debit
What you can earn cashback on
With the updated offer, you’ll be able to earn cashback when you pay with your Chase debit card or Chase credit card for:
groceries
restaurants
cafes
takeaways
everyday transport
fuel, and
public electric vehicle charging points