u/Awkward_Pick_4911

Risk Appetite: Moderate to aggressive 📈

Goal: Wealth creation 🤑

Horizon: 10-15 years 🗓️

Allocation: Rs.35000 per month SIP 🏦

• Nippon large cap - 4000
• Edelweiss mid cap - 6000
• Invesco small cap - 5000
• HDFC Flexi cap - 3500
• Kotak multi cap - 2500
• ICICI Multi asset allocation fund - 4000
• ICICI short term debt fund - 6500
• SBI Gold - 2500
• Axis silver Fof - 1000

App used: Grow 📱

Why these funds: 🤔

I created this portfolio to align with my risk appetite, trying to use one fund each from Flexi, Multi, Large, Mid and Small caps. I added Multi asset allocation fund for its balanced approach (I have my doubts about the utility of this fund in my portfolio). Short term debt fund for stability. And commodities as hedge. Allocation across asset classes comes out to:

• Equity - 60%
• Hybrid - 11.4%
• Debt - 18.6%
• Commodities - 10%

And equity allocation across market caps comes out to around:

• Large cap - 41%
• Mid cap - 34%
• Small cap - 23%

I picked the funds based on Valueresearch and Morningstar ratings, rolling returns and expense ratios, to the best of my ability.

Risk Appetite: Moderate to aggressive 📈

Goal: Wealth creation 🤑

Horizon: 10-15 years 🗓️

Allocation: Rs.35000 per month SIP 🏦

• Nippon large cap - 5000 (14.2%)
• Edelweiss mid cap - 6000 (17.1%)
• Invesco small cap - 5000 (14.2%)
• HDFC Flexi cap - 5000 (14.2%)
• ICICI Multi asset allocation fund - 4000 (11.4%)
• ICICI short term debt fund - 6500 (18.5%)
• SBI Gold - 2500 (7.1%)
• Axis silver Fof - 1000 (2.8%)

App used: Grow 📱

Why these funds: 🤔

I created this portfolio to align with my risk appetite, trying to use one fund each from Flexi, Large, Mid and Small caps. I added Multi asset allocation fund for its balanced approach (I have my doubts about the utility of this fund in my portfolio). Short term debt fund for stability. And commodities as hedge. Allocation across asset classes comes out to:

• Equity - 60%
• Hybrid - 11.4%
• Debt - 18.5%
• Commodities - 10%

I picked the funds based on Valueresearch and Morningstar ratings, rolling returns and expense ratios, to the best of my ability.

Request the veterans of this sub to give your valuable insights!