Looking to kickstart your investment portfolio or grab some free cash? Robinhood UK is currently offering a free fractional share worth between £6 and £175 when you sign up using a referral link and deposit just £1 into your account.

Here is a simple, step-by-step breakdown of how to claim your free reward, the exact terms and conditions, and how to cash out your earnings.

What is the Robinhood UK Free Share Reward? When you sign up via an eligible referral link and complete account verification, Robinhood will award you a free fractional stock selected randomly from leading global companies (such as Apple, Tesla, or Amazon).

• Reward value: Ranging from £6 up to £175.
• Deposit requirement: Just £1 minimum.
• Probability outcome:
  • ~96% chance of receiving £6–£10.
  • ~3% chance of receiving £10–£25.
  • ~1% chance of receiving £25–£175.

Step-by-Step Instructions to Claim Your Reward

• Sign up via my referral link
• Verify your identity: Complete the standard ID verification process (KYC) within the app.
• Deposit funds: Link your bank account and deposit at least £1.
• Claim your free share: Once your deposit lands, navigate to the reward section in the app to claim your free stock.

How to Cash Out Your Free Share Once you claim your free stock, you can manage or withdraw your funds following these simple rules:

• Keep or Sell: You can choose to keep the stock long-term or sell it immediately within the app.
• Withdrawal Holding Period: If you sell your free stock, the proceeds from the sale must remain in your cash balance for 30 calendar days before they can be withdrawn to your bank account.
• Trading Funds: You can use the proceeds from selling your free stock to purchase other stocks immediately without waiting 30 days.

Non-ref: https://robinhood.com/gb/en/

Robinhood are a global leading and reliable trading platform, similar to Trading212. They are currently offering a free referral bonus (a free share worth $7-$175!) when users signup and deposit £1.

Steps

1. Signup using the referral link below:

https://join.robinhood.com/kevina-ba18807

2. ⁠Complete the account verification process
3. ⁠Deposit £1 into your account (this doesn’t need to be invested can be withdrawn as soon as you get your free share)
4. ⁠Go to your referral tab section and redeem your free share!!

The share can be sold after the trade has settled then withdrawn as cash after 60 days. You can also invite friends and receive 5x free share for each referral. Thanks to anyone that uses my link and feel free to comment yours below!

Non ref link: https://robinhood.com/signup/

The AMEX Platinum card is offering a limited-time welcome bonus of 100,000 Membership Rewards points if you apply through a referral link and spend £6,000 on the card within the first 3 months.

If you apply through the non-referral link, the bonus is still a generous 75,000 points but applying through a referral gets you an additional 25,000 points.

The Platinum card does come with a large annual fee. However, you can cancel the card after you receive the bonus and receive a pro-rated refund.

Rewards points can be transferred to airline miles, including Avios, to be used towards booking reward flights. The value you get from the points will depend on how you choose to redeem them, there are many threads already discussing how to make the most out of avios/amex points.

Points to consider/requirements:

• You need to spend £6,000 within the first 3 months of card membership to qualify for the 100,000-point welcome bonus.
• The card has an annual fee, so check you can definitely meet the spend requirement to get the bonus!
• You will qualify for the bonus as long as you have not had an MR rewarding card in the last 2 years. (So you can still qualify if you currently have a BA amex).

My referral link:
Amex Plat Referral (100k points)

If you use my link, I’ll also receive a smaller bonus, so thank you if you do!

Non-referral link:
Non-referral link (75k points)

Wealthify is an easy to use investing platform with straightforward investment plans that make it easy to set up an investment with little ongoing effort.

They are currently offering £50 free for depositing £1000 and investing it for 6 months when signing up via a refer-a friend link.

To be eligible to refer you need to have a funded Stocks and Shares ISA, Junior ISA, or Self-Invested Personal Pension (SIPP). I have a funded Stocks and Shares ISA, therefore I am eligible to refer.

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For the free £50 offer, follow these simple steps:

1 - Open an account by following my referral link -  https://invest.wealthify.com/refer/75248714

You need to open a Stocks and Shares ISA, Junior ISA, or SIPP to qualify. Instant Access Savings Accounts, Cash ISAs, or General Investment Accounts (GIAs)  are excluded from this promotion.

