u/Secure_Beginning_939

Hi all,

What are your thoughts on OpenAI going live on Friday? Do you plan to invest, and what’s your reasoning behind that decision?

Hi all,

What are your thoughts on OpenAI going live on Friday? Do you plan to invest, and what’s your reasoning behind that decision?

Hi all,

What are your thoughts on OpenAI going live on Friday? Do you plan to invest, and what’s your reasoning behind that decision?

Hi everyone,

I’m 23 and currently investing in an all world ETF. I recently crossed the £10k mark and have been consistently contributing since September 2025.

Right now I’m putting in around £500 to £1.2k each month and my goal is to max out my ISA this year.

I was wondering if it makes sense to just keep focusing on the all world ETF or if there are other things I should start looking into investing in as well at this stage.

Would really appreciate hearing your thoughts, experiences, or any advice you might have.

Thank you

Hi everyone,

I’m 23 and currently investing in an all world ETF. I recently crossed the £10k mark and have been consistently contributing since September 2025.

Right now I’m putting in around £500 to £1.2k each month and my goal is to max out my ISA this year.

I was wondering if it makes sense to just keep focusing on the all world ETF or if there are other things I should start looking into investing in as well at this stage.

Would really appreciate hearing your thoughts, experiences, or any advice you might have.

Thank you

Hi everyone,

I’m 23 and currently investing in an all world ETF. I recently crossed the £10k mark and have been consistently contributing since September 2025.

Right now I’m putting in around £500 to £1.2k each month and my goal is to max out my ISA this year.

I was wondering if it makes sense to just keep focusing on the all world ETF or if there are other things I should start looking into investing in as well at this stage.

Would really appreciate hearing your thoughts, experiences, or any advice you might have.

Thank you

Hi everyone,

I’m 23 and currently investing in an all world ETF. I recently crossed the £10k mark and have been consistently contributing since September 2025.

Right now I’m putting in around £500 to £1.2k each month and my goal is to max out my ISA this year.

I was wondering if it makes sense to just keep focusing on the all world ETF or if there are other things I should start looking into investing in as well at this stage.

Would really appreciate hearing your thoughts, experiences, or any advice you might have.

Thank you

Hi everyone,

I’m 23 and currently investing in an all world ETF. I recently crossed the £10k mark and have been consistently contributing since September 2025.

Right now I’m putting in around £500 to £1.2k each month and my goal is to max out my ISA this year.

I was wondering if it makes sense to just keep focusing on the all world ETF or if there are other things I should start looking into investing in as well at this stage.

Would really appreciate hearing your thoughts, experiences, or any advice you might have.

Thank you

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

I’m 23 and starting to properly learn about investing and personal finance.

If you could go back to your early 20s, what would you focus on first? What mistakes would you avoid? And what ended up mattering way more (or less) than you expected?

Could be investing, budgeting, career choices, debt, saving habits, books/resources, mindset, anything really. Interested to hear what people wish they knew earlier.

Hi all,

I’m 23M and wanted to get some opinions and hear from people with more experience regarding my current situation and what the best thing to do might be.

At the moment, every month I invest into my LISA, which I max out every year without fail, as well as my Stocks & Shares ISA. However, after looking at current house prices, buying just doesn’t feel affordable for me right now.

I’m also in two minds about taking on a mortgage. Part of me doesn’t like the idea of being in debt for such a long time and paying so much interest to the bank before the house is truly mine. Because of that, I’ve been wondering whether it’s better at my age to continue renting, avoid large debt, and focus on maximising my investments and ISAs instead.

My other question is whether there’s still much point continuing to put money into a LISA if buying a house doesn’t seem realistic for me at the moment.

I’d really appreciate hearing your thoughts, opinions, or experiences.

Thank you!

Hi all,

I’m 23M and wanted to get some opinions and hear from people with more experience regarding my current situation and what the best thing to do might be.

At the moment, every month I invest into my LISA, which I max out every year without fail, as well as my Stocks & Shares ISA. However, after looking at current house prices, buying just doesn’t feel affordable for me right now.

I’m also in two minds about taking on a mortgage. Part of me doesn’t like the idea of being in debt for such a long time and paying so much interest to the bank before the house is truly mine. Because of that, I’ve been wondering whether it’s better at my age to continue renting, avoid large debt, and focus on maximising my investments and ISAs instead.

My other question is whether there’s still much point continuing to put money into a LISA if buying a house doesn’t seem realistic for me at the moment.

I’d really appreciate hearing your thoughts, opinions, or experiences.

Thank you!

Hi all,

I’m 23M and wanted to get some opinions and hear from people with more experience regarding my current situation and what the best thing to do might be.

At the moment, every month I invest into my LISA, which I max out every year without fail, as well as my Stocks & Shares ISA. However, after looking at current house prices, buying just doesn’t feel affordable for me right now.

I’m also in two minds about taking on a mortgage. Part of me doesn’t like the idea of being in debt for such a long time and paying so much interest to the bank before the house is truly mine. Because of that, I’ve been wondering whether it’s better at my age to continue renting, avoid large debt, and focus on maximising my investments and ISAs instead.

My other question is whether there’s still much point continuing to put money into a LISA if buying a house doesn’t seem realistic for me at the moment.

I’d really appreciate hearing your thoughts, opinions, or experiences.

Thank you!

Hi all,

I’m 23M and wanted to get some opinions and hear from people with more experience regarding my current situation and what the best thing to do might be.

At the moment, every month I invest into my LISA, which I max out every year without fail, as well as my Stocks & Shares ISA. However, after looking at current house prices, buying just doesn’t feel affordable for me right now.

I’m also in two minds about taking on a mortgage. Part of me doesn’t like the idea of being in debt for such a long time and paying so much interest to the bank before the house is truly mine. Because of that, I’ve been wondering whether it’s better at my age to continue renting, avoid large debt, and focus on maximising my investments and ISAs instead.

My other question is whether there’s still much point continuing to put money into a LISA if buying a house doesn’t seem realistic for me at the moment.

I’d really appreciate hearing your thoughts, opinions, or experiences.

Thank you!

Hi all,

I’m 23M and wanted to get some opinions and hear from people with more experience regarding my current situation and what the best thing to do might be.

At the moment, every month I invest into my LISA, which I max out every year without fail, as well as my Stocks & Shares ISA. However, after looking at current house prices, buying just doesn’t feel affordable for me right now.

I’m also in two minds about taking on a mortgage. Part of me doesn’t like the idea of being in debt for such a long time and paying so much interest to the bank before the house is truly mine. Because of that, I’ve been wondering whether it’s better at my age to continue renting, avoid large debt, and focus on maximising my investments and ISAs instead.

My other question is whether there’s still much point continuing to put money into a LISA if buying a house doesn’t seem realistic for me at the moment.

I’d really appreciate hearing your thoughts, opinions, or experiences.

Thank you!