r/trading212

Image 1 — Rate my Pie
Image 2 — Rate my Pie
Image 3 — Rate my Pie
Image 4 — Rate my Pie
▲ 1 r/trading212+1 crossposts

Rate my Pie

Started it on the first of october in 2023. I have taken adjusted it yesterday, while taking some profits on AMD, Microsoft & Meta. Have taken profits on Palantir twice before.

I’m from the Netherlands so that’s why it has 3 Dutch stocks in there as well.

If you want to copy it: https://www.trading212.com/nl/pies/l7iW5tqfRuC50Iw3ysvRgmH9ljk7

I do have a few other Pie’s as well, one for European defense stocks and one for regular monthly dividends containing REITS & BDC’s only.

u/dejongebelegger — 6 days ago

What amount is too small

I'm an 18 yo and i planning to just deposit only £2 per month for 12 month then reevaluate on how much i should be putting, because I'm already depsoting £40 per month into llyods bank monthly saver that last for 12 months at 8%, then after the 12 months, I would reevaluate

Is my plan good.

Any suggestions or advice on what to do.

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u/Efficient_Dust_9727 — 11 days ago

I don’t see what’s so wrong with the ‘meme portfolio’ in all the comment sections

Every portfolio I see has the same image underneath it (the one with all assets going down to minus infinity), I don’t see what’s so wrong with a portfolio like that? Surely it’s just a market tracker with a slight preference for a certain subsection of the market or a few specific companies? I feel like it’s a passive way of picking stocks while also being savvy to the general market?

Aside: what’s the benefit to having t212 if only buying vanguard all world? Surely at best it’s the same as buying directly through vanguard? At worst there’s extra arbitrage etc making the deal slightly worse.

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u/Appropriate_Area3871 — 11 days ago

Getting into investing at 18, what’s next?

I’ve recently left sixth form so now I’m working full time taking home around £1900 a month. Current investment plan is to whack everything into VWRP (Amazon shares were a free bonus for signing up) and I’ve got a savings account with a bit of emergency cash but I have no expenses except for my car, gym and girlfriend and I’m living with my parents so I don’t really have a need for a large emergency fund. I’ve also opened up a LISA just to have one in case the new scheme turns out to be worse. My question is, is there anything else I should be doing at this stage? Perhaps individual stocks? I’m looking to invest long term (20+ years) and grow as much as possible in that time.

u/HumanHyena — 11 days ago
▲ 1 r/trading212+1 crossposts

HUD – TikTok could completely change the valuation here

Huddled Group is currently valued at only around £3m, despite generating £18.65m revenue in FY2025, up 44%.

Now the real catalyst: TikTok Live commerce.

HUD has partnered with a major TikTok agency to push Peeko Beauty through live selling, with further categories planned.

HUD supplies the products and fulfilment.

Their partner supplies the TikTok expertise, studios and presenters.

Profits split 50/50.

If TikTok starts delivering meaningful volume, the numbers could move very quickly.

Here’s the partner from RNS other day

https://cipheragency.co.uk/

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u/dynamicsoul — 10 days ago

Thoughts on my pie?

I’d like to know if it’s a good pie for long term growth, and if it’s worth adding bonds in any way to this pie keep it as is

u/Outrageous_Essay8182 — 11 days ago

First year investing at 22UK. Any critiques/advice/thoughs

22 UK investing any spare money after payday, anywhere from £150-500 every 4 weeks. How am I doing and is there anything that should be changed? In all honesty I’ve winged it completely so I’ve still a lot to learn. (i’ve sold and re-bought AMD, NVDA, and GOOGL to round to a whole share so the percentages for them are incorrect)

u/user406062 — 11 days ago

MY PORTFOLIO | 20, AUS

Hi guys,

I am a 20 year old from Australia who has been investing on Trading 212 for nearly 2 years now, and wanted to get some thoughts on my portfolio.

This is how I’m currently invested, and I am looking to make some changes: I am looking to sell down all money invested in apple, as I brought this very much in the beginning of my investing journey, not knowing too much about investing, but obviously knowing apple is a tech giant. I think I have got a very good return for it and am wanting to increase my position in IREN, as well as potentially open up another position in AVGO. I was also thinking about trimming part of my position in AMD, given my return, and also NVDA, as I already have a lot of money invested in it in my ETF’s. Before the comments come, I do in fact do research when it comes to investing into my individual stock holdings, and really do enjoy doing it — yes, it’s a lot easier to just invest in a singular ETF, but as I said, I enjoy doing the research into specific companies.

Thanks guys, let me know your thoughts!

u/Onlycttt — 11 days ago

Complete beginner with $160k (USD) to invest. Where would you put it?

