r/PropertyInvestingUK

Hey Redditors, Ive been wanting to get into property investing but unfortunately I’m not the most clued up on where to start and all the ins and outs so I’ve been watching a few YouTube vids of certain people Jamie York, Samuel Leeds etc. Whilst there is some value in these videos, ultimately it seems like you need to actually go on the course to get the full benefit everything they teach is just basically a sales pitch into getting their course. I have been on Samuel Leeds webinar and whilst it was ok something about him didn’t sit right with me and I had this feeling way before I even saw the price of his course! Which is a hefty 12k fee for his academy which even if I did have the money I don’t think I would join. I then decided to join Jamie York webinar which his teachings is so different to Samuel Leeds and he did come across as no BS and somewhat straight up plus his course is nowhere near what Samuel Leeds was charging . I understand you can probably learn off of free YouTube videos and just general research on properties but if it was that easy I’m sure everyone would be doing it, I am seriously considering joining Jamie York EPTA course which he Also gives a money back guarantee if you don’t make your money back which to me feels quite risk free. I’ve been rambling on long enough basically what I’m asking is, does anyone have any experience with Jamie York and/or his courses or any course in general and what was your experience! Cheers

Where do you buy your materials for kitchens and bathrooms? Looking for good quality but nothing that breaks the bank as will be flipping the property or renting it out.

Hi all, so as the title suggests ive come to a part of my life where im uncertain about how to move forward, i bought my house a year ago for £165,000 with a 35% deposit, meaning my mortgage is £560 a month as I needed some cash to do it up as it needed a LOT of work which I have sinced carried out. Some load bearing walls, floor joists, new kitchen, new bathroom etc, all high end finish. I bought it with the intention of living there However circumstances have changed and im not too bothered about living there anymore. Wondering what would be the best course of action and if there are any mentors I could reach out to to help me find the best way to make the most out of what I have. I have a decent paying job and currently live with my parents while renovating it so was wondering if a lump sum sale or a month withdraw like renting would be in my favour. Im completely new to this and really dont know a whole lot about it, any advice would be greatly appreciated.

Hi, I an about to graduate and become a dentist (in the UK) I want advise to be able to maximise my wealth as soon as possible. Any advice is appreciated.

I have a basic plan of what I will do:

Earning trajectory:
start working as a foundation dentist earning around 40k
Should be earning around 60k in my second year and then 80k in my third year. And then from there should be earning around the 100k mark.

Plans:
Live with parents for first 3 years or so, split my monthly earnings into 3 sections:

monthly expenses and lifestyle costs

Some money split into stocks and shares, and index funds

And then the biggest chunk saved for an investment in property, HMO or something similar. Putting the mortgage on an interest only arrangement and then using my monthly income to add to my property investments pot.

Rinse and repeat.

My question is: is this a good plan or should I do utilise my money in another way?

If you were 23 again today, what would you do step by step to build wealth and reach financial independence while still enjoying life?

What would you focus on first

What would you avoid completely

And what would you not waste time on at all

I’d really appreciate hearing from people who’ve been through it and learned along the way

Offers Over £620,000

Had a neighbour give an informal offer at approximately 620k and express willingness to back that with a formal offer, then learn that he might have the opportunity to buy his (currently tenanted) main farm, and retract his offer.
Had some other people view, one of whom was wanting more details to build a case for getting finance (he tried to buy another farm last year but failed because he can't get his current place sold).
One wealthy neighbour, who has told the estate agent that he would submit an offer just over the £620k to buy it now - and that he doesn't need to apply for finance - didn't want to submit one at this stage if I wouldn't immediately accept, because he didn't want it to be used to leverage other bids and get into a bidding war.
Yesterday another neighbour informally but via their solicitor, offered £675,000 to buy it right now.
Option 1. Take the £675,000 and get the paperwork process underway.
Option 2. Announce a closing date today for 10-14 days' time, hoping that that will stir up the lurkers into action, and maybe encourage the wealthy neighbour to make a higher offer, but possibly losing the £675k offer (or possibly encouraging them to raise it??).
Option 3. Do nothing for a while, hoping that some other people might come along.

I'm thinking Option 2, but Option 1 has some appeal too.....

Adding that we are in an extremely tight financial position right now and fast funds would take a lot of pressure off.

I currently own several properties and get them via sourcers (BRRR strategy). The sourcers find me below market properties. They then also give me a schedule of works to bring the property to modern standards, and the project manage the work in a 4-8 weeks period.

