I am a science student, never had any experience on MF. Did some research on MF and chose this mf. Since I have a long way to go I have lots of risk tolerance. I even opened a rd. Never had a job before and on money management I am not that good.
I have been investing from past 6 months, you can consider me as newbiee, need your inputs/advice to this new kid.
I want to be more aggressive with my allocation amount for the next 17 years.
Rish Appetite - Aggressive
Goal - Wealth Creation
Horizon - 17 years
Allocation - I wanted to switch from icici large cap to kotak nifty next 50 index fund and there is a 33% overlap between ppfa flexi and icici large cap and I don’t to want to pay for two different fund managers for 55% same set of stocks
App used - Groww, kuvera
Why these funds? - Honestly my friend suggested to me to with these funds and gradually increased my knowledge on mutual funds and decided to not to go with overlap above 25% and wanted to be more diversified
Why kotak nifty next 50? - To bet on future blue chip stocks and will be less overlap with ppfa flexi cap
Thanks in advance 🙏, waiting for your inputs
Im new to mutual funds i have 80k in hand my whole savings im 23 unemployed im planning my whole savings to invest in MF just want to hear your thoughts and advices suggest me what to do ( my family doesn’t need that amount and i have emergency amt im planning to invest all of it which funds i should invest and i cant invest monthly its a one time investment PLEASE GIVE YOUR THOUGHTS!!
28, Started investing a couple of months ago. I know I am investing too little, might be too late as well..
But asking suggestions for Long term investment. Any modifications or new additions that I need to consider? I am not gonna touch this amount and planning to increase it a bit every 3 months.
Investment horizon - 10 to 15 years
Risk tolerance - Medium
Reason - I literally talked with Claude and selected these mutual funds for beginner invester for long term goals 🥲
I am trying to decide between Multi Asset and Flexi cap funds for a long term investment (10 years).
Which one is better in terms of Returns, Risks and Taxation?
My current SIPs include the top 3 funds (20k) in the image. Rest as lumpsums. I also put 5k in gold etf monthly. (Total: 25k)
Planning to add another SIP of 5k, what should I put that into? Is there something I'm missing?
I have an Edelweiss Liquid Direct Growth mutual fund held in demat through Groww.
Current status:
Total value in Groww: ~₹1.41 lakh
Total units: 38.828
Redeemable units: 27.452
Redeemable value: ~₹99,669
What’s confusing is:
Groww shows my full holding as ₹1.41 lakh, but only 27.452 units are redeemable.
MF Central and INDmoney also show my holding as only ~₹99k, not ₹1.41 lakh.
There are no recent purchases or pending transactions that would explain this. My last investment was only around ₹7,000 in June.
Has anyone experienced something similar with demat mutual funds?
Hello Everyone,
I recently found out that Zerodha charged me DDPI charges twice and when asked to Zerodha support they only shared that the extra charge will be reversed. No explanation as to why this happened.
When I checked my wife’s account, her account also showed DDPI charges for the same date and we are sure we did not enable this.
There may have been some bug or some problem on Zerodha platform but looks like they are not answering it properly. They have only admitted that the charges will be reversed.
Please check your fund statement from console app, if you also have been charged mistakenly. The entry I saw was for 29th June 2026 and the amount shows up as ₹118.
I am not sure if this is some bug or the platform problem or if this affecting everyone but wanted to share so that you are aware.
Been investing regularly for about 4 years now. SIPs were slowly increased and currently overall I invest close to 20k split across all the funds. I just thought to get the review done by claude (bad decision maybe) and it suggested me to reinvest Axis large cap and UTI Nifty 50 in ICICI, PGMI and Parag Parikh. Although I am skeptical about it, I still withdrew14k from Axis (inspite of having good returns).
HDFC liquid is some6i started recently for an upcoming trip 6 months later and intend to keep it post that as an emergency fund.
I honestly need help to understand which MF to continue, which to redeem and reinvest and I can push upto 25k/month in SIP from next month.
Please review and lmk what should I do?
Also, all the funds invested came via someone's information or some YT videos, my research on the fund would be hardly 3/10 effort wise!
Please help a friend out.
Hello, Economics has never been my cup of tea. I regret being a Finance handicap cause it is coming back to bite me in the middle of my professional career.
I have invested in these funds only looking at how they had performed historically. How much of my portfolio needs to change? Please be lenient with me and use regular lingo 😭
PS: I don’t earn much. A low-paying job allows me to save 17k in SIPs monthly which I have divided randomly among these MFs. I also have a 3k worth NPS and some low-value FDs which my father made me do. I know it is nothing but please help me make better decisions before I settle down.
I recently exited Parag Parikh Flexi Cap Fund (i was fed up to be honest from last 2 years) and now I’m looking for a good alternative.
I’m looking for a fund with strong long-term potential and consistent performance.
I’m okay with volatility if the long-term returns justify it.
What would you choose today and why?
Currently I’m holding
Nippon multi asset
Jio black rock small cap
ICICI large & mid cap
Hi Everyone! I am 22 just joined a law firm - will be earning around 1.4L per month- removing all the expenses i am left with around 80-90k. Now i want to Invest about 50k a month for sure. Do you have any advice on where to put in. I already was investing around 6k in MF before its been around 3-4 years of that.
High risk taking capacity.
Would really appreciate some insights.
Thank youuu
I withdrew around 30k worth of mutual funds in 3 part payments on Thursday. Thought I would receive it before this weekend. But it's still in progress.
I already have an Emergecy Fund of 1 lakh as FD.
My job covers my health and term insurance. Will get one of my own soon.
I make around 70k and invest around 14k in SIP.
Apart from this I get 1 gram of physical gold.
Risk Profile: Moderate
Investment Horizon: Long Term
I have only invested in this as of now i can invest 10k inr every month i wanted to know if i should continue to put money on uti nifty 50 index or start to diversify my investments into other mutual funds
• RISK TOLERANCE - MODERATE
• INVESTMENT HORIZEN - 10 year +
Would preciate the suggestion and advices
Hi guys, a bit of a background from me. I work in railways as an engineer and I decided to move to Germany for my masters. I have 20 lacs sitting in my bank. I will move in germany in september. My mother is dependent on me. I want to SWP for my mother so that she doesnot have any problem of money while I am not here. Please help guys. I'm totally new to this. The FD path won't work as the value of the principle amount will not increase. Please guys🙏🏻
Started investing in mutual funds about 6 months ago. My goal is long-term wealth creation (15+ years), and I’m still learning.
Current SIP allocation:
₹7,500 – Parag Parikh Flexi Cap
₹4,500 – HDFC Mid Cap
₹3,000 – Bandhan Small Cap
I’d love your feedback on a few things:
- Is this portfolio aggressive, balanced, or too risky
- Should I add a Nifty 50/Index fund, or is this portfolio sufficient?
- Any other feedback is appreciated
* Nippon India Small Cap – ₹3k (planning to redeem this and invest it into Bandhan Small Cap, so I’ll continue with only one small-cap fund.)