Hi all, I've got $160k (USD) to invest, but to be honest I know basically nothing about investing yet, so plain-English answers would be hugely appreciated. Im in my early twenties and live in the UK but I’m not a British citizen.

My questions:

  1. Where would you put this money if you were me, and why?
  2. What are the biggest mistakes beginners make?
  3. Is there anything you'd recommend I read or watch first?

Thanks in advance!

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u/Fairy3773 — 11 days ago

When entering a trade that doesn't go the way you want, how long do you hold before accepting the loss and pulling out?

Hours? Days? Weeks? Do you wait for a certain percentage / value amount before pulling out?

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u/Deep_Imagination_811 — 11 days ago

Help

Hi there,
I’m completely new to trading and stocks but it’s something I want to get into. I’m currently 16 in the uk so can’t currently open a account ( need id ) I was just wondering how I go about gaining knowledge and if anyone had any advice on how to get into this!
Any comments appreciated
Joel

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u/Particular-Waltz4745 — 11 days ago

Interesting thought what if I pair my ftse etf with a dist etf 80 precent in ftse and 30 in a (dist) etf and the money I get from the dist I invest back into the ftse would that work or just complicate things?

what if I pair my ftse etf with a dist etf 80 precent in ftse and 30 in a (dist) etf and the money I get from the dist I invest back into the ftse would that work or just complicate things?

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u/Outrageous_Essay8182 — 11 days ago

18 years old, slowly starting to get into investing

Hi everyone! I’m looking for some advice on individual stocks to research and potentially add to my portfolio.

I’m planning to invest the majority of my money into the VWRP ETF for long-term, diversified growth, but I’d also like to pick out a few individual companies with good growth potential, similar to IonQ.

Are there any individual stocks you’d recommend looking into for the long term, and what makes you confident in their potential?

I already have a LISA, which I am putting £330 in every month, but I have spare money that I’d like to put into this.

I’m relatively new to investing, and I have only put little amount of money in this week. Any suggestions or advice would be greatly appreciated. Thank you!!!

u/No_Bear_987 — 11 days ago

21, Started when I was 18

Hi I need some opinions on this, so currently Im using the normal invest account (I wasnt aware of ISA when I started investing) and now Im not sure if its a good idea to give up my "low" position to swap to ISA. I have only invested around 11k so far into Vanguard S&P 500, Physical gold and Euro600 but mostly on American side of things.

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u/AnyHuckleberry136 — 11 days ago

Can I transfer 50% of my share ISA to NatWest's cash isa?

Hello

I'd like to transfer half of my stocks and shares ISA to NatWest's cash isa. NatWest pay 4.85% fixed for 2 years which I think is a decent rate.

I am sure I will have impending redundancy in the next 6-12 months and I want to reduce my risk. Thanks

Has anyone managed to transfer part of ISA to another bank? Would I need to transfer it to a T212 cash isa and then transfer it to a S&S ISA?

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u/Old-Amphibian416 — 11 days ago

My Shares ISA account was put on a 24-hour close-only mode.

I can't buy shares during that day because they are reviewing my account activity. I can only sell which I don't want to do because I plan to hold my current share picks for at least 1 year, if not many years.

They're not happy with my account activity because it doesn't "align with my financial means". They also warn that if I continue, I risk additional trading beaks.

To address this I edited my financial status to reflect my current income range. When I first opened the account I was earning less. I now earn more but I also invest more. I am also considering opening another Shares ISA account if they continue to impose these restrictions.

Is there anything else I can do? I'm hoping the restriction will lift by Monday but who's to say it won't continue especially because I don't plan on changing my investing activity.

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u/Ornery_Jellyfish5886 — 11 days ago

Balancing income

Something a bit different from the usual VALL/VWRP and chill or random Take Two and Space-X tombola picks, maybe of interest for the older members of the sub.

I'm starting to look ahead to taking income rather then pure growth. I'm older, self-employed with an irregular income, and wanting to grow a baseline income from investments that can sit there reinvesting into itself until I need it and turn the DRIP off.

I have some criteria:

  1. Candidate funds/stocks must have a track record for growing dividends.
  2. Dividend must be sustainable.
  3. Estimated AAR of 8% or better.
  4. Must pay dividends in GBP, this avoids currency fluctuations.
  5. The portfolio must, so far as practicable, produce an evenly distributed income across the year.

UK equity income is fairly easy to achieve whilst meeting the criteria using CTY, MRCH and HHI. Broadening out to the ROW is proving frustrating, even waiving the GBP requirement. There are some months that funds/stocks do not like paying out on.

  1. and 4. rule out LDGG, although I do hold it.

The CTY-MRCH-HHI pie shown yields £1k/year for every ~£22.5k held with an estimated AAR of ~10%.

For those also at a point where they're looking at income, what funds have caught your attention?

u/George_Salt — 11 days ago