Only interested in houses, ideally semi, end-of-terrace, or detached. It will have to be a very good property for it to be terraced. Not interested in housing estates - looking for ones that will get quality tennants.

Looking to expand my network as I am not getting properties fast enough through my existing contacts. DM me if are a sourcer and can find properties in the £100k-£120k range all in (i.e. ready for tenant to move in). The other important criteria for me is that it must be a populated town/city so that its easier to rent out. Stoke-on-trent, Nottingham size and above.

Given it's been essentially a 10 year rut, and in particular flats having a nightmare, at what point does the market turn around?

I'm seeing leasehold flats worth £350k now with rents at £2.2k a month...

Surely at some point the market has to price houses back up in the next 5-10 years?

One too many 'made' in the topic, sorry

I get that:

- auction = has to be cash buyer, but given their locations they're cheaper than 1 bed studios sold at auctions

- I have seen offers from landlords, in the same building, renting them out to professionals, they're just then responsible to pay council tax, but only for that single unit, checked the band and it's A.

- those auctions don't specify any monthly payments for the common areas. There are no legal packs attached, just home reports? But monthly payments cannot be too high, right, given how many flats they have crowded into those buildings?

- do you think each separate unit has a separate meter?

- maybe it's because banks won't ever lend on that, period, whereas with many standard auction properties that's not the case (unless above a takeaway, or in a council owned majority building)

What am I missing? Asking out of curiosity. If I were thinking of buying I'd just speak with solicitor.

It cannot be as simple as buy it, pay cash, and have a studio flat in central Glasgow for 35k, in exchange for some noise and monthly upkeep fees, which gives you access to shared free gym and living areas

Quick question for landlords.
How are you actually keeping on top of everything?
Once you've got a few properties it just teels like there's a lot going on at once.
I've ended up using a mix of spreadsheets and reminders but it doesn't feel very organised.
Is that just normal or does everyone have a proper system that actually works?

Section 21 was abolished on 1 May 2026. You cannot serve one. If you served one before that date, you have until 31 July 2026 to apply to court — after that it’s gone for good.

What I’m seeing landlords get wrong is thinking they’ve lost the ability to get their property back. You haven’t. Here’s what actually changed:

Section 8 is now your only route — but it’s been expanded. The grounds for possession have more than doubled. Selling, moving back in, housing a family member — there are legal grounds for all of it. You just need to use the right one.

Your tenancy agreements already changed. Fixed-term contracts automatically converted to rolling periodic tenancies on 1 May. You didn’t need to sign new contracts — but you were supposed to give tenants a government information sheet by 31 May. Missed that? You’re already in breach.

Deposit protection is now a condition for possession. If the deposit isn’t properly protected, a court can refuse your Section 8 claim. Sort this before you ever need to use it.

Happy to answer questions below.

Realistically what portfolio do you need? As stamp duty will add significant amount every time you purchase a new property.

Is there much point investing in 1 or 2 BTLs in the current climate?

My partner and I have had an offer accepted on a second house. It needs a fair bit of work and is so good value. There are three potential exit routes: sale, let, holiday let. We plan to decide the best option when the property is ready - as the numbers are currently similar across all three options. What we need to decide rapidly is the purchase route, where there seem to be three options: my partner and I, just my partner, or via a Ltd company.

I am a higher rate tax payer. My partner does not work and thus has full tax allowances to use. We don't have immediate plans to develop any other properties but will see how this one goes. Financing the purchase and works will be part liquid cash and part cash from additional mortgage borrowing on our current property.

From what I have researched it seems finely balanced as to whether it is better to purchase the house via a limited company or not. Grateful for any views or advice on which option we should use.

Quick summary of where landlords are going wrong on Right to Rent checks in 2026:

EU passports — not valid alone since July 2021. EU tenants need a share code.

BRP cards — not valid since December 2025. eVisa holders verify online.

Missing a follow-up check on a time-limited tenant — you’re exposed for the gap period.

Accepting photocopies for manual checks — doesn’t count, original documents only.

The fines:
£10,000 first breach per tenant
£20,000 repeat breach per tenant
Unlimited fine or 5 years imprisonment for knowingly letting to someone without the right to rent

With Section 21 gone landlords need every compliance box ticked properly — Right to Rent failures now can’t be papered over by serving notice and starting again.

Anything else people have seen trip landlords up on this?