r/trading212

Image 1 — Rate my progress 29M
Image 2 — Rate my progress 29M
Image 3 — Rate my progress 29M

Rate my progress 29M

I spent 2020-2023 chasing hype stocks as this was my first few years in the game and just listening to the wrong people. I always loved warren buffett though so i adopted his ideology of finding value. i proper implemented this in 2024 as you can see my total return from 2020-2024 was -1% so clearly the hype stocks weren’t doing great for me. after implementing Warren Buffetts Value ideology, i have smashed the last 2 years and then some.

Some stocks i have picked out at some lows from what i remember

Footlocker
Google
Alibaba
NuSkin
Paypal
MMM

had a few more but this is what i remember.

Current position is 100% PYPL.

u/Sarikz9 — 1 day ago

Would you change anything about this crypto pie?

Is there anything you would change about this kinda new to trading have . This pie is just for fun I have other funds in for long term .

u/thisisnottro — 1 day ago

When that freebie you got really pays off..

Thanks to referral freebie, added this to my pie and today has been a good day!

u/squeakybeak — 1 day ago
▲ 1 r/trading212+1 crossposts

35+, just started investing — here's my first portfolio. Roast it / give me feedback

I'm 35+ and genuinely at the very beginning of my investing journey — I've only just taken the first steps. I opened a Trading 212 Stocks & Shares ISA, and the two screenshots below show how I plan to build my portfolio.

A bit of context before you look:

- I'm about to add a lump sum, most of it into ETFs, with a smaller portion into single stocks.

- Of the single stocks, the ones I plan to hold long term are Amazon, Microsoft and Meta.

- The rest I'll reassess as I go — I'm still learning how to properly analyse companies, read financials, etc.

- I'd rather get feedback now, at the start, than discover mistakes in a few years.

So: what would you change, cut, or add? Anything obviously wrong with the allocation, too much overlap between the ETFs, too concentrated in US tech, missing diversification — all honest opinions welcome.

Also happy to take recommendations on books, YouTube channels or resources that helped you learn to analyse companies.

Thanks a lot!

u/Boris-Hoppe — 1 day ago

45M. Size 13 shoe, slight addiction to Bacon Rolls and Coffee. Roast my portfolio/suggest improvements.

I have a long term pie that I invest in regularly. I had a sizeable (for me) ASTS investment that I got out at the ATH and have reinvested. SLS is will be short term. I’ll either sell some/all read out and ride the rest to Buyout depending on the results.

Ignore current percentages I’m currently rebalancing with new money rather than selling. Rationals are:

VWRP 55% - core compounder. Gives me exposure but little risk to a lot of companies and industries.
WSML 10% - as above but with smaller riskier companies.
ASTS 7% - having lived and worked in remote areas, this could be a game changer. Possibly a little high % at the moment.
CRWD 6% - cybersecurity already is big and will only grow with AI and more home automation.
TSMC 6% - computer chips are the backbone of life. I don’t need to worry who wins if I back the company that makes the chips in regards to AI
LLY 5%- Big pharma. Nuff said 😂
ENSI 5% - same as TSMC but European. Also build chips for ASTS and JLR
RR 5% - nuclear SMR, Aero engines, nuclear submarines. Chronically undervalued still
GEMF 1% - moonshot but cheap. Working in anti aging.

u/ustasi — 1 day ago

Sipp/Isa help

Hi need some advice. I’m 50 and just started using Trading 212 opened a SIPP and a Stocks & Shares ISA. I’ve got £600 a month spare to invest. Would Vanguard FTSE All World be the right choice for both accounts? And which should I prioritise or put the bulk of it into? I already have an NHS pension. Thanks!

reddit.com
u/EducationLazy5903 — 1 day ago

Safer alternatives to Vanguard FTSE All-world?

I have a savings account paying 4.5% a year.

I‘ve started putting / moving money into T212 … mainly the VWRP fund (Vanguard FTSE All-world)

But I’m wondering if there are safer options that significantly outperform 4.5% … currently VWRP is heavily weighted towards US and Tech stocks … which makes me slightly uneasy despite the 20%+ annual returns in recent history at least

Thoughts / alternatives?

thanks!

reddit.com
u/No_Actuary9100 — 1 day ago

Looking for advice from the seasoned locals!

I’ve finally decided to bite the bullet, and withdraw a chunk from my savings and invest into an s&s isa. I’ve spent the last few days trying to decide how to allocate my investment, mostly from Reddit and other forums.

I’ve seen few posts/replies on this sub from some folk who clearly seem a lot more knowledgeable than I am about this, so happy to hear any insight.

These are what I have my eyes on at the moment, I know there’s some overlap but remember im a beginner so I’m happy to hear any pros/cons anyone is willing to shout out. I’d prob be looking to pick 3/4/5 that make the cut.

