Risk appetite: Moderate
Goal: Wealth creation
Horizon: 10-12
App used: Groww
Allocation : 2500 monthly sip into PPFC, 2000 monthly sip into nifty next 50index, 3000 lumpsum into ICICI prudential Bharat 22 FOF
age 19, please review my portfolio and advice
also, can I have a second goal along? I'm a bachelor but would plan for a car/trip/education in 5 years.. living with parents and no big expense as such for now.
Risk Appetite: Moderate
Goal: Wealth creation
Horizon: 8-10 years
App Used: Groww
Current allocation:
Canara Robeco Large & Mid Cap Fund
• Regular Plan
• Growth
• Holding period: 8.8 years
• Return: 81.39%
• Allocation: 44.7%
Canara Robeco Equity Hybrid Fund
• Regular Plan
• IDCW Monthly
• Holding period: 8.8 years
• Return: 5.34%
• Allocation: 44.7%
Canara Robeco Small Cap Fund
• Direct Plan
• Growth
• Holding period: 1.11 years
• Return: 6.51%
• Allocation: 5.6%
Aditya Birla Sun Life PSU Equity Fund
• Direct Plan
• Growth
• Holding period: 2.3 years
• Return: 22.79%
• Allocation: 5.7%
XIRR: 8.09%
Why These Funds - I started investing without proper research and now realizing the portfolio is not structured properly, especially the two regular plans.
The returns in my first SIP has crossed 1.5 lac, I am worried about the deductions if I convert it to direct now.
the second one has only made 11.5 K.
honestly, it's messed up, I need advice on cleaning this up.
If anybody can help, Thanks a lot!
Risk appetite: Moderate
Goal: Wealth creationism
Horizon: 8-10 years
Allocation: Inserted in the picture
App used: Groww
Hey everybody,
I know my portfolio is real messy as I started investing not through proper research but random suggestions from people around me.
The biggest mistake here is two regular SIPs, I want to convert, however I am worried about deductions as the first SIP has crossed 1.5 Lac returns while the second one has only made 11.5 K, I want to relocate my funds into better MF before its too late. I was new to MF back then, I have started to understand it now however there's still a lot to learn..
Please guide me through this.
Anybody who can advice, big thanks to you!
I recently turned 19, general category.
10th (CBSE) : 90%
12th (CBSE- PCB) : 70%
Currently pursuing BSc. in life sciences (2nd sem about to be over) from a tier 99 college.
My academic profile doesn't looks good and I'm genuinely aware of all the aspects where I lagged.
If anybody can advice me with what can I still achieve with this, it'll be a great help.
I don't think I want to get into research and nor I can move abroad.
some generic options left with me are :
Govt. exams
tier 1 or 1.5 MBA
I can speak decent English, I can grasp theoretical concepts easily, understand logics, I know decent PPT, Excel and Canva as well.
I know it's not impressive at all, I wasted my potential but I want to outgrow from that regret, any genuine advice is appreciated.
The pressure of being the eldest child is starting to hit and I don't want to let down my parents who are not giving up on me even when I let them down a few times..
Thank you.