2 - Deposit £1000 and select a Plan after answering the questions - your money will need to be in an active plan for 6 months to get the bonus.

3 - After 6 continuous months of your money being invested you'll get £50 free cash added to your account

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There are options for Stocks & Shares ISAs and pensions. You can choose the investment style - Cautious/Tentative/Confident/Ambitious/Adventurous - and investment theme - Original or Ethical.

You'll also have to invest in a plan within 6 months of signing up, otherwise your account will be closed.

There is a very small management fee.

Be aware this is an investment product, therefore the value could go up or down. The longer you hold your investment, the more you will mitigate any risks of the market hitting a low point. If you're lucky, after 6 months you'll have some profit from your original investment as well as the £50 bonus.

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Terms - https://www.wealthify.com/faq/refer-a-friend

Non-ref (no bonus) - https://www.wealthify.com

iFAST is a UK-based FCA regulated and FSCS protected digital bank. They are offering £5 to anyone who signs up and deposits £500. It's not a big pay out but it is paid out the next day and there's no minium holding period, so it's worth it IMO. Plus you can refer friends and family or other beermoneyuk users for £5 each time.

Guide:

1. Follow a referral link here's mine.
2. Enter your email and click accept invite.
3. Download the app, and use the same email to register for an account.
4. Deposit £500 within 30 days.
5. Receive your £5 the next day.

Thank you to anyone using my link I really appreciate it.

• Non-Referral

I am not going to be like some people who say, "Wow, you should totally do this." I believe in choice, so if you would like to use this Vinted referral (here is my Referral link) and wonder what you get out of it, here it is: if you list 3 items within 7 days of signing up, we’ll both get £5.00 to spend on Vinted, and if you then make a sale within your first 30 days, we’ll both get two £5.00 vouchers. I would appreciate it if anyone used my link, but if not, that is completely your choice! Have a great day.

https://www.vinted.co.uk/

You can get a free £20 when you sign up to digital bank Zopa via a referral link and open a Biscuit current account.

As well as the bonus £20, Zopa offer various savings accounts with competitive interest rates, and you can also opt into an offer to earn 3% cashback on your direct debits (capped at £150 worth of direct debits each month).

To get the £20:

- Sign up with my referral link
- Download the Zopa app
- Open a Biscuit current account
- Make 7 or more card transactions online or in store within 30 days

You will then receive your £20 bonus. If you use my link I will also earn £20 so thanks very much if you do!

The non-referral link with no bonus is:

https://www.zopa.com/

IG is an investment platform currently offering a generous refer-a-friend bonus. Follow the steps below to qualify!

1. Send me a message to be referred. According to the T&Cs, referral links must not be shared in public. I can confirm that my account is older than 3 months and I am therefore eligible to refer. If your referrer's account is less than 3 months old, you may not receive your bonus! Please check with your referrer before signing up to avoid disappointment.
2. Open a Share Dealing (not Smart Portfolio) account and submit a W-8BEN form.
3. You must open a GIA to receive the free share. However, you can also invest in an ISA or SIPP to qualify for this offer.
4. Deposit and invest at least £1000 within 30 days. For low risk and volatility, IG offers money market funds and ultrashort bond funds. You must stay invested for 3 full calendar months.
5. You will receive your free share in your GIA once you have qualified.
6. Get £100 for each friend you refer (up to 10 every month)!

Please let me know if you have any questions about this offer. I’d really appreciate if you sign up through my referral.

T&Cs

Non-referral link

Gail's Bakery eferral program offers a complimentary loaf of bread or a barista-made drink .

Steps to claim:

1. Download the app and enter referral code RFDWSSWU during registration.

2. Add your birthday in the app settings to unlock a free sweet treat voucher during your birthday month.

3. Make a purchase in-store and scan your app's "Welcome Gift" voucher.

4. Choose your freebie: Any barista-prepared drink or a loaf of bread.

5. Refer your friends for more freebies!

non-ref link: https://gails.com/