u/Acceptable_Sea_6786

I’m 22 years old, living in the UK, and recently started properly investing for the long term.

Right now I’m mainly investing into Vanguard’s S&P 500 UCITS ETF (VUAG) and planning to invest around £400 a month going forward consistently.

I also had a decent amount of cash sitting uninvested and have been trying to work out the best balance between:

• continuing to DCA monthly,
• keeping an emergency fund,
• and whether I should diversify into other stocks or ETFs alongside VUAG.

My goal is long-term wealth building rather than short-term trading. Since I’m still pretty new to investing, I’d appreciate any advice, criticism, or anything you wish you'd known at my age.

Would you:

• stick mostly with VUAG?
• diversify more globally?
• add individual stocks or other ETFs?
• or just keep things simple and consistent?

Also interested in hearing what other stocks, ETFs, or sectors people here think are worth researching for long-term investing.

Any feedback appreciated.

I’m 22 years old, living in the UK, and recently started properly investing for the long term.

Right now I’m mainly investing into Vanguard’s S&P 500 UCITS ETF (VUAG) and planning to invest around £400 a month going forward consistently

I also had a decent amount of cash sitting uninvested and have been trying to work out the best balance between:

• continuing to DCA monthly,
• keeping an emergency fund,
• and whether I should diversify into other stocks or ETFs alongside VUAG.

My goal is long-term wealth building rather than short-term trading. Since I’m still pretty new to investing, I’d appreciate any advice, criticism, or anything you wish you'd known at my age.

Would you:

• stick mostly with VUAG?
• diversify more globally?
• add individual stocks or other ETFs?
• or just keep things simple and consistent?

Also interested in hearing what other stocks, ETFs, or sectors people here think are worth researching for long-term investing.

Any feedback appreciated.