u/TopPomegranate4432

AJ Bell - free £100 Amazon gift card in 30 days when you deposit or transfer £10k (no need to invest - confirmed)

AJ Bell - free £100 Amazon gift card in 30 days when you deposit or transfer £10k (no need to invest - confirmed)

AJ Bell is a big award-winning investment platform and a Which? Recommended Provider.

They're currently offering a free £100 Amazon gift card (sent after 30 days) for those who sign up via referral and deposit or transfer £10,000 or more into a Stocks & Shares ISA, Lifetime ISA, SIPP (pension) or Dealing Account within 120 days.

Note: My confirmation here that you don't even need to invest what you deposit, just make the required deposit! There are no fees when you hold cash and they'll even pay YOU interest. There are fees if you want to invest it though.

My experience: I have a funded S&S ISA with AJ Bell, which I'm keeping for the long term, so I can happily refer friends all-year-round! The voucher is sent 30 days after the funds have cleared in your account - just look out for an email from "Mention Me", AJ Bell's referral scheme company. This a great bonus offer if you can meet the funding requirements 😊

Referral link: Sign up for the £100 Amazon gift voucher here

And the steps are below:

  1. Sign up via my referral link here and open one (or multiple) eligible accounts: Stocks & Shares ISA, Lifetime ISA, SIPP (pension) or Dealing Account
  2. Deposit or transfer across an account with £10,000+ within 120 days. It can be into one account or split across multiple accounts e.g. £7,000 ISA and £3,000 pension
  3. The voucher will be sent after 30 days of funding your account. You don't even need to invest it, just make the required deposit and wait a month!

Note: AJ Bell reserves the right to reclaim the voucher amount within 12 months if the new customer’s account value is reduced by more than 75% through withdrawal or transfer.

That's it. Enjoy your voucher when it comes! 😊

u/TopPomegranate4432 — 1 day ago

InboxPounds - free £1 bonus + earn cash for playing games and completing offers

InboxPounds is a brilliant money-making site for those who want to make a bit of cash on an ongoing basis. Essentially, they have games, offers and surveys that you can complete in return for cash. There are some better ones out there to be fair, like Earnlab and CashinStyle but nice to have it all in the mix.

They're offering those who sign up via referral a free £1 bonus to help you on your way (see link above). You can cash out to a gift card or Mastercard virtual card at £5. Paypal and loads of gift cards including Amazon are also available.

Referral link here: Get a free £1 bonus when you sign up to InboxPounds

My experience: I've made almost £220 mostly from playing "Featured" games that had enhanced bonuses including Alice’s Adventure Mergeland, Puzzles & Chaos and Star Trek Fleet Command. The games are pretty repetitive but easy money and fun, especially if you're just sitting in front of the TV watching a film anyway!

TIP: Search Reddit for helpful gaming guides to help you whizz through the games more quickly. They've been immensely helpful in helping to save time so you can reach milestones more easily.

LINKS:

reddit.com
u/TopPomegranate4432 — 3 days ago

Octopus Energy – free £50 bonus when you switch your gas / electricity

Octopus Energy recently became the UK's biggest energy provider (bigger than British Gas)! They have a generous refer-a-friend scheme where you earn a free £50 credit when you switch your energy to them. You're eligible if you have a smart meter, standard meter or economy 7 meter. A plus: NO FEES if you decide to switch out elsewhere at any time!

How to get your free £50 bonus with Octopus Energy:

  1. Sign up to Octopus using my £50 refer-a-friend link here
  2. Enter your post code and answer questions about your current energy use to receive a price quote. Click "Sign me up" to see the details about the proposed tariff, then confirm the switch once you’re happy.
  3. Enter your gas and electricity meter ID/serial numbers, so have an old bill ready as this info will be on there already. Octopus is brilliant at updating you via email on the whole process with what you need to do at each step.
  4. Your £50 reward will be credited to your account after your first direct debit has been taken - I received mine 2 weeks after the direct debit.

My hot tips:

  • When getting your quote, enter your “actual” energy usage using an old bill instead of using the “low, medium, high” options to keep your direct debit payments accurate
  • In your online account, you can reduce your monthly direct debits if you think they're too high - I lowered my mine by about 70%!

