u/Academic_Hat_4202

31F Cebu location. Sino po naka experience ma OD sa SPAYlater and napunta sa GCCS? This is the email reply nila when I explain my situation and asked if I can start paying this coming June na. I’m OD for 2 months and wala pa talaga akong capacity to pay this month.

Sa mga naka experience na po from GCCS nag hohome visit po ba talaga sila pag di ko mabayaran ang 10k bukas? I just replied to them na I don’t allow any home visit and much prefer and communication thru Shopee app and email, will they still do it? Im really scared tbh

Hi Ma'am/ Sir,

Prioritize first your SPayLater account, We understand your situation 
and acknowledge your concern regarding your SPayLater balance. To help 
you and to avoid a possible field visit, we are willing to consider 
allowing a partial payment. According to Monee Credit rules, the minimum 
amount to avail this offer is 10,000 and it is valid until May 22,2026.

Hello po, need some help. Grabe na ang anxiety ko because of my OD from the following OLA:

-CIMB (OD 3months)

-Gcredit (OD 2months)

-Gloan (OD 2months)

-Ggives (OD 2months)

-Sloan (OD 2months)

-JuanHand(OD 1week)

-Billease (OD 2weeks)

-Spaylater (OD 2months) Naka receive ako ng email from GCCS na for home visit ako witihin this week. nag reply ako sa kanila na wala pa talaga akong pera pambayad this month but promise to pay next month June. nag reply sila na dapat ako magbayad ng 10k deadline May 22 para hindi ako ma home visit.

Context: Due to pregnancy, out of work ako since January but was able to pay sa due amounts not until March and April na hindi na talaga kaya kahit mag tapal system pa ako. Nakikipag coordinate naman ako sa mga collection agency thru email. inoff ko kasi yung sim ko kasi nakakastress yung calls and texts.

Sa mga may experience na po, anong OLA po ang nag hohome visit? Possible kaya na matutuloy ang HV sa GCCS? Na stress na talaga ako kasi di alam ng family ko ang mga utang ko huhu please help po.

Cebu area po pala ako