My Monthly SIP: 1.15L
(majority equity, some debt and precious metal ETF)
Keep seeing posts about how markets is fkd, economy is bad, growth is slow, FII is showing a middle finger to India. If I add war and Modi Ji's speech into this, it's not looking pretty. In this case what's your strategy for SIPs?
How long do you think this shit show can last?
I am not investing in US stocks, should I be doing that?
I am stuck in an endowment scheme called Reliance Nishchit Samridhi Yojna (now overtaken by IndusInd). An agent sold it to me in 2021 when I didn't know much about finance and he convinced my dad about the benefits. I've been paying 1.5L annually since 5 years and 2 more years to go, post that I will start receiving 75K a year for 20 years then a maturity amount ~15L. I know its stupid of me to keep paying the premium all these years, should have pulled out long ago. Whats the best way forward now? Pull out and invest in market now? Or Keep paying premium for 2 more years and just reinvest that 75K annual in MFs.
Purchased this laptop for 80K including 3 year accidental damage warranty from Croma. I returned a 6 year old dell vostro for 10K. Is this a good laptop and fair price?