My experience + timeline:

I switched from Shell Energy to Octopus as it worked out cheaper across the board for both gas and electricity, so the £50 was a total bonus. The £50 was applied to my account less than 2 weeks after my first direct debit was taken and the switch process was probably the smoothest I’ve ever experienced. If you have a smart meter, you can also claim a free Caffe Nero or Greggs coffee each week as a free perk!

LINKS:

reddit.com
u/TopPomegranate4432 — 3 days ago

Shopmium - free £1 cashback bonus + lots of supermarket discounts each week

Shopmium is a cashback app that gives you money back when you buy certain items in supermarkets. They upload new items each week, so it's a useful app for life! New members who sign up via a friend get a free £1 bonus after their first cashback request to help you cash-out even sooner!

How does it work? Check what offers are available on the app each week, buy the item in-store or online, take a photo of the receipt and it will award the cashback in a day or so. You can then cash out to your bank account when you reach a £10 threshold.

How to get your £1 bonus and ongoing cashback:

  1. Download the Shopmium app using my referral link here (best to open the link on your phone)
  2. Enter code X4V8A8
  3. Buy any item that catches your eye and scan the receipt in the app to receive your cashback
  4. Continue to take advantage of other offers on the app and when you've reached £10, cash out to your bank!

My experience: One of my favourites was a 75% discount off some oat milk. I bought it in-store for £2, photographed the receipt when I got home, was immediately awarded £1.50, which stayed "pending" overnight before being "validated" the next day. You have to earn £10 before cashing out but it's still easy to reach with the number of offers they have. I’ve also received free Pringles, energy drinks, chocolate and generous discounts off yoghurt, ice-cream, sauces, rice, drinks and more! 😊

LINKS

u/TopPomegranate4432 — 3 days ago

WorldFirst account - earn 1.5% cashback on foreign currency spend + £40 per referral

WorldFirst is a multi-currency business platform with over 1 million customers.

It's currently offering new customers who sign up via referral 1.5% cashback (up to £110) on cross-currency transactions. It is open to sole traders and registered companies. When you refer friends who make a deposit of approx £300+ GBP, you'll also earn £40.

Timeline: Valid from 1 May 2026 - 31 December 2026. The reward will be credited by the last working day of the following month.

I've had a full business account with WorldFirst before they started this referral scheme (and even before the previous ones), so I have a working, legitimate account if anyone wishes to use my referral link to sign up.

How to get your 1.5% cashback with WorldFirst:

  1. Sign up to WorldFirst using my referral link here
  2. ID and address verification + checks about your business may be required i.e. an eBay seller account, social media etc
  3. Once approved, deposit money into your WorldFirst account and spend using the free virtual card.

LINKS

u/TopPomegranate4432 — 4 days ago

PayPal - free £10 reward when you spend £5 - new customer sign-up

PayPal, the big online payment company, has a new refer-a-friend scheme where new customers can earn a £10 bonus when they sign up via a friend and make a £5 transaction within 30 days of signing up.

How to get your £10 reward with PayPal:

  1. Send me a message here for a referral link
  2. Link a bank account, credit card or debit card to your PayPal account
  3. Verify your mobile number
  4. Complete a transaction of £5 or more within 30 days of signing up - you can choose PayPal at the checkout when you shop at most online retailers OR tap Send Money and send £5 to a friend with a PayPal email (can't be the same person who referred you).
  5. The £10 reward will be credited to your PayPal account within 14 days. Happy spending! 😊

LINKS

u/TopPomegranate4432 — 5 days ago

Gousto UK - boosted 70% discount off your first food delivery box + 40% off your second - for new customers

Gousto is a very popular food delivery box. You order your meals and all the ingredients come ready for you to cook!

For new customers (just create a new email address to qualify), here's a boosted 70% discount off your first box (for a limited-time), plus 40% off your 2nd box that anyone is welcome to use! They usually only offer 65% off.

70% discount off Gousto: Sign up via my referral link here

Or enter new customer code: KATE45456282

Tip: create a new account or use a different email address to qualify as a new customer.

