Image 1 — 100% VWRP at 22 years old
Image 2 — 100% VWRP at 22 years old

100% VWRP at 22 years old

In my Stocks ISA, I'm all in on VWRP (FTSE All-World Index) but considering my age, people online have said to take on more calculated risk while I'm young. Some have also just stuck to VUAG (S&P 500) but I'm not sure if the USA will always be on top for the next 30-40 years I'll be investing for.

Given my living situation, I'm able to invest £1k a month and set & forget it. I'm just wondering if this is the best stock to invest into and should I invest into only this fund? Anything more I should be doing?

u/Roland_Gropper — 3 days ago
▲ 13 r/InfoTravelThailand+1 crossposts

First trip to Thailand

Before I book everything, I wanted to know your opinion on my itinerary - this will be me and my friend's (both 22M) first time to Thailand. This is from Saturday 28th November - Tuesday 15th December.

Our budget is moderate and looking to go sightseeing, experiencing the culture and having fun. Is this itinerary solid and ready to book?

u/Roland_Gropper — 18 days ago

First trip to Thailand

​My friend and I (both 22M from the UK) are planning our first trip to Thailand from 28th November to 15th December 2026.

​We are flying a direct return from London to Bangkok and booking our 3 domestic flights separately. We'll both be traveling light with just 35L carry-on backpacks.

Here is our planned accommodation & itinerary:

Bangkok (29 Nov – 2 Dec | 3 nights): HOP INN Bangkok Onnut Station

Chiang Mai (2 Dec – 6 Dec | 4 nights): Ln House Chiang Mai

Phuket / Cape Panwa (6 Dec – 8 Dec | 2 nights): Panwaburi Beachfront Resort

Phuket / Patong (8 Dec – 13 Dec | 5 nights): Patong Bay Residence

Bangkok (13 Dec – 15 Dec | 2 nights): HOP INN Bangkok Onnut Station

u/Roland_Gropper — 24 days ago

First time in Thailand

Me and a friend (both 22M) are planning to visit Thailand from 28th November - 15th December 2026. Please see the attached image of the itinerary we have planned, we'll be taking a direct flight from London. I'm wondering if this is a good or not changing?

We plan on just taking a backpack (40L) but unsure what sort of accommodation we should stay at. Any suggestions of useful websites to plan would be much appreciated.

u/Roland_Gropper — 27 days ago

22M, how big of a deal is height & race?

I'm 5'8" and South Asian (Indo-Carribean) male, born & raised in the UK (South East England) and would say I'm culturally British and non-religious. I take care of my appearance & physique and have been complimented occasionally online of the way I present myself; I'd also say my personality is likeable (polite and gentlemanly, albeit more introverted).

However, my two biggest hurdles in dating that I can think of is bias against my height and race. I'm wondering how big of a deal it would be and the gameplan moving forward.

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u/Roland_Gropper — 28 days ago

I've only been on 10 dates

I'm a 22 year old male from the UK and as the title suggests, I've only been on 10 dates in my life with only 1 long term relationship of 3 years. I'm wondering how this compares to the average and where the best place is to actually meet people (these dates have mostly come from online)?

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u/Roland_Gropper — 29 days ago
▲ 4 r/allaboutfragrance+1 crossposts

Are these good fragrances for me?

I'm 22M and recently bought these two fragrances for everyday use. I plan to split them up so Prada is used in colder seasons and Versace is used in warmer seasons. I want to smell great but don't want to be buying unnecessary fragrances for niche occasions. Is this a solid duo and all I need?

u/Roland_Gropper — 1 month ago

British Indo-Carribean

These were my results. Are these good regions and has anyone got anything similar, especially the Indentured Indian Diaspora?

u/Roland_Gropper — 2 months ago

M22

Currently 5'8", 140lbs so am lean bulking to aim for around 155lbs. Last photo is a hairstyle Google Gemini made, is that the best look for me?

u/Roland_Gropper — 2 months ago

Best places for South Asians

So I'm Indo-carribean, born and live in UK (accent & culture is British). Where would you say are the best places for a South Asian guy to visit? I take care of my appearance and physique but the only hurdle I can think of is that I'm 5'8".

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u/Roland_Gropper — 2 months ago

Rate my itinerary for my first time travelling to South East Asia

Any feedback would be appreciated. I'm 22 year old male from South East England. I may be travelling with a friend or two. Money won't be much of an issue but don't want to be spending an unnecessary amount on things.

u/Roland_Gropper — 3 months ago

S&P 500 Vs FTSE All-World

So I'm currently 22 with around £60k in a Stocks ISA, all in VWRP. Would VUAG be better given the higher returns and since the US companies are multinational like Apple & Google that will very likely not disappear or become irrelevant?

It seems like these are the main two index funds people recommend, index funds being recommended more than individual stocks. I would appreciate any thoughts on which you think is better (I'm aware 60% of VWRP is VUAG anyway but surely more concentration is better?).

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u/Roland_Gropper — 3 months ago
▲ 19 r/Gymhelp

Is this a realistic projection?

Forgive me for the use of AI on the second slide but wanted to know if this is a realistic, naturally attainable physique for me? I'm currently 63kg at 12% body fat, aiming to follow an upper/lower split. If it's attainable naturally, how long would it take? The goal is to lean bulk to 70kg at 12% body fat.

u/Roland_Gropper — 3 months ago
▲ 15 r/Guyana

How do you identify yourselves?

So I'm born and raised in the UK but my family from both sides come from Guyana. My ancestryDNA results all point to India (Gujurat & Bengali in particular). For anyone with Indian ancestry, family from Guyana but born in a different (i.e. western) country, how do you identify yourselves when someone asks for your ethnicity or where you're from from?

Is it ok to say I'm Guyanese or would you say Indo-Guyanese or just Indian? Indo-carribean sounds pretty cool too.

reddit.com
u/Roland_Gropper — 3 months ago