Safer alternatives to Vanguard FTSE All-world?
I have a savings account paying 4.5% a year.
I‘ve started putting / moving money into T212 … mainly the VWRP fund (Vanguard FTSE All-world)
But I’m wondering if there are safer options that significantly outperform 4.5% … currently VWRP is heavily weighted towards US and Tech stocks … which makes me slightly uneasy despite the 20%+ annual returns in recent history at least
Thoughts / alternatives?
thanks!