The best way to maximise the offer is to order the biggest possible box and batch cook it (put it in the fridge or freezer for later). I used this method and my meals worked out at £1.38 per serving, which is amazing value. Perfect for meal prepping!

Enjoy! 😊

Non-referral link: https://www.gousto.co.uk/

reddit.com
u/TopPomegranate4432 — 6 days ago

Riverford Organic Farmers - £15 free credit towards a fruit & veg box after your first delivery

Riverford Organic Farmers offers high-quality, seasonal organic fruit, veg and meat boxes directly to your door. They also have bread, eggs, cheese, yoghurt, milk and more that you can mix and match.

They're offering new customers who sign up via a friend £15 free credit off their second box. A UK veg box costs £16.50 and a fruit & veg box costs £18.95, so £15 off your second box is amazing value. Seasonal fruit & veg boxes over £15 come with free delivery. Brilliant really!

My experience: I ordered my first organic fruit and veg box a few months ago and loved my selection (you know what you get in advance). I got potatoes, carrots, leeks, curly kale, tomatoes, apples and bananas, and I was able to use them all - they were delicious and a treat to be organic!

Referral link for £15 off your second order on Riverford Organic:

  1. Sign up via my referral link here
  2. Order your first box (I recommend a seasonal fruit & veg box)
  3. After you've received your delivery, the £15 will be credited to your Riverford Organic account
  4. Put the credit towards any box of your choice!

That's it - enjoy! 😊

Non-referral: https://www.riverford.co.uk/

Terms: https://www.riverford.co.uk/terms-and-conditions/#refer-a-friend

reddit.com
u/TopPomegranate4432 — 6 days ago

RewardXP - 10,000 XP sign-up bonus + get paid to play games on your phone with a top GPT website

RewardXP is a high-paying Get-Paid-To (GPT) website that pays you to play games on your mobile phone and answer surveys. It's very similar to sites like CashinStyle, Earnlab, InboxPounds and Gemsloot, which offer similar games, so compare before you play to ensure you're earning the maximum amount.

I've earned a VERY decent amount (a few hundred pounds over the past couple of years) by playing games and reaching the required milestones. They can be repetitive but are pretty easy when you follow the gaming guides on Reddit to help you get there faster!

Referral link for an instant 10,000 XP sign-up bonus:

Sign up to RewardXP via my referral link here

Sign up using a Gmail or Facebook account and the points appear in your account instantly. Go to the 'Earn' tab and pick one of the offer walls featured. I'd recommend Torox as it's the one I use most and RewardXP offers a 20% boost on Torox games. Then just pick a game and off you go! Earnings are in $ USD but can be converted to your own currency. I personally choose Paypal and convert it to £ GBP from there. Enjoy!

Happy gaming and earning! 😊

Links:

reddit.com
u/TopPomegranate4432 — 6 days ago

Snoop – free £5 Amazon gift card for linking an account to a free budgeting app for a month

Snoop is a money management and budgeting app that connects to your bank account to provide insights into your spending and money-saving offers.

It’s offering a free £5 Amazon voucher to anyone who signs up via referral, connects a bank account and leaves it connected for at least 28 consecutive days. It’s that easy!

Here’s how to get your free £5 Amazon voucher:

  1. Sign up using my referral link here - best to open directly on your phone as it takes you to the app and aids tracking
  2. Link a bank account or credit card that you can leave connected for at least 28 consecutive days
  3. Your £5 voucher will be emailed to you by Snoop within 28 days of connecting your account.

My experience: I signed up via referral, connected a secondary bank account that I mostly use for money-making offers (not my main account) and waited almost a month before I got an email with my free £5 Amazon voucher. Very easy work 😊. And the app is actually pretty useful, so I've kept it, as it regularly recommends money-saving (and money-making) offers, bank switches with additional Amazon vouchers etc. I also check it weekly as I now use it as my main budgeting app.

LINKS

reddit.com
u/TopPomegranate4432 — 7 days ago

Zable - free £10 - sign up for a credit-building credit card and make a transaction

Zable is an award-winning credit-building credit card company.

They're currently offering new customers a free £10 bonus when you open a credit card through a refer-a-friend link and make a card transaction of any amount (£1 works!)