VWRP Vanguard ftse all world

VUKG Vanguard uk100 ftse

S&P 500 (VOO or VOOG- would love some comments regarding these)

Eqqq/ cnx

Msci

QDVE

3 options I’m considering,

  1. 50% into VWRP, and the remaining 50% split equally among the rest.

  2. equal split between them all.

  3. equal split between them all, with another percentage kept behind for individual company stocks. (So If I go with 4 from above, then 20% each and the last 20% kept for anywhere from 1-4 stocks that I may chop and change, and generally play about with)

Thanks!

reddit.com
u/woah-I-Had-Mustard7 — 1 day ago

Portfolio advice and tips.

I’m 18m and started investing a few months ago, I’m aiming to add between 100-200 pound a month and don’t know what’s the best way to invest it. I was originally do some swing trading and made over 200 pound but the stress of checking everyday and trying to time every trade was annoying me and I don’t need it atm as I’m just starting a new job. Any tips to help my portfolio grow would be appreciated.

u/Otherwise_Bit_6330 — 1 day ago

Current Portfolio since September 2025 @ 24 years old now. [Please read description explaining] would love some recommendations / advice

Hey guys. Before people make assumptions in the comments please bare in mind that this portfolio has changed a lot over time. The first screenshot of ETF’s is my core portfolio, where I put £1062 every month consisting of this current split:

35% into SP 500
23% into FTSE all world
24% into Nasdaq 100
12% into I shares Physical Gold
6% into EIMI emerging markets (I have not done this yet I am waiting to be paid)

My justification behind this core portfolio is that although it is currently US and tech Heavy, I am aiming for long term growth over the years and thought this was the best options. I also used Gold as a safe hedge bet as from my research it has no counter party risk, it’s a scarce supply that could give insurance in big stock sell offs.

On the other hand in another screenshot is a load of other stocks which I dedicated only currently £700 to as a satellite portfolio for growth around physical and digital consequences of more tech intensive world. I am investing into infrastructure here as the world requires more digital and electric / automatic things. This requires more grids, copper, cybersecurity and automation, whereas I believe in healthcare innovation too through Lilly. I tried also to make this not deliberately dependant on AI, where if AI succeeds or doesn’t succeed like a bubble pops, this satellite portfolio will still be in demand.

Any thoughts?

What should I add to diversify my portfolio?

Hi all, I’m 22M, employed, and fairly new to investing. I’m looking for some advice on what else I could invest in to diversify my portfolio. I’ve attached a screenshot of my current investments.

I currently invest £300 per month and have relatively low expenses, so I could increase my monthly contributions if it makes sense. I’d like to invest consistently and make sure my money is spread across different investments for the long term.

I’d really appreciate any advice on what I could consider adding, or if there’s anything I’m currently doing wrong. I’m still learning, so any guidance would be much appreciated.

Thanks in advance!.

New ish invest/ trading

19 and still learning about investing on here, any tips would be great/ things to learn about

u/Due_Light9587 — 1 day ago

New-ish investor, current holdings

Hi, im 21 and getting into investing with an inheritance, currently not investing anything additional in monthly until im in a more stable state, with the occasional top up, how are mu holdings?

u/Ok-Line6401 — 1 day ago

If you are wondering why your investments are down even though the nominal value isn’t…

USD is weakening and is likely to continue doing so given the macroeconomic climate

reddit.com
u/cynthiaxs — 1 day ago

100% VWRP at 22 years old

In my Stocks ISA, I'm all in on VWRP (FTSE All-World Index) but considering my age, people online have said to take on more calculated risk while I'm young. Some have also just stuck to VUAG (S&P 500) but I'm not sure if the USA will always be on top for the next 30-40 years I'll be investing for.

Given my living situation, I'm able to invest £1k a month and set & forget it. I'm just wondering if this is the best stock to invest into and should I invest into only this fund? Anything more I should be doing?

u/Roland_Gropper — 2 days ago

Portfolio

Going to start depositing 10% of my monthly contributions into this pie and the other 90% into only VWRP.

I’m aware VWRP covers this but I wanted to pick some individual stocks to chase some higher returns.

What do people think? Is this alright?

u/powie981 — 1 day ago

Should I have money in a cash ISA with 4.56% APR? Or VRWP?

Im 30m, have £10k currently in a cash ISA through trading 212 (4.56% APR), £2k in VRWP in a S&S ISA and £300 fun money in individual stocks. Should I transfer some or all of my £10k from my cash ISA into VRWP? The plan would be to leave it there for a while and not move it.

Not sure whether guaranteed interest or cash ISA is better than taking the low risk of putting all my savings into VRWP

reddit.com
u/MaroonSeal — 2 days ago

Long term portfolio (retirement)

Been investing in an s&s isa, keeping this for around 25 years +. Im 23 years old so i cant afford investing too much right now but I’ve started investing £25 a week so £100 a month. What do you think?

u/mainzmaporisa — 3 days ago