r/UkStocks

Hi all, max my UK Stocks and shares ISA every year with the goal of building a diverse (as possible) dividend income stream to one day sit back and live off hopefully. This is the first time since I started investing Covid I can't find anywhere to put my money. Any names out there people are looking at?

held these a good few years for the dividend yeild, but felt compelled to sell now price has risen so high - all seems a bit mad before (i beleive) this ai bubble bursts and brings the index funds down with it. Thoughts? Have rotated into UK infrastructure- INPP, HICL- looking for anything 'safe' right now. What do people think?

Has anyone been following Kefi Gold and Copper closely? I’m curious to hear what people think about the company’s outlook over the next couple of years.

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For those who have already used up their ISA allowance, what’s your next move? Do you put extra money into a taxable investment account, pension/SIPP, premium bonds, property, savings accounts, or something else?

Interested to hear how people are allocating their money once the ISA is no longer an option.

I’m in my 20s and trying to build a good financial life, but honestly, I feel a bit lost about what I should be focusing on.

For those who are older, what do you wish you had started doing in your 20s? And what financial mistakes or missed opportunities do you regret?

I’d genuinely love to hear your experiences, good or bad.

Robinhood UK is giving new users a free share worth up to £130 when you sign up via referral and make a tiny qualifying deposit.

Why this one’s so easy:

Only £1 deposit required

Fast sign‑up (took me a couple of minutes)

Free share awarded after qualifying — no trading needed

You can refer others afterwards for more rewards

Fully regulated, legit, and pays out reliably

I’ve done this myself and received my reward without any issues.

If you want the bonus, here’s my lucky link ☘️👇 https://888join.robinhood.com/lornan-fd8231a/ Just remove the 888 at the start.

Or if you prefer, DM me and I’ll send you the clean link directly 😁

I'm curious to know how you manage your wealth/funds in 2026-2027, and what are your reasons behind it?

Let me start - but i'd love to hear your comments on it:

Target to hold zero USD in cash.

30% - into long term 2-5yr fixed cash ISA

reason: in case the predicted crash of 2027 happens. Mostly FOMO on my part (and also the Buffet indicator).

35% - into Flexible Cash ISA

reason: rainy day saver.

35% - Stocks and Shares ISA

breakdown:

5% S&P 500 (lower split re:Trump)

5% FTSE 100

5% Euro Ex UK

5% Asia Markets

6% Gold/Silver/Platinum/Crypto

2% High Dividend

7% Loose Bets/Day Trade/Spare Cash

Robinhood UK is giving new users a free share worth up to £130 when you sign up via referral and make a tiny qualifying deposit.

Why this one’s so easy:

Only £1 deposit required

Fast sign‑up (took me a couple of minutes)

Free share awarded after qualifying — no trading needed

You can refer others afterwards for more rewards

Fully regulated, legit, and pays out reliably

I’ve done this myself and received my reward without any issues.

If you want the bonus, here’s my lucky link ☘️👇 https://888join.robinhood.com/lornan-fd8231a/ Just remove the 888 at the start.

Or if you prefer, DM me and I’ll send you the clean link directly 😁

Not looking for textbook answers. I’m genuinely curious about advice you believed, followed, and eventually changed your mind about.

Could be saving, investing, debt, property, pensions, FIRE, lifestyle, anything.

What did you believe, what changed your mind, and what do you do differently now?

Been looking at PAF and the production growth here is pretty hard to ignore. They produced 196,527oz of gold in FY2025 and are now expecting around 275,000oz for FY2026. That’s roughly 40% growth in a year. Mogale is ramping up and they’ve now got the Australian Tennant Mines assets contributing as well. This isn’t an explorer promising production years down the road, they’re already digging it out of the ground and selling it.

The numbers are starting to show what that extra production can do. H1 FY2026 revenue came in at $487.1m, up 157% YoY. Obviously the gold price has given them a massive helping hand, but that’s exactly the point for me. They’ve managed to significantly increase production at a time when gold prices are extremely strong. If they can deliver the ~275koz they’re guiding for, the amount of cash this business can potentially throw off starts getting very interesting. More gold + higher gold prices is a pretty simple investment case.