Eligibility: you need an income of £800+ per month through a salary, pension or benefits to be eligible for a Zable card.

Here's how to get your £10 with Zable:

  1. Send me a message here for a referral link
  2. Complete your application and link a bank account
  3. Wait for the physical card to arrive (took about 3 days for me) and activate it in the app
  4. Make a purchase of any amount (I spent £1 on a pack of cookies in Sainsbury's using the physical card)
  5. Terms say the £10 will be credited to your account within 30 days but I got mine after just 2 days!

That's it, enjoy!

LINKS:

reddit.com
u/TopPomegranate4432 — 7 days ago

Gousto UK - boosted 70% discount off your first food delivery box + 40% off your second - for new customers

Gousto is a very popular food delivery box. You order your meals and all the ingredients come ready for you to cook!

For new customers (just create a new email address to qualify), here's a boosted 70% discount off your first box (for a limited-time), plus 40% off your 2nd box that anyone is welcome to use! They usually only offer 65% off.

70% discount off Gousto: Sign up via my referral link here

Or enter new customer code: KATE45456282

Tip: create a new account or use a different email address to qualify as a new customer.

The best way to maximise the offer is to order the biggest possible box and batch cook it (put it in the fridge or freezer for later). I used this method and my meals worked out at £1.38 per serving, which is amazing value. Perfect for meal prepping!

Enjoy! 😊

Non-referral link: https://www.gousto.co.uk/

reddit.com
u/TopPomegranate4432 — 7 days ago

Interactive Investor (ii) referral link - No Fees for 1 year for ISA, GIA and SIPP when you sign up through a friend

Interactive Investor (ii) is a major award-winning UK investment platform that offers Stocks and Shares ISAs, pensions and trading accounts.

People mostly use it for its flat-fee pricing model, which makes it more cost-effective for higher-fund investors.

It has a refer-a-friend promotion where new customers can get 12 months on the platform with no fees (and this can be combined with ii's standard cashback offers), providing you have funds of £5,000 or more. And I, as your referring friend, will receive £200 from Interactive Investor. I have a fully funded active account, so am happy to refer friends all-year-round. This referral reward can also be combined with ii's additional cashback offers to maximise your return!

How to get your Interactive Investor account for No Fees for 1 year:

  1. Sign up via my referral link here, friends
  2. Open an eligible account: Trading Account, Stocks & Shares ISA, Managed ISA or Personal Pension (SIPP)
  3. Within 1 year of account opening, fund your account with a minimum of £5,000. Transfers in and deposits qualify
  4. You'll now qualify for zero fees for the next 12 months

Tip: Make a note of my username just in case you need to get in touch if Interactive Investor needs me to verify we're friends or anything.

Otherwise, enjoy the free year, friends 😊

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Other offers with Topcashback:

Topcashback also has cashback offers ranging from £45-£125 with minimum funds of £10,000.

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Non-referral: https://www.ii.co.uk

Terms: https://www.ii.co.uk/recommend-ii/customer#reciiterms

reddit.com
u/TopPomegranate4432 — 7 days ago

Ribbon Rewards - earn gift cards for paying rent - free £25 gift card bonus plus 1% ongoing cashback on rent payments

Ribbon Rewards is a brilliant platform that rewards you in gift cards just for paying your rent!

They're currently offering a boosted £25 bonus when you sign up through a friend and make your first rent payment. There are no fees for using the service!

£25 boosted Ribbon Rewards referral link: Sign up for your £25 welcome bonus via my referral link here, friends

And if needed, enter code: KATEAFBF

How it works: It's a great way to get money back on rent that you're already paying. Just enter your landlord's bank details, pay the rent money into your allocated Ribbon account and they'll automatically forward it to your landlord whilst tracking your cashback. Once you've paid a month's rent, you'll be able to claim your gift card instantly.

