u/InvestingIsntJoke

Im going through anxietyandstress despite being efficient, proactive PM who does everything to control the project.

On the projects a contractor who is architect and developer doesn't like to work and progress the work at least possible slowest and its me who have to justify the budget burn to the client and EV and variance. Everyday I have to confront him and he doesn't change his ways. I don't want to lie to clients. My managers upon escalation say you deal with it. Managers also are rude and try to blame me for everything. Other restrictions are PM billing is only 4 hrs a day though I do pretty much full day.

I am thinking to quit this job .. don't know how to handle this situation. Please suggest.

Pls help me with my portfolio etfs. I have follwoing:

VUSA,

S&P500 Healthcare ETF (IHCU) to balance tech drawdown

Top 20 S&P500 ETF (SP20) to capture mega cap fall

Ishare S&P500 equal weight EWSP : in case VUSA/SP20 struggle

EQGB - gbp hedged Nasdaq

There is overlapping but I am not sure if i really need to remove any from these. Thoughts?

47m. Considering growth is stagnant for years. not sure if I'm at Ok in terms of average age 🤔 but certainly I'm happy.

2010 : 50,000, 10K bonus

2011 : 50,000, 10K bonus

2012 : 51,500, 7.5K bonus

2013 : 51,500, 3.5K bonus

2014 : 52,500, 0 bonus

2015 : 55,000, 3K bonus

2016 : 58,000, 5k bonus

2017 : 59,500, 5k bonus

2018 : 61,500, 5k bonus

2019 : 70,000, 7k bonus

2020 : 72,000, 10k bonus

2021 : 72,000, 10k bonus

2022 : 0

2023 : 85,000, 0 Bonus

2024 : 88,500, 0 Bonus

2025 : 88,500, 0 Bonus

I'm 48 and have £180k mortgage outstanding. I'm paying 4.14%

Invested £350k in ISA growth stocks, it also gives me £450 a month dividends. 100k in emergency fund to secure university fee for 2 kids. Shall I reduce my mortgage or remain invested ?