u/Accomplished_Song549

What makes me laugh over this kind of stuff is that I've never been late on a payment, I spend and pay-off well, carry student loans that are paid frequently, all for poor credit. Now after 18 years it's reversed, and for what? I already have the house ($530k owing), car (paid), high credit amount (low balance), LOC if needed ($0 owing). So it kinda makes you think that maybe it'd be worth closing? I feel like my spending is worse than normal knowing I have a credit card, anyone else agree?