My experience: Worked perfectly for me! And it works for service charges or housing schemes like Shared Ownership where you pay partial rent to a housing association. I gave Ribbon my landlord's bank details, paid rent into my allocated Ribbon account and it showed up instantly. I didn't even need to check with my landlord because they confirmed that my rent was safely received the same day! I claimed my gift card instantly after making my payment, so I'm very happy! If you'd like to sign up, I'm happy to be your referring friend 😊

The £25 boosted welcome bonus (usually £10) plus ongoing 1% cashback is a great perk! You can redeem gift cards from Amazon, Deliveroo, Uber Eats, Nandos, Apple, Nike, John Lewis, Argos, ASOS, Asda, Sainsbury's, Morrisons, M&S, Avios points and more!

That's it - enjoy! 😊

Non-referral: https://www.ribbonrewards.io/

reddit.com
u/TopPomegranate4432 — 7 days ago

Capital on Tap business credit card – free £75 cash, gift card or 6,000 Avios points sign-up incentive + 1% uncapped cashback

Capital on Tap is a reward credit card for small businesses and people who are a Director or majority Shareholder of a Limited Company (Ltd) or limited liability partnership (LLP) registered on Companies House.

They’re offering a £75 reward (7,500 points) for those who open a credit card via a referral and make one transaction (any amount) on the card. Plus, there’s 1% uncapped cashback when you spend on the card. They also specifically say: "Applying won’t affect your credit score".

How to get your free £75 reward (7,500 points) with Capital on Tap:

  1. Sign up using my refer a friend link here
  2. If required, enter Capital on Tap promo code: 2REFM892N33
  3. Complete your application and ID process (I had a follow-up email asking to confirm my business activities, no documents needed, just a quick email response and they approved it)
  4. Activate your physical card when it arrives and make your first purchase (any amount) within 30 days of activation
  5. The 7,500 points will land in your Rewards section. Redeem it for £75 cash (to your bank account - my favourite option), credit, gift cards or even 6,000 Avios points!

Notes:

  • Sole traders aren't eligible, you need a Limited company registered at Companies House.
  • Your company should have a turnover of at least £2,000 per month (that's what they say)

My experience: Immediately after making my first transaction (bought some stamps from the Post Office), my phone pinged with an alert saying a £75 credit had been applied, so the offer worked perfectly and instantly. Screenshot here. I'm very happy with it and have ended up being a solid customer - I'm still using it as my main business card years later for the 1% cashback!

LINKS:

reddit.com
u/TopPomegranate4432 — 7 days ago

CashInStyle - get paid to play games on one of the higher paying GPT sites

CashInStyle is one of the higher paying "Get Paid To" websites (available worldwide) that lets you make money by playing games (what I use it for), doing surveys and more. It's similar to sites like Earnlab, InboxPounds, RewardXP and Gemsloot but seems to be among the higher paying sites, which is why I use it for some games (it's best to compare across multiple sites to get the best deal).

Earnings are in $ USD by default but can be converted to whatever currency you use. Cashing out via Paypal is the easiest option and takes 1-2 working days (only took a day for me). The minimum cash-out is just $2 (approx £1.50 in GBP), so a super easy threshold to reach.

SIGN UP | CashInStyle referral link: Sign up via my referral link here

Or enter code: playforcash

My experience: I wrapped up my first game (DC Dark Legion - very easy, I highly recommend it) recently on CashInStyle, which netted me about £35 profit! Tracking for all my milestones and purchases tracked instantly, albeit with a 2-week holding period on my highest milestone, but that's fine since the most important thing is that it tracked. I cashed out via Paypal and received the funds the next day! Am very happy to recommend it if you fancy earning a bit of cash for playing games on your phone or PC in your spare time too!

Happy gaming and earning! 😊

Links:

reddit.com
u/TopPomegranate4432 — 7 days ago

Topcashback - £10 sign-up bonus + earn cashback when you shop online

Topcashback is the UK's highest paying cashback site (according to them, but usually true!) similar to Quidco and Rakuten.

How does it work? When you make a purchase online, go via Topcashback first and click through to your chosen retailer, then shop as normal. When the transaction tracks, you'll earn money back for making the purchase!

Sign up for your Topcashback £10 sign-up cashback bonus:

  1. Sign up to Topcashback via my £10 referral link here
  2. Shop at any of the retailers through the site so Topcashback can track your purchases and award cashback
  3. When you've reached the £10 threshold (easily done in a few weeks although you have 6 months to reach it!), you can cash out to your bank account (arrives in 1-2 days), or pick a gift card - the amount will be boosted a little!

Top tip: Search TopGiftCards on Topcashback to purchase gift cards for popular retailers and receive instant cashback. There are also cashback offers for opening bank accounts (combine with a bank switch offer to maximise your reward) and credit cards - just check which ones count towards the threshold.

My experience: I've been using Topcashback for 15+ years and even pay for Plus membership to earn enhanced cashback - a testament to how much I use it! It's great for saving money as you earn money on purchases you would have made anyway, essentially giving you a discount. Aside from buying, some of the easiest offers are for opening credit cards and bank accounts and getting paid for it!

LINKS

reddit.com
u/TopPomegranate4432 — 9 days ago

Raisin savings - free £100 cash bonus (plus interest) when you save £10k for 12 months

Raisin UK is a savings marketplace that lets you access savings accounts from one simple platform.

They're currently offering new customers a free £100 bonus (on top of the usual interest rate) when you open a 1-Year Fixed Rate Savings account and save £10,000 or more. The bonus arrives in your Cash pot, so you can withdraw it straight to your bank account!

All savings accounts on Raisin are FSCS-protected and DGS-protected (the European equivalent).

I have an active Raisin UK account (fixed rate), so have a full set of referrals to share with friends!

How to get your £100 cash bonus with Raisin:

  1. Sign up via my referral link for £100 on Raisin here
  2. Open a 1-year Fixed Rate Bond with a minimum of £10,000 to qualify for the bonus
  3. After 28 days, the £100 bonus will land in your Raisin Cash account - you can withdraw to your bank account from there
  4. You'll also be earning interest on your savings, so enjoy that when it comes too!

That's it - enjoy your bonus and interest! 😊

LINKS

reddit.com
u/TopPomegranate4432 — 11 days ago

Interactive Investor (ii) referral link - No Fees for your first 12 months when you sign up through a friend

Interactive Investor (ii) is a major award-winning UK investment platform that offers Stocks and Shares ISAs, pensions and trading accounts.

People mostly use it for its flat-fee pricing model, which makes it more cost-effective for higher-fund investors.

It has a refer-a-friend promotion where new customers can get 12 months on the platform with no fees (and this can be combined with ii's standard cashback offers), providing you have funds of £5,000 or more. And I, as your referring friend, will receive £200 from Interactive Investor. I have a fully funded active account, so am happy to refer friends all-year-round. This referral reward can also be combined with ii's additional cashback offers to maximise your return!

How to get your Interactive Investor account for No Fees for 1 year:

  1. Sign up via my referral link here, friends
  2. Open an eligible account: Trading Account, Stocks & Shares ISA, Managed ISA or Personal Pension (SIPP)
  3. Within 1 year of account opening, fund your account with a minimum of £5,000. Transfers in and deposits qualify
  4. You'll now qualify for zero fees for the next 12 months

Tip: Make a note of my username just in case you need to get in touch if Interactive Investor needs me to verify we're friends or anything.

Otherwise, enjoy the free year, friends 😊

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Non-referral: https://www.ii.co.uk

Terms: https://www.ii.co.uk/recommend-ii/customer#reciiterms

reddit.com
u/TopPomegranate4432 — 12 days ago

Virgin Media bonus - free £50 reward when you sign up to a Virgin Fibre Broadband, TV, Home Phone or Volt package

Virgin Media has a very nice £50 cash incentive for new customers signing up to one of its Fibre Broadband, TV, Home Phone/Landline or Volt packages (Virgin Broadband + O2 SIM combination). Virgin Media student deals are also included.

How to get your £50 cash incentive with Virgin Media:

  1. Sign up to Virgin Media via my referral link here, friends
  2. Take out a Fibre Broadband, TV, Home Phone or Volt package with a minimum 12-month term
  3. 60 days after your service installation, your reward will arrive via email - cash out the £50 bonus to your bank account or Paypal

That's it, enjoy your reward when it comes! 😊

Non-referral: https://www.virginmedia.com/

reddit.com
u/TopPomegranate4432 — 13 days ago